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2014 mfw

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  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hi, wonder if anyone can help. Ive been overpaying by cheque or phone to Cheltenham & Gloucester over the past year but have stopped for a few months, does anyone know if I can just walk into Lloyds and op at the counter? We took the mortgage out with Lloyds.

    Congrats to all the OP's this year - your all doing so well :)

    Xx
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • laura_hoggle
    laura_hoggle Posts: 468 Forumite
    Part of the Furniture Combo Breaker
    #124 reporting a £500 OP in May, nothing paid in April :(

    Still, we've OP'd £1000 since starting the mortgage in February, and have brought our monthly payments done by £5, so feels like we've achieved something!!
    MFW 2016 #32 £1574.66/£1500:j:j
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    The latest weekly update has been done - links in the first post. I've tested both and they're working so hopefully all can access one or both.

    We've now collectively paid more than £260,000! Amazing effort - well done all.
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • Kitjos - yes I believe you can pay in the bank. If you telephone C&G and ask for their bank details you can also make a payment online.
  • kmcld2
    kmcld2 Posts: 73 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    # 125: £158.88 OP for May. Thanks JCL.
    Mortgage Free Wannabe:June 2020: £43,025.945 year fixed rate: 1.84%Monthly payment: £190.91Mortgage free by: 30/06/25Mortgage term: 23 yearsMy mortgage free diary is here.
    Pay All Your Debt Off By Xmas 2023 - #54: £3132 / £4786.74 (65.44%)
  • suse*
    suse* Posts: 303 Forumite
    Sixth Anniversary Combo Breaker
    Hi number 65 with £270 op for May. Thanks
    [STRIKE]Original Mortgage 07/07 £160000 LTV 100% [/STRIKE]Remortgaged 10/13 £118000 LTV 84%
    Outstanding 02/12/14 £107652.40
    LTV 76%
  • rockabelle
    rockabelle Posts: 80 Forumite
    1550 o/p this month.
    Thanks for all your hard work JCL
    MFiT T3 no 115, MFW 2015 no 65
    April 2011 balance when mtg started 300,000
    March 16 2015 balance - 165,972
    MFiT T3 target 190,000 - REACHED!!!!:beer:
  • No. 92 - Paid an additional £20 today bringing May total to £1500 :D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • kate1979
    kate1979 Posts: 109 Forumite
    Part of the Furniture Combo Breaker
    Hi, OP of £110 for May, I'm number 109. Not sure if I'll manage an overpayment next month as tutoring work is finishing, but exam marking is starting so looking forward to a big OP in July or August! Thanks for your hard work.
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    edited 29 May 2014 at 7:39PM
    Kitjos - yes I believe you can pay in the bank. If you telephone C&G and ask for their bank details you can also make a payment online.

    Thanks for the reply :). I've managed to get an online account with lloyds so I can now see mortgage balance etc, but can't see a way I could overpay :/. We have no other accounts with lloyds, would getting a current account alow me to transfer funds as an overpayment or do you know where to click if I get C&G's details? Thanks for your help, im chuffed ive managed to get online! :D x
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

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