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Aspirations of Frugality and Fun on the Road to Mortgage Freedom
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Hope to be able to catch up tomorrow - we've had loads of comp / internet problems and my Mr needs the comp now.
Hope you've all had a good weekend and are well xCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Have a good week DDFW and don't study tooooo hardMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Am not surprised to see you jumping for joy. Well done with the ccMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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1, 31 newly listed items bay of e
12/31 14/31 21/31 31/31 37/31
2, Kitchen - complete total declutter
comleted
3, Spending diary
1st: Mr L's: £16.12 - 6 packs of meat, compost, 4 jars, cheese, pasta, rolls, mushrooms - much cheaper than elsewhere and some items i am trying to see if we can switch brands
2nd NSD
3rd: £25.50 = £15.50 gifts and £10 replacement boots (ones returned were £30)
Mr C's: £2.39 - reduced meat for a meal and brekkie
4th: £60.50 - tickets for a night out
5th NSD
6th £9.66 Mr Al's, £45.90 Mr M's £9.30 petrol £1 scratchcard
7th £11 on night out - included food =, drinks & a ticket
8th NSD
9th NSD
10th Mr C's £4.19 - cheaper items than s/m
11th NSD
12th cake 90p
13th £4 gifts, food shop £54.89 - Mr M's, Mr Al, Mr C
14th £25 gifts
4, 8 5k runs
5, Tuesday, the day of cashback each tuesday check if there are any good cashback offers available
6, Complete and submit assignment for uni
7, 30 minutes a day following my dream i enjoy it, it could lead to a new career so i need to work at it
8, Shopping list to be kept to a minimum each week Aim for £50 under current budget :cool:
9, stick to the meal plan as far as possible will save time and money :T
Plan with 1 drawer at a time approach :cool:
10, No buying clothes in March or shoes or accessories :eek:
11, Try to find the good / humour in the day e.g work may be hard but i can make it better by appraoching it in a cheerful manner and not letting this be worn out of me as it has been by other in the past
12, NSD tally: llll llll ll
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
I didn't keep up with alot of March's plan so not sure how i did overall - i'll need to keep a better track in april :cool:CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000
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Whoops - i seem to be losing and duplicating posts!
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
1, 10 newly listed items bay of e 19 so far (2 were written and ready to go but sold privately instead)
2, Loft declutter Done! 05/04/2014 and lots gone too
3, Spending diary
4, 8 5k runs
5, Tuesday, the day of cashback each tuesday check if there are any good cashback offers available
6, Complete and submit assignment for uni
7, 30 minutes a day following my dream i enjoy it, it could lead to a new career so i need to work at it
8, Shopping list to be kept to a minimum each week Aim for £50 under current budget :cool:
9, Apply for MA
10, Start work plan
11, NSD tally:
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Thanks brizzle - off to read up on your newsCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000
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Amazing that you kept track not only of the NSDs, but what you spent on the spendy days! And I just love the month's analysis, I'm in awe of being able to do that. Congratulations!2023: the year I get to buy a car0
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Monthly analysis most impressive / scary. Totally disorganised here...dream of being able to remember where I left the keys and the dog - no hope of remembering much else!!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0
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