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Apple muncher's number crunching

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Comments

  • Eat 8/10
    Move 9/10
    Play 6/10
    Brain 7/10
    Sunlight 8/10

    Headspace day 4 complete. I like it.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Eat 8/10
    Move 9/10
    Play 6/10
    Brain 7/10
    Sunlight 8/10

    Headspace day 4 complete. I like it.

    Really glad that you are enjoying Headspace Apple. I have been thinking about it for about a year now, but that's as far as I get...just thinking. :o
    I think perhaps, I will take another look having seen your post xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • apple_muncher
    apple_muncher Posts: 15,260 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    The monthly interest on our mortgage was £2.90. Yep. Less than 10p per day.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Brilliant :T :T :T
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • Watty1
    Watty1 Posts: 7,060 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    interesting you do not need a solicitor for a poa. We have a very old one for Mr Watty's dad. Done about 12 years ago and we have been told we need a new one and to see a solicitor???? (Dad is in a care home and due to return home shortly and the poa seems to be bothering a couple of folk because it is so old now)
    Its on my list of things to look into.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • apple_muncher
    apple_muncher Posts: 15,260 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Watty - is it an enduring one? As they behave very differently from a lasting one. 12 years ago should be an enduring one as I think the change came in 2007. The govt website is good and explains it clearly enough - we found it by using good ol' google. Here's a starter:
    https://www.gov.uk/enduring-power-attorney-duties/overview

    ps am defo NOT an expert, so we may need a solicitor, but will be asking a very canny friend about it all first.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • SuzieSue
    SuzieSue Posts: 4,109 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!

    ps am defo NOT an expert, so we may need a solicitor, but will be asking a very canny friend about it all first.

    My husband completed and registered a lasting POA for his mother without using a solicitor so it is possible.
  • apple_muncher
    apple_muncher Posts: 15,260 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Thank you suzie sue! It is good to know it can be done.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,260 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Today I had a good long walk, plus school runs, plus brownies runs. Total = 22k steps. Go me! Plenty of sunshine and wind, being out in nature.

    I shall be going up to bham this week. I want to coincide with big sis and have time for the 2 of us to chat about different variables and possible scenarios. I therefore need to have some notes sbout my versions of the scenarios, so must face that tomorrow and just do it.

    Tomorrow:
    -sch runs
    -sainz
    -scenarios
    -sew
    -playdate
    -train ticket
    -headspace
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Watty1
    Watty1 Posts: 7,060 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks for that link - you motivated me to sit and read it. Really interesting as yes we have an enduring but as it was so long ago goodness knows what we did and how so will dig out paperwork and have a look. Mr Watty's dad agreed a long time ago for the 'in case' scenario and we've had to use it a lot over the last 8 or so years.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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