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Aspirations of Frugality and Fun on the Road to Mortgage Freedom

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Comments

  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hope to be able to catch up tomorrow - we've had loads of comp / internet problems and my Mr needs the comp now.

    Hope you've all had a good weekend and are well x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Have a good week DDFW and don't study tooooo hard ;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Am not surprised to see you jumping for joy. Well done with the cc
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    1, 31 newly listed items bay of e
    12/31 14/31 21/31 31/31 37/31


    2, Kitchen - complete total declutter
    comleted

    3, Spending diary
    1st: Mr L's: £16.12 - 6 packs of meat, compost, 4 jars, cheese, pasta, rolls, mushrooms - much cheaper than elsewhere and some items i am trying to see if we can switch brands
    2nd NSD
    3rd: £25.50 = £15.50 gifts and £10 replacement boots (ones returned were £30)
    Mr C's: £2.39 - reduced meat for a meal and brekkie
    4th: £60.50 - tickets for a night out
    5th NSD
    6th £9.66 Mr Al's, £45.90 Mr M's £9.30 petrol £1 scratchcard
    7th £11 on night out - included food =, drinks & a ticket
    8th NSD
    9th NSD
    10th Mr C's £4.19 - cheaper items than s/m
    11th NSD
    12th cake 90p
    13th £4 gifts, food shop £54.89 - Mr M's, Mr Al, Mr C
    14th £25 gifts


    4, 8 5k runs

    5, Tuesday, the day of cashback each tuesday check if there are any good cashback offers available

    6, Complete and submit assignment for uni

    7, 30 minutes a day following my dream i enjoy it, it could lead to a new career so i need to work at it :)

    8, Shopping list to be kept to a minimum each week Aim for £50 under current budget :cool:

    9, stick to the meal plan as far as possible will save time and money :T

    Plan with 1 drawer at a time approach :cool:

    10, No buying clothes in March or shoes or accessories :eek:

    11, Try to find the good / humour in the day e.g work may be hard but i can make it better by appraoching it in a cheerful manner and not letting this be worn out of me as it has been by other in the past

    12, NSD tally: llll llll ll


    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I didn't keep up with alot of March's plan so not sure how i did overall - i'll need to keep a better track in april :cool:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 1 April 2014 at 8:38AM
    Whoops - i seem to be losing and duplicating posts!




    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 15 April 2014 at 10:48AM
    1, 10 newly listed items bay of e 19 so far (2 were written and ready to go but sold privately instead)

    2, Loft declutter Done! 05/04/2014 and lots gone too


    3, Spending diary

    4, 8 5k runs

    5, Tuesday, the day of cashback each tuesday check if there are any good cashback offers available

    6, Complete and submit assignment for uni

    7, 30 minutes a day following my dream i enjoy it, it could lead to a new career so i need to work at it :)

    8, Shopping list to be kept to a minimum each week Aim for £50 under current budget :cool:

    9, Apply for MA

    10, Start work plan

    11, NSD tally:



    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thanks brizzle - off to read up on your news :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Amazing that you kept track not only of the NSDs, but what you spent on the spendy days! And I just love the month's analysis, I'm in awe of being able to do that. Congratulations!
    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 7,205 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Monthly analysis most impressive / scary. Totally disorganised here...dream of being able to remember where I left the keys and the dog - no hope of remembering much else!!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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