Debt free by 40 -- 19 Months and counting

StressedSteph

** I really want to pay off Littlewoods this month. It is only £40 more than my usual minimum payment to them.


Will feel soooo good when I can green strike through another debt

Verbatim

OR you could get that emergency fund started!
Well done on avoiding the day in school. Fingers crossed for the Indian Head Massage.

misstara

Morning Steph
Fingers crossed hubby gets more work. I'm sure you'll manage to find the £40 to pay off Littlewoods. You're doing fantastic

StressedSteph

Verbatim wrote: »

OR you could get that emergency fund started!
Well done on avoiding the day in school. Fingers crossed for the Indian Head Massage.

Morning Verbatim


Hope all is good with you.


I didn't get the call for the Massage . Some more might get booked in over the weekend, I can only hope.


I have earnt £87.50 in treatments this week so as soon as I get paid that will start the emergency fund.


Can you tell I am finding it really hard to change my focus away from debt busting .


BUT if I get Littlewoods gone this month with just a small overpayment, then in March my payment to Co-op card will snowball from a £40 payment to a £225 payment :T


I will carry on with only paying £650 towards debts each month while we save, but that large snowballed payment to Co-op will feel really good, but not costing me any extra.


Hope all that gabbling makes sense

tootallulah

It all makes perfect sense, I can't wait for that Littlewoods debt to be gone either! Fingers crossed that the spa will come through. Well done for swerving the Romans you can assuage your guilt when it's Victorians - much better food.

mummytogirls

Hope you manage to get some treatments booked in this weekend Steph x

Eager_Elephant

Just barging in if it's ok?


I have not been on for a few days and noticed you had posted on PLMBL's thread about feeling low and time of the month etc.


DFW (who is MIA) and I swear by Agnus Castus - it helps regulate your hormones and really puts you on an even keel with your mood.
I used to be right female dog for 2 weeks a month, I could shout, scream, rant and rave for hours but then I read about these and my life has been transformed.


If I forget to take them I soon know about them and for the last few weeks I haven't been taking them and I am a mardy mare again. I am back on them now and can feel my low mood lifting.


Personally I buy 1000mg tablets as this is all my health shop had and I am sticking with it but I know others take less.


I now buy mine from Amazon - it is about £7 for 100 tablets so 3mths worth.


If you look it up online search under PMT because some people take it to help with regular periods when they want to conceive.


This might be TMI but I used to have really heavy periods but since I have been on there it is just normal.

Verbatim

Great planning Steph. Hope it all goes well.

StressedSteph

tootallulah wrote: »

It all makes perfect sense, I can't wait for that Littlewoods debt to be gone either! Fingers crossed that the spa will come through. Well done for swerving the Romans you can assuage your guilt when it's Victorians - much better food.

Hi Toot

Yes I think finally paying off Littlewoods and being able to snowball that £184 pm payment onto Co-op will feel great, especially atm when I can't pay any extra off on debt because I am trying to save.

Haha i agree about the Roman food, Dd did a project on it and baked some Roman cake and it was pretty terrible :eek:

xx

mummytogirls wrote: »

Hope you manage to get some treatments booked in this weekend Steph x

Hi MTG

No text received as yet . Hopefully next week some will come in xx

StressedSteph

Eager_Elephant wrote: »

Just barging in if it's ok?


I have not been on for a few days and noticed you had posted on PLMBL's thread about feeling low and time of the month etc.


DFW (who is MIA) and I swear by Agnus Castus - it helps regulate your hormones and really puts you on an even keel with your mood.
I used to be right female dog for 2 weeks a month, I could shout, scream, rant and rave for hours but then I read about these and my life has been transformed.


If I forget to take them I soon know about them and for the last few weeks I haven't been taking them and I am a mardy mare again. I am back on them now and can feel my low mood lifting.


Personally I buy 1000mg tablets as this is all my health shop had and I am sticking with it but I know others take less.


I now buy mine from Amazon - it is about £7 for 100 tablets so 3mths worth.


If you look it up online search under PMT because some people take it to help with regular periods when they want to conceive.


This might be TMI but I used to have really heavy periods but since I have been on there it is just normal.

Hi Eager Elephant,

Wow that sounds like just what i need. I will look it up on the internet. Thank you soooo much.

xxxx

Verbatim wrote: »

Great planning Steph. Hope it all goes well.

Thanks Verbatim. xxx