📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt Destruction December!!!

1272830323390

Comments

  • MrsGSR
    MrsGSR Posts: 1,041 Forumite
    Debt-free and Proud!
    Hmmm lapland, I can imagine it would be an amazing experience but couldn't justify that amount of money.

    Oh no cottage retreatist, did he say he was going to do that?
    Squirrelling away in September No 33
    It's not about the money, it's about financial freedom, being in control of it and living in the natural world and not a material world
  • Bex296
    Bex296 Posts: 151 Forumite
    Another NSD to report for yesterday, which takes me up to *drum roll* 3! Can't believe I've managed that already as I only managed 6 last month. Shows that a bit of pressure can help. :)

    Off to a comedy show tomorrow night, but tickets are a gift so just the train fare- and I've scaled back so no dinner out etc. Baby steps!

    *cottage_retreatist* - sorry to hear about your hubby, good luck!
    Debt: [STRIKE]£8652[/STRIKE]£8550:eek:
    Honeymoon and post-job savings: £50/£1100,
    DFD target: December 2015
    Saving for Xmas 15 #35: - £4/£365
    NST December #28 - Food etc- £200.71/£260, :xmastree: & decs £0/40, Diesel £48/£110, Christmas presents and spending money £335.59/£380, Food Bank £5/5, SFDs 1/15.
  • Bex296
    Bex296 Posts: 151 Forumite
    Re: Lapland- I wouldn't do it for a day, sounds amazing for the kids but is a LOT of money, plus I imagine they'd be pretty tired at the end! I'm a bit of a youth hostel person though. I guess maybe if I had tons of spare cash....
    Debt: [STRIKE]£8652[/STRIKE]£8550:eek:
    Honeymoon and post-job savings: £50/£1100,
    DFD target: December 2015
    Saving for Xmas 15 #35: - £4/£365
    NST December #28 - Food etc- £200.71/£260, :xmastree: & decs £0/40, Diesel £48/£110, Christmas presents and spending money £335.59/£380, Food Bank £5/5, SFDs 1/15.
  • Sedge123
    Sedge123 Posts: 597 Forumite
    Hmmmm Lapland - not at that price!!

    Spendy day yesterday but only on Xmas presents, not doing too badly so far - lets hope it can continue. This time of year I always end up getting stressed about the costs of everything but then it always pans out in the new year. It doesn't help that we have 2 children with birthdays within 4 weeks of Xmas...
    Determined to save and not squander!
    On a mission to save money whilst renovating our new forever home
  • vjacx
    vjacx Posts: 84 Forumite
    Sixth Anniversary 10 Posts Combo Breaker
    2nd SFD yesterday, but unfortunately not today ��
    Tomorrow should be though, kids at breakfast with Santa (already paid for) food shopping done, no reason to go near any other shops. Need to increase these SFDs!!!
    November make £10/day challenge = £874.14/£300
    December make £10/day challenge = £98.10/£155
  • Hey guys! Don't want to hog the board with my problems but no-I didn't know he was going to do it, although I might have put a bet on it happening at some point - gargh!!!!!

    Bye bye debt busting! Hello struggling my old friend.

    On a positive-a SFD and 1000 for Lapland for one day? Why not for the weekend for that money?!!! :)

    Xx
    Debts @ LBM (May 2013): £25,250.27 | Debt Free: May 2015 :j:j
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Hey guys! Don't want to hog the board with my problems but no-I didn't know he was going to do it, although I might have put a bet on it happening at some point - gargh!!!!!

    Bye bye debt busting! Hello struggling my old friend.

    On a positive-a SFD and 1000 for Lapland for one day? Why not for the weekend for that money?!!! :)

    Xx

    Cottage-retreatist: you can hog this board as much as you want!! We are here for you, to offer you hugs and give your oh a silent ear-bashing on your behalf. What a pesky so-and-so!! As others have said, I hope he gets more work v soon.

    And Stewby please keep posting too. Don't isolate yourself or give up yet!

    Mrs GSR, hope your dd gets better soon.

    Did my course in town and got home quite quickly, which was a nice end to it all. Didn't spend anything (travel can be reclaimed) and the venue was pretty good as regards providing gluten-free food, even having g-f biscuits for the afternoon break. Might not sound worth mentioning, but there's a limit to how much 'yummy apple' I can consume and it's nice to have something else provided. Tho' I'll not eat them as have committed to keeping off sugar. D'oh! Have brought them home and dd can eat them.

    Today I'm grateful for trains that run, a glorious sunrise, tech, expresso coffee and fresh air.:) Happy Friday!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • traveller
    traveller Posts: 1,506 Forumite
    Hi everyone.

    I'm absolutely knackered today! I hope things look up for you Stewby and CR :) Mrs GSR I hope your little one gets better soon! I've had to go with virgin instead of sky as even though sky is £5 cheaper, I get so much interference around it, it would be false economy to go back to them :(. So I will get a £49 instalation charge added to my bill!

    Well, this whole week bar one day has been a week. But the weekend should be quiet! Next friday is my daughter's 17th and she wants the two of us to go out for dinner. My 5 year olds school is also having a christmas disco next friday and his teacher said it will be great, all the parents have a sing along and the atmosphere is great :eek:! This really sounds like my idea of hell. Am I the only parent that aviods the playground clique like the plague,let alone paying to be around them! Thing is, I know my son would love it! My get out clause is it's my daughters birthday, lol! I'm really going to batten down the hatches now, as this month is just proving very expensive :(! I would have been just about ok if the sky dish didn't go out on us! However, I will not moan :mad: but smile in the face of adversity :eek: since that seems to be my middle name at the moment :D

    Well have a good evening everyone and keep going :T
    :A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:
  • MrsGSR
    MrsGSR Posts: 1,041 Forumite
    Debt-free and Proud!
    Traveller, sounds like my idea of hell too. Our PTA are a bit of clique and I'm just not into that sort of thing at all.
    Squirrelling away in September No 33
    It's not about the money, it's about financial freedom, being in control of it and living in the natural world and not a material world
  • Hello everyone,

    Thinking of you cottage retreatist and fingers crossed your OH finds something soon.

    I've managed 5 SFD's so far mainly because I've done nothing exciting - gone to work, come home, ate tea, gone to bed. The next few days are going to be very spendy and i'm hoping to get as much of the spending done tomorrow inbetween other commitments to minimise the spendy days

    SFD 5/15
    Lunch to work 5/13
    Food £34.41/£120 (including foodbank donation)
    Foodbank £2.49/£5 (purchased but not yet donated)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.