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Debt free by 40 -- 19 Months and counting
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StressedSteph wrote: »Morning,
Well the children went off to school happily today. Ds has a beautiful present wrapped up for his Girlfriend for Valentines day and Dd's class have a Pyjama Party this afternoon for reaching some reward target this half term. AND its the last day before they have a whole week off. Yay :j.
My Agnus Castus arrived yesterday so have been popping one of those per day. It is 1000mg and it says you can have 1-2 tablets per day. Thought I would start with 1 and up it to 2 if I don't see any improvement.
Had the telephone chat with the training course woman yesterday at 11am. I am sooo glad I didn't drive all the way to Bournemouth as it was only a 15 minute conversation and she is posting the paperwork for me to sign. I would have been very annoyed for travelling 1.1/4 hours costing £30 in fuel just for that!!
Got an old friend coming over for coffee at 11.30am. I used to know her from Ds's old school before we moved, and I was in a book club with her. I am abit nervous as she always seemed abit like a social climber who had a lot of airs and graces (abit Margo like from The Good Life). She has moved to the next village from me and I think she is also on her families smallholding/farm. I am hopeful that we will now have a lot in common, or it could go really wrong and I will feel like the poor relation all morning. We will see.
I had better get off and get the kitchen tidied up, I really hope she doesn't want a tour of the house as its a pit.
Speak laters xxxx
Hope all goes well with the coffee. We have some friends and always feel like the poor relation as everything they have is nicer and better but they are so nice that the feelings of inadequacy totally comes from us, not them!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
clearmydebts wrote: »Hope all goes well with the coffee. We have some friends and always feel like the poor relation as everything they have is nicer and better but they are so nice that the feelings of inadequacy totally comes from us, not them!
You are right clearmydebts, it is much more "my issues" than anything nasty my friends do. Think it is my resentment towards myself for paying such a high price for being stupid with money.
I would never be nasty or spiteful to a friend who clearly is doing MUCH better than me. I just go away after the meet up feeling abit sick :rotfl:. Just another of my many issues I need to deal with.0 -
StressedSteph wrote: »You are right clearmydebts, it is much more "my issues" than anything nasty my friends do. Think it is my resentment towards myself for paying such a high price for being stupid with money.
I would never be nasty or spiteful to a friend who clearly is doing MUCH better than me. I just go away after the meet up feeling abit sick :rotfl:. Just another of my many issues I need to deal with.
I know I feel the same! When we come back from visiting our friends I just feel deflated walking into our rented house. Theirs is just fab and the holidays they go on, it makes me feel so stupid about how I've been with money too.
But look - at least we are dealing with our debts. We will both get there. Better to be doing it now than in 10 years time I sayTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hope your little reunion goes well xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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I hope it goes well. But it's worth knowing that, quite often, the people who seem to have so much, have quite a lot of debt too0% card was £1126.91 / Now £1502.37
AFD March 2/15 NSD March 2/11 :T
Other debts paid since 1/1/14: £17,0050 -
clearmydebts wrote: »I know I feel the same! When we come back from visiting our friends I just feel deflated walking into our rented house. Theirs is just fab and the holidays they go on, it makes me feel so stupid about how I've been with money too.
But look - at least we are dealing with our debts. We will both get there. Better to be doing it now than in 10 years time I say
Totally agree clear my debts. I feel exactly the same, but you are right, we are dealing with them, which is the thing. It's about wanting what you've got, not getting what you want (in the words of that song) - or being content in other words. Sorry Steph, just had to delurk to lend my support too. XxOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
StressedSteph wrote: »Hi EE
Fab a new farming friend :T.
I don't blame you not getting the orphan lambs. I am already really tired from the late night and early morning feeds.
We are always super broke so have to get animals the cheapest way possible.
Fab you have a smallholding club, I am very jealous. I know there is one in Somerset but it is quite a long way away from me. I have never managed to find a Dorset club(Maybe I should start one
)
I saw this - http://www.accidentalsmallholder.net/forum/index.php?topic=31431.0
It's from 2013 but I wonder if you join the forum they will let you know if they are still meeting up.We want to get some pigs later in the Spring. I am very tempted to buy 2 gilts and a boar Gloucester Old Spot and start breeding, rather than just the weaners we grow on for meat. I haven't committed to any breeding stock other than poultry so far so its a big step. Just worried they will turn the whole field into a mud bath. Its quite nice just getting weaners every year as just as they have wrecked their paddock we send them off.Your hens are really cheap up in Suffolk. Hopefully I manage to incubate some hens and we will eat the cockerels, bar one for breeding. 24 eggs costs me £18 which is only the price of 1 and a bit hens down here.
Good luck with the eggs - fingers crossed for hens and no cockerels!!
We incubate eggs in the spring and summer but last year our incubator broke (we have had it about 5 years) so I have some pennies saved for a new one - will be buying in the next week as the price is lower at the moment. In the spring the prices will go up by about 20%.I am also hoping to incubate some goose eggs this year, didn't have any luck last spring, but I did let the eggs get abit too dirty in their house so that may be why. (*Must muck out more often) I will be more vigilant this year and hopefully will breed a replacement girlie for the loss of Lucy to the fox.
I hope you can hatch some geese and that Mr Fox keeps away.I must hunt out your diary EE so I can follow your farming adventures xxx
My diary is not that interesting, it's mainly moaning about DH and him spending money and paying off debts interspersed with some smallholding talk:rotfl:0 -
StressedSteph wrote: »Morning,
Well the children went off to school happily today. Ds has a beautiful present wrapped up for his Girlfriend for Valentines day and Dd's class have a Pyjama Party this afternoon for reaching some reward target this half term. AND its the last day before they have a whole week off. Yay :j.
How lovely not to have to get up so early for a week - have you got lots of outside jobs lined up for them?? Maybe they could feed the lambs for you?My Agnus Castus arrived yesterday so have been popping one of those per day. It is 1000mg and it says you can have 1-2 tablets per day. Thought I would start with 1 and up it to 2 if I don't see any improvement.
In the few years I have been taking Agnus I have only ever taken 1 a day - I feel so great on it. Fingers crossed you see an improvement soon. TMI to follow, feel free to skip - My problems were more that for 2 weeks a month I was the worlds worst female dog with my emotions and mood. I did not really notice any difference when I took the tablets but when my next period came DH said how I hadn't been moody and emotional the week before. I realised how right he had been and that I felt tons better than I did normally.Got an old friend coming over for coffee at 11.30am. I used to know her from Ds's old school before we moved, and I was in a book club with her. I am abit nervous as she always seemed abit like a social climber who had a lot of airs and graces (abit Margo like from The Good Life). She has moved to the next village from me and I think she is also on her families smallholding/farm. I am hopeful that we will now have a lot in common, or it could go really wrong and I will feel like the poor relation all morning. We will see.
Hope the meet up with your old friend went well. You are not the poor relation - you are a lovely person with a good family income who is taking their finances seriously and in the short term things are a bit tough!!0 -
Hope your meeting with the old friend went ok yesterday Steph xMummytogirls x0
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Hi Steph. Hope you're OK. Looking forward to hearing about your lambs and how things are generally.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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