The 'Save 12k in 2014' Thread!

Everynamestaken

Hi, new to this saving but at the age of 24, and a half, I am really hoping this could be the kick of the backside I need.

I don't know if situations will change, and I am on a low basic salary at the moment, but I will try and go for 6k.
5k maybe more realistic, but I will try and aim high.

I am owed 1k, and I gave my dad 1,300, so I guess that will help towards it when I receive those or is that cheating?

Good luck all

candyandstripes

I'd like to join again, due to moving I've not been on the 2013 board much but I'm going to try for £4000 in 2014 I hit my £2000 target this year after getting out of my overdraft so doubling my target for 2014!

girlatplay

I don't know, a girl goes off to hospital for a wee while and when she comes back you're all on page 6 of the new thread!!!:eek:

Anyway, SF I would like to join again next year please. My target is a measly £1000 as I have big plans next year.

Little Miss Gap and I are having a big holiday in summer. The majority of it will be paid for with 2013 savings - that was the reason I was saving them :cool: so that won't affect 2014 savings. I will be using the first half of 2014 to save the balance I need for the holiday (so not counted) and I am planning to overpay my mortgage for the second half of the year (which I don't want to count in this challenge as I only want to count money in a savings account) so there is not going to be a lot of spare cash. According to my proposed budget and spreadsheet I will be able to save £40 per month towards this challenge. However, I am expecting £100 in interest to come in at the end of January and there may be other bits and bobs over the year so rather than set my target at £480 I will push for the £1000. It seriously will be a challenge. If I am doing exceptionally well I will up the target during the year but I can't foresee that happening.

Good luck folks and thank you SF for your continued hard work running this and the previous threads.

NinjaSavingKat

shiningfaery wrote: »

thats ambitious but you have the best reason for motivation. I wish you the best with your target and really hope you get there.....

It might sound ambitious yes.. I cleared £16,600 of debt in 394 days this year. I intend to apply the same rules to saving.. I have 273 days this time...:)

slowlyfading

Front page and spreadsheet updated

Eyes_wide_open

Hi first time in my adult life that I'm debt free. Ready for a savings challenge. Can you put me down for £8,000.
Tia xx

ellejaytee

Right I'm back this year. And I will remain committed. I seriously blame HMRC/employer for messing up my tax situation and making me think I was going to lose £800 at some point without warning (they still haven't sorted out who I owe money too, but I've given up waiting! both of them deny responsibility)

I should be getting a very small pay rise (should have got it last month) so my monthly savings I think are going to be a minimum of £350, so Can I be put down for £5000 so I can be slightly optimistic?

jamja

Hi there, I was one of the folks that disappeared halfway through last year, although I bought a house so did something productive with the money I had saved!

I am torn between throwing lots of money at my mortgage and starting saving again - I found saving very addictive once I had started. I will probably do a bit of both, so I am going to aim for £9000 this year.

So, stick me down for £9000 please!

trikidy

I think I will aim for £5K here!

seekstris

Hi Guys,

I am 25 and have recently been trying to save more, reduce debt but mostly just control what I am doing.

My plan is to to save £5000 over the year. My pay date is the 15th of every month (or nearest Friday if its over the weekend) so I will be posting results then (assuming that is allowed) as that is when I fill in my spreadsheets.

This is my first year recording like this and my projects predict £5k, and I am tempted to push it, but don't want to get too disheartened. Especially as I have some big events this year which may cost me!

Wish me luck!