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2014 mfw
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reduced mortgage £329 June
g/l all£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
tallullah,i have a repayment mortgage,so my total payment reduces capital,interest every month.
interest only mortgage,totaly diff,your right,I'm wrong,your overpayments each month are separate and do make a diff
someone with a interest only mortgage can maybe post and explain it better.£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
No 36 reporting in with £303 OP for June. Not much to report. Apart from trying to understand where my pay is now dissapearing to.
Oh perhaps it's the £220 for chimney sweep, £180 for car tax annnd the £850 i needed to pay out for insurance excess after my car was crashed.
Also, am now waiting to hear what's going to happen with my role and co since it's just been sold to a US firm.
ho hum.Mortgage Jan 2013 £116677
Jan 2014 £102k
Target Jan 2015 £95k
2013 MFW no149 £10601/£10601 target reached
2014 MFW no36 £2880.37/£3436 ahead of schedule0 -
edit - this was reasonable as it was two chimneys and a cowl being replaced (blown off in high winds)Gingerfell wrote: »Oh perhaps it's the £220 for chimney sweep,Mortgage Jan 2013 £116677
Jan 2014 £102k
Target Jan 2015 £95k
2013 MFW no149 £10601/£10601 target reached
2014 MFW no36 £2880.37/£3436 ahead of schedule0 -
MFW #114 checking in with a £500 OP.
After a few months holiday savings, I'm back on the OPs until the end of the year! Can't wait to get to the elusive halfway point of £2500.. should be there by August.2016 diet challenge 16lbs/42lbs lost
2014 MFW #114: £5000 overpayments made
2015 Savings Challenge #65: £6000 saved0 -
#150 reporting in with my standard OP of £500 for June.
Spending money like water at the moment but will cut back on non-essentials rather than stopping my OPs!What goes around comes around.....I hope!0 -
hello, i made a payment of £698.03 today, first payment for june. still saving for project and spending too much to overpay at the moment. :eek:mortgage 1 33,000. paid nov 2012
. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k0 -
Think i must have missed posting last month (May) with an OP as spreadsheet doesnt show it and cant seem to see it on the thread so must have had a blonde moment.
Have made the following 2 OP's recently;
May £1,000
June £1,000
This month next year for us will see our fixed rate come to an end cant believe we've had our 1st mortgage for 2 years already. £19,900 is our current total of OP's over the last 2 years. Awaiting our statement in July to confirm my figures and hopefully give us the boost to continue our hard work.0 -
Hi number 65 reporting in with an OP of £270 for june. thanks[STRIKE]Original Mortgage 07/07 £160000 LTV 100% [/STRIKE]Remortgaged 10/13 £118000 LTV 84%
Outstanding 02/12/14 £107652.40 LTV 76%0 -
No 60 reporting in.
Managed to overpay another £280 in May
Stash Busting Challenge Made 16 / 50 (Get blimmin' organised!)
MFiT - T3 #158 [STRIKE]£76920[/STRIKE] £66962 reduce to £57K by Dec 2015 - MFD Dec 2022
Mar AFD 9/18
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