We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Apple muncher's number crunching
Comments
-
Love the sound of DDs party. The gaggle of girls should have fun making owls....what a nice idea dd had.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Why are you upin the middle of the night, Watty?NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
-
Back to work today.
Back-to-back sessions. No departmental time. Brain ache.
Dd isn't back until Thursday. Oh, the unfairness...
Tomorrow we shall all go to a certain charity shop area - on my way to work - and have an early mooch. Dd and dh can continue there when I have to abandon them to go to work.
I need a plan. A cunning plan. So that I do not have to carry on in the job until 60, but do not need to claim my pension. A legal plan. One that does not involve selling my body to science.
Frugal living is a start - when dh can claim his pension(s), we will have a bigger income than now. If I stop then, I'll have about 5-6 years before being able to claim my work pension (and aeons until I get my pennies from The State). Quite a gap! If only selling bunnies and crafting was a lucrative income stream...
As I said, I need a plan...NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
apple_muncher wrote: »2018 Plan 1: from 31/12 - 25/3 (12 weeks)
A life well lived:
-headspace and counselling to continue
-enjoy time with dd + dh
-use up wool and fabric stashes
-remove 2018items this year, so about 700 this plan
-buy a joyous address book and fill it in (finding mum's has been so useful to us, as we are aware of names of her friends but no more than that. I don't want to leave others ithout that info for me)
-balance work, visits to mum, family time, fitness goals
That'll do for now!
I'm doing a de-cluttering challenge I saw on fbook. 1st of the month remove one item, 2nd 2 items and so on and a 31 day month will result in 496 items being de-cluttered!
You've gone back to work early, we've another week off here. I think the children need it, they were so worn out before Christmas.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0 -
Happy New Term!
Do you have a spare room? Are you full time at the moment?
Any ideas for your plan?0 -
I think I know where you are going re a spare room, small! We do have a 3 bed house, but the 3rd room is dh's office / spare room . And dh has already flatly refused to have a lodger/airbnb.
I'm not full time - just 2 days. I also realise that I propbably would not cope/manage to do more. 3, possibly, but there is no chance of any extra at work at the mo.
I started this diary with the goal of paying down the mortgage. When we got to morgage neutral, I felt a bit lost! Then dh invested a few 000s, so we were no longer neutral, but had to start paying interest again. Sulk! But I have a goal again.
How to achieve FIRE, eh?NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
I slipped in the mud today.
At work.
In front of a bunch of y11s.
They didn't laugh too much...
I had a muddy backside for the rest of the day.
A bath has helped, but I keep finding aches and pains. And I have a headache.
I am too old to slip over in the mud!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Bless those kids!
What about hosting language students?
Tutoring?
Altering clothes/curtains?0 -
Problems with my business. The stress was stopping me sleeping.apple_muncher wrote: »Why are you upin the middle of the night, Watty?Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Ooops to slipping over in the mud

The owl crafting sounds great for DD's party
I am also going for removing 2018 items in 2018 (works out at between 5-6 items/ day). Thanks to DD having a mini sort out of stuff in her room we are at over 70 already
It's going to go downhill for the rest of the month, I expect!
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
