Debt free by 40 -- 19 Months and counting

clearmydebts

StressedSteph wrote: »

Morning,


Well the children went off to school happily today. Ds has a beautiful present wrapped up for his Girlfriend for Valentines day and Dd's class have a Pyjama Party this afternoon for reaching some reward target this half term. AND its the last day before they have a whole week off. Yay :j.


My Agnus Castus arrived yesterday so have been popping one of those per day. It is 1000mg and it says you can have 1-2 tablets per day. Thought I would start with 1 and up it to 2 if I don't see any improvement.


Had the telephone chat with the training course woman yesterday at 11am. I am sooo glad I didn't drive all the way to Bournemouth as it was only a 15 minute conversation and she is posting the paperwork for me to sign. I would have been very annoyed for travelling 1.1/4 hours costing £30 in fuel just for that!!


Got an old friend coming over for coffee at 11.30am. I used to know her from Ds's old school before we moved, and I was in a book club with her. I am abit nervous as she always seemed abit like a social climber who had a lot of airs and graces (abit Margo like from The Good Life). She has moved to the next village from me and I think she is also on her families smallholding/farm. I am hopeful that we will now have a lot in common, or it could go really wrong and I will feel like the poor relation all morning. We will see.


I had better get off and get the kitchen tidied up, I really hope she doesn't want a tour of the house as its a pit .


Speak laters xxxx

Hope all goes well with the coffee. We have some friends and always feel like the poor relation as everything they have is nicer and better but they are so nice that the feelings of inadequacy totally comes from us, not them!

StressedSteph

clearmydebts wrote: »

Hope all goes well with the coffee. We have some friends and always feel like the poor relation as everything they have is nicer and better but they are so nice that the feelings of inadequacy totally comes from us, not them!

You are right clearmydebts, it is much more "my issues" than anything nasty my friends do. Think it is my resentment towards myself for paying such a high price for being stupid with money.

I would never be nasty or spiteful to a friend who clearly is doing MUCH better than me. I just go away after the meet up feeling abit sick :rotfl:. Just another of my many issues I need to deal with.

clearmydebts

StressedSteph wrote: »

You are right clearmydebts, it is much more "my issues" than anything nasty my friends do. Think it is my resentment towards myself for paying such a high price for being stupid with money.

I would never be nasty or spiteful to a friend who clearly is doing MUCH better than me. I just go away after the meet up feeling abit sick :rotfl:. Just another of my many issues I need to deal with.

I know I feel the same! When we come back from visiting our friends I just feel deflated walking into our rented house. Theirs is just fab and the holidays they go on, it makes me feel so stupid about how I've been with money too.

But look - at least we are dealing with our debts. We will both get there. Better to be doing it now than in 10 years time I say

abba1772

Hope your little reunion goes well xx

mfmaybe

I hope it goes well. But it's worth knowing that, quite often, the people who seem to have so much, have quite a lot of debt too

supersaver1000

clearmydebts wrote: »

I know I feel the same! When we come back from visiting our friends I just feel deflated walking into our rented house. Theirs is just fab and the holidays they go on, it makes me feel so stupid about how I've been with money too.

But look - at least we are dealing with our debts. We will both get there. Better to be doing it now than in 10 years time I say

Totally agree clear my debts. I feel exactly the same, but you are right, we are dealing with them, which is the thing. It's about wanting what you've got, not getting what you want (in the words of that song) - or being content in other words. Sorry Steph, just had to delurk to lend my support too. Xx

Eager_Elephant

StressedSteph wrote: »

Hi EE

Fab a new farming friend :T.

I don't blame you not getting the orphan lambs. I am already really tired from the late night and early morning feeds.

We are always super broke so have to get animals the cheapest way possible.

Fab you have a smallholding club, I am very jealous. I know there is one in Somerset but it is quite a long way away from me. I have never managed to find a Dorset club (Maybe I should start one )

I saw this - http://www.accidentalsmallholder.net/forum/index.php?topic=31431.0


It's from 2013 but I wonder if you join the forum they will let you know if they are still meeting up.

