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Apple muncher's number crunching

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  • Jessy103
    Jessy103 Posts: 2,242 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Congrats on the tax rebate and being normal! 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • teapot2
    teapot2 Posts: 3,535 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Pleased for you both x
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news for you both. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • greent
    greent Posts: 10,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pip had a quick meeting with his head of sixth form after school yesterday and the upshot is that he's no longer doing physics. He's perfectly happy with that and was the most relaxed I've seen him in a long while.
    And I feel soooo much relief too. I hadn't realised how much it was affecting me too. Like a weight has been lifted off my shoulders.
    Clearly the right decision was made xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • apple_muncher
    apple_muncher Posts: 15,239 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Week 2 of no more physics, but week 1 of no other commitments (ie the school production). One exhausted Pip - who wouldn't be after 5+ months of intense stress? His anxiety is currently through the roof - like there's something major that he's forgotten to do. But we're working on it all. This week is tougher as he has a lesson 1st period every day except Friday, but the other week, it's only 2 days.
    Today has been rather productive - I do like days like this! 2x laundry; prescription renewed; DBS online thingy renewed; gf shopping acquired; more 3-ingredient brownies made - this time adding cherries to make it like back forest gateau; clothes folded and put away; a short walk; exchanging messages with a friend; reading my book; 3 bagfuls sorted to take to the charity shop and good coffee drunk!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,748 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    very productive over here ;) Glad pip is feeling more relaxed too
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • apple_muncher
    apple_muncher Posts: 15,239 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Where did Feb go, eh?
    March has begun with a sunny weekend, which is always a good start! I did spend a lot last month, so need to be much more mindful this month.
    I had a very nasty tummy bug last week which I'm thankfully over now.
    Pip is still pushing himself too hard. I'd said that he might be able to get all caught up on his catch-up work as well as getting his homework done at school. And he has. But at quite a cost. I'd meant 'one day soon' rather than 'this week'. Oops. I was also working for 3 days, which really impacted him as I needed the car, was out before him and back after him, and the buses were really congested/late/missing for his journey, poor thing. So this week, we'll try to get a better balance.I'm only working for 1 day, but it's Monday, so not the best way to start the week for Pip.
    I have chopped my hair this morning. Using very sharp scissors and a mirror. Fortunately my hair is wavy so my poor attempts shouldn't be too obvious... Pip has agreed to tidy up the worst of it for me later!

    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,239 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Here's a first: Pip walloped his head whilst climbing yesterday (not on a hold, fortunately, but on the roof of the cave as he did a move). Turns out he did it before the class started and kept going through the whole hour so as not to scare/upset the girl he was climbing with. He did get an ice pack on it for a while and had rubbed at it too. By the time we got to the car, he was cold - not out of the ordinary but unusual because it was a warm evening. When we got home and walked to the house, he was shaking and shivering. The shock had kicked in. We put him on the sofa with blankets and a couple of microwaveable warm things, fed him some food and kept him off all screens.
    Around 8, I called 111 and the chap was lovely. He said we'd get a call immediately back from a clinician. By 10, I made sure Pip was in bed and ready to sleep. He had less brain fog and fuzziness, and frankly, he needed to sleep! He was under strict orders to come and get me if he woke up. The call back came at 10.45 (ugh!) and we left it with keeping an eye on Pip but taking him to A+E if anything got worse. He recommended a paper on concussion in grassroots sports, which has been very useful.
    Pip came to me at 5 - he'd woken up and remembered that I was supposed to be doing kids klub (I didn't do it, btw!) and wanted to see me before I went. I assessed him and put him back to bed, saying I'd re-assess around 8.30. He's had breakfast and lunch, and paracetamol. The headache is still very much there, but he is moving around the house, and keeping off screens as much as he can. I think he'll be ok not to go to the hospital.
    All his lessons now use screens so I need to let the school know, of course. I think I'll have him doing a modified time at school - going in for his first class and leaving after his last one. One day at a time.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What a worry. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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