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The 'Save 12k in 2014' Thread!

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  • Hi SF, thank you so much for running this - my target is £3200 please :D i have £800 saved this year already and am aiming to get to £4000 by the end of the next year :)

    Do people share ideas for making extra to save at all ? £1200 of my target should be made up from what i budget to save anyway so the £2000 is the more challenging part :o
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Do people share ideas for making extra to save at all ? £1200 of my target should be made up from what i budget to save anyway so the £2000 is the more challenging part :o

    I can save £3600 normally, the other £2400 is going to be the real challenge. This last year I have sold just about everything that wasn't nailed down so I can't fall back on that this time around. I do YouGov surveys and am due £50 fairly soon. I am also due £50 from First Direct for recommending my sister to them. Other than that it will be frugality which will have to carry me through.

    Any other ideas are welcome! :)
    Pay off all your debts by Christmas 2025 no. 15 £0/6949
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've updated the front page and spreadsheet :) we've passed 100 members :j :j :j and our target so far is just short of £1,000,000 which would be an amazing achievement :j :j

    I'm excited already :D:o:D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • cathybird
    cathybird Posts: 15,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    our target so far is just short of £1,000,000 which would be an amazing achievement :j :j

    Wow!!! That is amazing - I hope we get to £1,000,000! That would be astounding. :)
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    cathybird wrote: »
    Wow!!! That is amazing - I hope we get to £1,000,000! That would be astounding. :)
    It would be amazing but the 2013 thread target was £1.5mil and we're nowhere near! :(

    But, here's hoping :beer:
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Going for £6,000 next year as I will then become a home owner and will be looking at joining the MFW board then.
  • Hi. Could you include me please?
    Target £1500
  • sparrer
    sparrer Posts: 7,548 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi SF, thank you so much for running this - my target is £3200 please :D i have £800 saved this year already and am aiming to get to £4000 by the end of the next year :)

    Do people share ideas for making extra to save at all ? £1200 of my target should be made up from what i budget to save anyway so the £2000 is the more challenging part :o
    cydney65 wrote: »
    I can save £3600 normally, the other £2400 is going to be the real challenge. This last year I have sold just about everything that wasn't nailed down so I can't fall back on that this time around. I do YouGov surveys and am due £50 fairly soon. I am also due £50 from First Direct for recommending my sister to them. Other than that it will be frugality which will have to carry me through.

    Any other ideas are welcome! :)

    All I can do is live as frugally as possible. I can't compromise on heating as I have a chronic illness so cut back in any and every other way I can. Elec - all bulbs low wattage, never have more than one light on at a time, luckily my stairs are open plan in the sitting room. I never buy pre-packaged food, never buy whole-price food if I can get it rtc, as long as it's something I usually buy I'll get 2/3/4 rtc's to keep in the cupboard or freezer (but just occasionally I find a gem, a treat, to break the monotony). I happily make one teabag stretch to 2/3 cups of tea, even Mr S value bags are good for 2 cups. I buy whole milk rtc, usually about 20p for 6 pints and dilute it 50/50, so less than 2p pt. I make dog biscuits from saved peelings & scraps, a couple of eggs, garlic, olive oil and a tray of liver, a month's supply costs around £1. I only use the oven about 3-4 times a year and manage perfectly well with the mw, sc and steamer. Lots more things but some I can't/won't mention here! I'm going back to surveys, realised having a year off I've lost out on at least £250 so it'll be my 'new' hobby. Always on the lookout for more[STRIKE] pennypinching[/STRIKE] money saving ways, would love to hear what others suggest.
    I've updated the front page and spreadsheet :) we've passed 100 members :j :j :j and our target so far is just short of £1,000,000 which would be an amazing achievement :j :j

    I'm excited already :D:o:D

    That's a stunning amount of money slowlyfading :T. Thank you so much for this forum :)
  • sparrer
    sparrer Posts: 7,548 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    It would be amazing but the 2013 thread target was £1.5mil and we're nowhere near! :(

    But, here's hoping :beer:

    But did they make it? We'll manage our million and more with peeps still joining in ;)
  • cydney65
    cydney65 Posts: 830 Forumite
    Part of the Furniture 500 Posts Combo Breaker Stoptober Survivor
    Yay £50 turned up from First Direct and it is now comfortably stashed in my Nationwide account.
    Pay off all your debts by Christmas 2025 no. 15 £0/6949
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