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Mrs PG's Hopes & Dreams for a debt free future !
Comments
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apple_muncher wrote: »Would willingly come and do paperwork, but have never done accounts, so maybe I could do the chauffeur duties instead?!
I will lend you my shiny black peaked cap apple !! I swear you will regret ever offering after about a day !! :rotfl:LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Hi Mrs PG
I have so enjoyed (and benefited from) reading your diary thread that I think I am going to start my own....... 'Brogden's Debt Disaster,' unless I can think of a better name :rotfl:!
I cannot say precisely how much I owe at the moment and have been a bit sloppy here so I am going to create a spreadsheet tracking every pound by which the debt decreases and then I can have a proper signature which shows my current state of play and hopefully shows a little progress as I go along. I know that will be good for me
When you started you owed more than me but you are beating me big style at the moment so congratulations you have made such fantastic progress chipping away at the debt mountain. I am sooooo impressed!
I'll invite you over when I've got it started. I hope the weekend is going nicely for you all.
Brogden.
I will eagerly await my invite Brogden !!
Updating the PG National Debt is probably the highlight of my month these days !!
Im really glad you enjoy the diary and , I still cant get my head around why anyone wants to read my ramblings, but its a huge huge help to get it all off of my chest and have everyones support. I am when you get around to your diary it will help you immensely. In the meantime feel free to post over here if you need anything.
Take Care and I hope you are having a lovely weekend xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
PinotGrigio41 wrote: »Hiya DFW,
I have skim read your diary, but not had a chance to post. Things sound as crazy as ever !
I hear that ultra clever DS1 of yours got some amazing Physics results ! Huge congratulations to him ! xxx
Not as crazy as your end I don't think :eek: I would offer to help but if you saw my paperwork mountain you'd soon gather i'm not very good at filing and suchlike:rotfl: Perhaps I could make tea instead? :rotfl: SO far you've got a chauffeur and a tea lady you're not doing too badly :rotfl:
And thanks for the congrats for ds1 i'm very proudLet's just hope he does as well this year though because over the last month or so he seems to have properly discovered girls :cool:!!!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Today I am being treated like crap by the same person I complain about often who is the main cause of stress in my life. The debt pales into comparison . How strange when once upon a time it consumed all of my thoughts !!
I am refusing to visit this weekend, I spent six hours there yesterday and treated them to a lovely lunch and took them shopping, doctors did some housework and gardening and collected her prescriptions. She told the doctor that she never does anything nice be it at a weekend or midweek. I was disgusted and appalled. I chose not to say anything as I couldn't deal with the fall out and it would upset the girls. She has clearly forgotten that this is the fourth time in a week she has been treated to lunch out and trips out to somewhere nice ( not all by me I hasten to add, my sister treats her often as well ) , let alone the other lovely things we have done for her over the course of the last year. Things we can ill afford if I'm honest and I do now begrudge. If my children ever felt like this about me I would be mortified. We rarely see Mr PG yet she is costing me a small fortune in fuel backwards and forwards and lunches and things to keep her entertained and from being so horrible. as fast as the money is being earnt a large portion is being spent on her yet Mr PG and I could do with sometime together , maybe an evening out. Theres no money left for that after keeping her happy though. Its worse than dealing with a spoilt child. Today I am being given hell and treated to a lovely torrent of abuse for not visiting today , as I have a million and one things to do. Infact I have so much to do I actually don't know where to start and am probably just going around and around in circles and eventually ended up on here. Wasn't quite the plan !!
Today began at 8am with a pile of ironing which I tackled until 12 before getting fed up . At 12.30 I made the hour long round trip dropping DD2 at the stables, then took DD1 to the hairdressers as she had had it cut a few weeks ago and they have cut it wonky. From there we went to the optician as DD2s glasses broke in school yesterday, so they were dropped in for repair. I then took DD1 to the station and then went to get fuel before finally arriving home at 3pm this afternoon. By 3.30 I was in the office where I have been ever since. The dishwasher hasnt been unloaded from this morning,the ironing is everywhere, the house hasnt been cleaned or hoovered all week and is stressing me out , and the bathrooms need doing desperately. Theres a load of washing hanging on the line. I don't actually know where to begin as I need to be working , but I need to be doing all of that and more as well. I will have to collect DD2 at half 5 then go food shopping as I have nothing for dinner and at some point go back to the station to collect DD1. In between the dinner needs to be cooked and eaten. I don't have time for more visitations but I am told that I should drive over and collect her and she can sit at my house and trawl around everywhere with me so that she has company and isnt alone ! :eek::eek: Seriously !! She has not spent longer than 2 days alone in a year. From things I hear in the media I dont think shes doing too bad really as I hear many stories of elderly people not seeing anyone for days and weeks at a time or speaking to them on the phone. She receives at least two, hour long calls a day. I really don't think we are that awful but she would have you believe otherwise. I cant take much more of this !!
