The 'Save 12k in 2014' Thread!

Twiggy_34

cydney65 wrote: »

Been missing in action I'm afraid. Had a really spendy month in august and got a little bit depressed using my savings to buy a computer. Does anyone else find that they have problems using their savings?

:hello:Yes, me!

Earlier this year I realised I was going to easily achieve my target for a change and also knew I had a number of expenses coming up, so I decided to use a 'spare' savings account to start saving a side kitty to use for exactly that kind of expense so that I wouldn't have to dip into my ISA and feel guilty about it.

I had to chastise myself only a couple of nights ago because I've just had the car service done, have the dentist in 2 weeks and am booking my holiday (only one I'll have had for 2014) this coming weekend. That will pretty much bleed the 'spare' account dry and I was feeling bad about this! Why?! :doh: I've only been stashing money into that account for a few short months so it will only take around 3 months to get back to where I was and it is/was being used for all the things I purposefully intended to use that money for!! I suspect it's because I'll be draining it so close to being empty though and that I wouldn't feel as bad if I had a larger 'cushion' left behind.

tara747

slowlyfading wrote: »

Spreadsheet updated we've nudged over the £800,000 mark which is exciting :j and hopefully lots more August updates still to come!

Oh wow, it'll be so exciting if we can get to £1 million!!! :T

SusanneCape wrote: »

Unfortunately my DH thinks money should be spent and not saved. He would be looking at buying luxury cars with the money whereas I would rather have the cash sitting in my savings account. I am working on him though ... !

:eek::eek::eek:

cydney65 wrote: »

Been missing in action I'm afraid. Had a really spendy month in august and got a little bit depressed using my savings to buy a computer. Does anyone else find that they have problems using their savings?

September is already a bit of a headache as our granddaughter will be staying at ours 2 days a week while our DD works, so we've had to buy some books and toys, a high chair and a car seat.

So managed £221.80 in August which is good considering but that £6000 target is still far away. Never mind, what ever the amount it's still something.

CydneyX

Could your daughter/son-in-law buy these essentials, or at least contribute towards them?

Oh and yes, I find it VERY hard to dip into my savings! I treated myself to a few new clothes last week, but nothing too expensive. I guess it's hard to 'fritter away' what I've worked so hard to save on stuff that I don't really need!

OTOH, I don't mind spending money on socialising and trips away - I see that as a pleasurable thing, and that's what life is all about.

tara747

Not sure if it's to do with smashing the £80K barrier, but I definitely feel more motivated at the moment - hurry up pay day!!! Also, I'm due interest on my Santander Home Saver next week, woo hoo :beer:

slowlyfading

Spreadsheet updated

Homeownertobe

It looks like I'll be sticking at £12,000 for September. I've got a reasonably expensive item to buy and even though it counts as a long-term investment, I don't think I can quite justify pretending it's a liquid asset.

And I may be going back to university to study for an MA part-time and that will set me back nearly £10,000 over three years, which isn't ideal, but it'll open up a whole new career path for me in addition to my current one so I think it's worth it.

bsms1147

Homeownertobe wrote: »

It looks like I'll be sticking at £12,000 for September. I've got a reasonably expensive item to buy and even though it counts as a long-term investment, I don't think I can quite justify pretending it's a liquid asset.

iPhone 6?

lalman

bsms1147 wrote: »

iPhone 6?

best and funniest post ever!

grogan777

Not had a great start this year, but it have finally managed to save my first £1000 and it feels so great. Don't think I will manage to save my £5000 target, may manage to get £2500 but every penny counts.

Number 126

Ainat

Sorry that I've been really rubbish the past couple months. I'm just going to update my totals for July and August now.

I've only put £100 in my savings in July - we went on holiday for a week so most of what would have gone in my savings was spent on spending money. We had a great time though and I still put £100 away, so better than nothing.

August was a tough month for me too - car tax and insurance due (I pay annually). £150 put in to savings.

I'm hoping to up it again by the end of September. Will do my best. Seems like everything I need to pay out on is all coming round at once!

Homeownertobe

bsms1147 wrote: »

iPhone 6?

Haha! No, it's a piece of original art from here. http://www.buyartfair.co.uk/