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The 'Save 12k in 2014' Thread!

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 30 May 2024 at 11:31AM
    Afternoon all. I have spent some time today going through my finances. I have made the decision to resign from my teaching job and finish up at the end of 2014. To this end I would like to have as much as I can saved so I feel at least fairly secure financially. After that we will have OHs wage to live on and hopefully be able to save a small amount each month too.

    I will stick with my current target of £14k by end of 2014 but ideally I would like to have more than this.

    Wow, what an exciting decision! I wish you all the luck with your new journey :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Its pay day from both me and OH this week so I will need to spend some time sorting finances, probably on Thur evening or Friday afternoon.

    Hoping for big savings this month but OH still insists on taking money for his personal training. Need to have a chat with him about the cost of this as I am sure he would balk at handing over £28 every session but because I pay it in a block booking (it would be £30 per session if I didn't block book it) via internet banking I think he is under the impression its free!!
  • 115K
    115K Posts: 2,678 Forumite
    Part of the Furniture
    Sorry. It's £0 for September.:o I have spent too much money this month. October will be better hopefully.
    HOUSE MOVE FUND £16,000/ £19,000
    DECLUTTERING 2015 439 ITEMS
    “Don’t let your happiness depend on something you may lose.”
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 23 September 2014 at 10:26AM
    I am putting in total of £600/1400 for this month my challenger number is #027.

    I have put this money into my new First Direct Regular Saver 5 or 6% interest hooray!

    I have had some good success with reclaiming stuff recently I thought I would share

    £50 from NHS for a dental fine which was unfair
    £82 from CPP

    have also approached Barclays for refund of Monthly payment on one of their additions accounts £550 - letter is due to arrive this week and TV Licence refund on old property £100 I will also be claiming expenses in relation to a flight delay from Ryanair in 2012 - this will all go in Savings if I manage to get it all back

    EDIT: got refund from Barclays £804.34p HOORAY!

    Nat
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    C'MON PAYDAY!! Hurry up for goodness sake. What a long month this has been for me. Payday Thursday :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • lalman
    lalman Posts: 279 Forumite
    2086.75 this month.. which takes into account of my payrise - woop!

    Next month I get 3 months of rent too so is a bumper month... hopefully it will fire me towards my target!

    Haven't given up hope yet!!!
    My Goal: From 1st of Jan 2015 to 31st of December 2015 is to save 30000.

    48.78% towards 2015 target.

    105.3% towards 2014 target. :j
  • Had a bit of a dream this month, which has helped to boost to my total...

    Got a cheque for £1000 from my grandparents for my birthday which will go straight into savings... :beer:
    I also worked my backside off doing overtime this month with the NATO summit at work, which means I've brought home an extra £800... ;)

    I've put £200 to one side for our long weekend away next month, but the rest has gone straight into the savings coffers!

    Finally, my FD regular saver has also paid out this month (I've been counting this as savings each month, so it doesn't add to the total) but got £77 in interest, that will go straight back into the pot!

    As always, have saved the usual £600 into my regular saver and friendly society plans...

    So, the grand total for this month is £2,300... Such a good feeling!! :T


    So, we've shuffled our savings around a bit as a result of a bit if a bumper month...
    We've put £2k into a TSB Plus account earning 5% and £5k into Lloyds Club, earning 4% for the time being... I may transfer this into an ISA before the end of the tax year if there's some decent rates on offer... Otherwise, will be looking to maximise interest using this type of current account until we need it for our deposit in (hopefully) a couple of years time!!
    :T DEBT FREE AS OF APRIL 2013! :T
    "I am the master of my fate. I am the captain of my soul"
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Spreadsheet updated :) looking forward to lots of updates this week!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • lalman
    lalman Posts: 279 Forumite
    Think we will break through the million this month?
    My Goal: From 1st of Jan 2015 to 31st of December 2015 is to save 30000.

    48.78% towards 2015 target.

    105.3% towards 2014 target. :j
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    lalman wrote: »
    Think we will break through the million this month?
    Not unless September is suddenly very good to everyone!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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