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The 'Save 12k in 2014' Thread!

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Comments

  • £600 for April (have done the form).

    Would have been more but paid for my part of our summer holiday this month :)
    2021 MFW #35: £6000/£6000
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    New alternator put paid to this months savings so just update me by the regular £100 I put aside monthly


    Cheers sf
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • cydney65
    cydney65 Posts: 830 Forumite
    Part of the Furniture 500 Posts Combo Breaker Stoptober Survivor
    Oh fudge, the shredder just broke. Now need to find another for under £32.83!
    Pay off all your debts by Christmas 2025 no. 15 £0/6949
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    TrustyOven wrote: »
    Hey, every penny counts, and you did really good, especially when you look at how much debts you've managed to repay (in your signature). :j

    You should be really pleased :cool:

    Thanks. :)

    The payments for the debts have come from me selling my possessions but the savings are coming from splitting profits from pieces of furniture I have bought to restore and sold on - half goes into savings, other half gets added to the capital to buy more. The idea being the more I can buy, the more I will eventually be able to save. Hope this makes sense as it's probably a bit different to what most people do, whilst my wife earns a good salary I do not so trying to be a bit more creative with my solutions.

    I suppose I'm somewhat embarrassed by other peoples totals on here. :o On the plus side, I've got another £50 to add from today, bringing my total to £270.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • tjp70
    tjp70 Posts: 477 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thanks to a big bonus from work I have reached my target. This month we saved £7450.64 :T

    I do have to pay £1200 for a holiday next month so there is a chance that my total savings may reduce next month.
    If Plan A fails, remember there are 25 more letters
  • mintedmatty
    mintedmatty Posts: 291 Forumite
    mark88man wrote: »
    You should easily be able to get that £6K back by being a cash buyer. If you haven't already seek some advice on the housing board - there are some right terriers there - you might even save more

    Thanks, I will have a look! I'm a Yorkshireman so we drive a hard bargain and notoriously tight with our money... I'm in good company on here!
    Millionaire in Training
    Mortgage: £27,535 (49% paid) Aim £25,000 by December 2015
    New House Mortgage £197,836 (4% Paid) Aim £194,000 by December 2015

    #153 Save 12k in 2015 Challenge: £15,697£12,000
  • ajdj
    ajdj Posts: 567 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Declared £550 for April, well on course to hit the halfway target a month early in May :j

    This didn't include the £275 I made at the car boot as that's gone to the log burner fund. We had a quote of £2,300 for the whole job. I've spent the last 2 Sunday's knocking out the fireplace myself saving £700 in labour. I've also sourced the chimney liner on eBay and bartered down the cost of the stove so we are budgeting £1,300 all in. Split between my parter and I means we can afford to go ahead without affecting my savings.

    Well done everyone, it's a great feeling to be saving, no matter how big or small it all adds up!
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    Sorry, I don't really know how to work the spreadsheets.

    Another £150 to add, making £220 / £1,000. I know this is not exactly impressive but I've really tried this month. :o

    Don't worry, you don't need to know how to work the spreadsheets, just use the update form to update your totals each month. slowlyfading will do the spreadsheet stuff when she gets a minute. I usually wait until I know I won't get any more money in and then do the update once per month. If I do happen to do the update too early and get a little unforeseen money in, I carry it forward to the next month's update.

    Also don't worry about your goal being small. You have the same goal as me! ;) The purpose of the thread is for saving as much as you can. Any money saved is better than no money saved. :)



    I probably won't update until Thursday this week as I am waiting for ISA interest which is due on 30th April. I want to include it in April's update.
    Mortgage at 12/07/2022 = £175,000
    Mortgage at 31/03/2026 = £154,976.87
    300 256 payments to go.
    House buyout fund £26517.34/£36,000
  • Hi all

    I'm calling £1200 this month as I won't be able to get my hands on any cash till payday now.

    Had a good month Ebay wise, sold about £400 worth of stuff, plus just waiting for my Etsy payment of £50. I've also got a market research group tomorrow night which is paying £50.

    My job is a bit shaky at the moment so I'm trying to be more resourceful when it comes to saving, I might well need these savings if the SHTF! Hubby is earning so we can survive for a bit if I leave, but it's not ideal.

    Well done everyone on their saving this month! And SF - thanks in advance for updating my total = £1200
  • agreenmess
    agreenmess Posts: 149 Forumite
    Golly everyone is doing amazing so far! Were a hell of alot below our target with 0 saved, everything just keeps on crumbling and we have to keep paying out. Still hoping to get to my target of £10K before the end of the year though!
    Nessy x
    House Deposit - £0 /£20,000
    Weight Loss - .5lbs
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