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2014 mfw

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  • FacelessNumber
    FacelessNumber Posts: 557 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    May OP of £100 for me please - no 31.
  • mortgage_girl
    mortgage_girl Posts: 880 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    Just checking in to declare my May op total as £365.70 bringing my op total this year to £2497.49 - thanks JCL :D

    mortgage_girl (no.77)
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • girl_afraid
    girl_afraid Posts: 82 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hello, is it too late for me to join in? I'm hoping to overpay £2000 this year, so far I've overpayed £1075 :j
    MFW 2014 #82 £2000 / £2000 MFW 2015 #82 £1200 / £1000
    MFW 2016 #82 £1200 / £1000 MFW 2017 #82 £2350 / £2000
  • froddington
    froddington Posts: 6,697 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No 3 - OP of £300 for May

    Thanks JCL
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    girl_afraid wrote: »
    Hello, is it too late for me to join in? I'm hoping to overpay £2000 this year, so far I've overpayed £1075 :j

    Never too late girl afraid - as long as it's this year! :) I've added you to the spreadsheet. Your number is 82 and please quote this any time you post here to update with an overpayment. Welcome aboard! :)

    Sweepster - I make your total for the year so far £2129.87 according to the spreadsheet? £200 Jan, £535 Feb, £475.57 Mar, £500 Apr, £419.13 May - is that not correct? Let me know and I can make amendments.

    kitjos - target updated and great to hear you're sorted with C&G for making the payments. Good luck for the rest of the year!

    I've updated the spreadsheet with the latest overpayments - great work all! It will be towards the end of next week or next weekend before the next update so don't worry if you're not seeing your OP added. As always I will add a 'Thanks' to your post when I add the OP to the spreadsheet. Keep it up overpayers! :)
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    #107 with an overpayment of £349.30 :)
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • Tahlullah
    Tahlullah Posts: 1,086 Forumite
    Hello JCL

    I have made some changes to my mortgage payments and so what I have previously classed as a mortgage overpayment, I have now made a part of my standard monthly payment.

    So, my overpayments are going to be harder to come by and so less frequent. I am going to keep to my original target for the year, just to see if I can reach it. You never know, I am already slightly ahead of schedule, so I will be very pleased if I come anywhere near this target in December .

    Thank you for keeping tabs on it all.

    Onwards and upwards!
    Still striving to be mortgage free before I get to a point I can't enjoy it.

    Owed at the end of -
    02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
    07/19 - £77,500. 08/19 - £76,000.
  • Marie27lol
    Marie27lol Posts: 254 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    K, made a sneaky OP of £139.58 for #127!


    Lets hope I don't regret it when the bill comes in for the roof :)


    M
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Hi everyone :hello:

    Just popping to say hello and see how well everyone is doing :j

    Well it's June and tomorrow should be our last mortgage and endowment payments ever, I can't wait to cancel those direct debits! But still no news on endowment shortfall. I just keep hoping it's good news and we can report mortgage free next month. Please keep your fingers crossed for me! :A

    Keep going, you are all doing brilliantly :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Congrats time to face the music!! The end is in sight, you can finally say your mortgage free!!! - well done :D


    I've just been looking at my online mortgage statement - so disheartening to see that out of our £626 monthly payment, £449 goes solely on interest. So were only taking £177 off our capital pm, can see why it takes over 30yrs to pay it off!!


    Onto June! xx
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

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