In other news, the girls are fab and Mr PG is knackered.
WE are still managing to sell a few bits on ebay, that's going in the F&F fund which I am frantically trying to build up again. We are a bit short this month so need to be careful so it could well end up empty by the end of September, so I will start all over again ! Mr PG has just sent me a message to say that he has bid and won on a lovely cosy ari@t Stable Jacket for DD2 for the winter to wear at the stables. Its been worn once and retail at about £90 , we got it for £8.50 so we are pleased as punch. It s a slightly mouldy colour but Im sure once its covered in horse poo and grime it wont matter !! :rotfl:
DD1 has some friends over this evening, sadly I will then need to go back out late tonight to drop them off at the station as they aren't local . That will scupper my plans for a sneaky glass of wine later .:(
I am hoping you are all having a lovely, but no doubt busy weekend, and you aren't all as grumpy as me today !!! xxx
So sorry for the rant, I needed to get this one off my chest and I dont think Mr PG or the girls can bear to listen to anymore of my rants about her, so its over to you !!! Sorry !!!!LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Oh my god, the post above was long wasnt it ?!! Sorry!!!
:o
Feel free to skip it ! xxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
As a child and a young man, I always thought age brought about decency and consideration. I always thought a grey hair, wrinkle or bald patch was an indication of likely 'kindness' and 'fair play,' 'consideration' and 'understanding.' As a middle aged man I have found this is not necessarily true at all and a few years ago I had causes to ditch this theory completely!! I think a lot of people think the same way as I did.....?
You are either a good guy/gal or you're not. Age has b*gger all to do with it and unfortunately you seem to be experiencing one of those situations Mrs. PG which you wouldn't have thought you would.
Keep patient and maintain your own high standards
Brogden0 -
Oh my dear, you poor thing x
I suffer from similar with the same relation so understand what it feels like. However, unlike you I refuse to let her pull me down as I realise that it doesn't matter what I do, she will always be cruel and that's down to her personality and nothing to do with me.
You have to step away from this situation to protect your own sanity. She is laying the guilt on you because she knows you care what people think of you. No one but you would expect you to put up with this sort of crap. Put this scenario into a friend going through the same and think what your advice would be to that friend. Treat yourself the way you'd treat a friend going through this.
As for the housework, you need to prioritise and seek help from those lovely girls of yours. I so worry about you having so much on your plate.
Lots of hugs, understanding & love and don't ever apologise for coming on here to record your feelings. That's what we are here for x
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
I truly feel your pain. Last week I felt dreadful, called my mum who didn't answer my call even though she was in. I did 12-14 hour days in work all week and went down this evening before heading off on holiday. I was informed that I hadn't been there in 2 weeks (I've 6 other siblings) got a complaint that the cake I brought wasn't homemade and then after we'd eaten she pretty much demanded to be returned home even though I hadn't finished. I'm at the stage where I avoid visiting if I'm feeling low as it takes me far too long to bounce back. You need to put yourself and your children first as unfortunately nothing you do will be good enough.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Sorry you are still being treated like this.
I agree with in need of direction you do need to put yourself and girls firstPAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉
MFiT-T5 #36
3-6 mth EF #5 €2,445 / 11,100
Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲0 -
Yep..all good advice and think Granny is on the money to say..what would you say Mrs PG if this was me, any of the folks on here or a friend in RL? I think you know...
Not visiting this weekend is a good first step.
I suggest you go next weekend but not the next..and over the next few months wean her off. Go into cahoots with your sister and see whether you can, both of you, adopt a consistent approach to this. And certainly no treats. she doesn't fli=ping deserve it and so she can be bored (if thats the way she terms it) and stay in when you go round.
And, yes, always happy to give you a virtual hug :grouphug: and a :beer:MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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