We want to get some pigs later in the Spring. I am very tempted to buy 2 gilts and a boar Gloucester Old Spot and start breeding, rather than just the weaners we grow on for meat. I haven't committed to any breeding stock other than poultry so far so its a big step. Just worried they will turn the whole field into a mud bath. Its quite nice just getting weaners every year as just as they have wrecked their paddock we send them off.

That is why we are only getting weaners to fatten - I too would worry about the land. Too be honest the cost of piglets in Suffolk is cheap enough that you can buy each year. Remember if you start breeding you have to feed the breeding stock all year round and I bet adults eat a huge amount.

Your hens are really cheap up in Suffolk. Hopefully I manage to incubate some hens and we will eat the cockerels, bar one for breeding. 24 eggs costs me £18 which is only the price of 1 and a bit hens down here.

Good luck with the eggs - fingers crossed for hens and no cockerels!!
We incubate eggs in the spring and summer but last year our incubator broke (we have had it about 5 years) so I have some pennies saved for a new one - will be buying in the next week as the price is lower at the moment. In the spring the prices will go up by about 20%.

I am also hoping to incubate some goose eggs this year, didn't have any luck last spring, but I did let the eggs get abit too dirty in their house so that may be why. (*Must muck out more often ) I will be more vigilant this year and hopefully will breed a replacement girlie for the loss of Lucy to the fox.

Do none of your geese get broody? My geese are awfully broody and we often have a few who sit on eggs. We let some of them hatch goslings and the rest we take their eggs (with great care that we are not attacked) to sell although occasionally DH has snuck goose eggs into the incubator but the problem is that one year only 1 hatched and we had to raise it with some turkey chicks so it grew up thinking it was a turkey. When it was older we used to take it up to our field for a few hours and let it run about until eventually after a week or so the geese took her and would not let us have her back so we left her with them and they finished rearing her for us!! She is a lovely goose now!!



I hope you can hatch some geese and that Mr Fox keeps away.

I must hunt out your diary EE so I can follow your farming adventures xxx

My diary is not that interesting, it's mainly moaning about DH and him spending money and paying off debts interspersed with some smallholding talk:rotfl:

Eager_Elephant

StressedSteph wrote: »

Morning,


Well the children went off to school happily today. Ds has a beautiful present wrapped up for his Girlfriend for Valentines day and Dd's class have a Pyjama Party this afternoon for reaching some reward target this half term. AND its the last day before they have a whole week off. Yay :j.

How lovely not to have to get up so early for a week - have you got lots of outside jobs lined up for them?? Maybe they could feed the lambs for you?

My Agnus Castus arrived yesterday so have been popping one of those per day. It is 1000mg and it says you can have 1-2 tablets per day. Thought I would start with 1 and up it to 2 if I don't see any improvement.

In the few years I have been taking Agnus I have only ever taken 1 a day - I feel so great on it. Fingers crossed you see an improvement soon. TMI to follow, feel free to skip - My problems were more that for 2 weeks a month I was the worlds worst female dog with my emotions and mood. I did not really notice any difference when I took the tablets but when my next period came DH said how I hadn't been moody and emotional the week before. I realised how right he had been and that I felt tons better than I did normally.

Got an old friend coming over for coffee at 11.30am. I used to know her from Ds's old school before we moved, and I was in a book club with her. I am abit nervous as she always seemed abit like a social climber who had a lot of airs and graces (abit Margo like from The Good Life). She has moved to the next village from me and I think she is also on her families smallholding/farm. I am hopeful that we will now have a lot in common, or it could go really wrong and I will feel like the poor relation all morning. We will see.

Hope the meet up with your old friend went well. You are not the poor relation - you are a lovely person with a good family income who is taking their finances seriously and in the short term things are a bit tough!!

mummytogirls

Hope your meeting with the old friend went ok yesterday Steph x

Verbatim

Hi Steph. Hope you're OK. Looking forward to hearing about your lambs and how things are generally.