Aldi

planteria

current accounts that pay useful interest and debit cards that pay cashback can improve this situation, of course

but i am not surprised to see others saying they dont shop at Aldi on account of them not accepting credit cards

ppc1

2e0arr wrote: »

Being prudent and following good advice from MSE we opened a a Santander 123 account for 3% savings interest. Part of the process we opened a credit card account for a good deal with cash back. This was the card refused 3 times. till the cashier enquired is it a credit card ? yes , we dont accept credit cards. Why do they have a different policy based on geography ? Aldi sell more than groceres, i have seen Spanners socket sets fishing tackle welding rods cement mixers chains saw drills etc

You would not get the cash-back from Aldi using your Santander123 credit card anyway because from a merchants perspective they are not classed as a supermarket! They use a merchant code of 5399 "Misc. General Merchandise", they are not registered as a "supermarket and grocery stores" merchant code as most supermarkets use.

Looking on the Santader123 website it states - 1% cashback at all major Supermarkets Including Tesco, Asda, Sainsbury's, Morrisons, The Co-operative, Waitrose, Marks & Spencer or Budgens plus many others. Note the word "Major" Supermarkets!

Cornucopia

For most people the savings at Aldi/Lidl will easily outweigh the loss of points/cashback from credit cards.

This is the whole point - that cashback comes in part from higher CC fees paid by retailers.

molerat

Cornucopia wrote: »

For most people the savings at Aldi/Lidl will easily outweigh the loss of points/cashback from credit cards.

Best of both worlds up here in Scotland

Cornucopia

Assuming they charge the same prices.

fozmcfc

Perhaps, they've been confused by the fact Berwick Rangers, play in the Scottish League.

planteria

Cornucopia wrote: »

For most people the savings at Aldi/Lidl will easily outweigh the loss of points/cashback from credit cards.

This is the whole point - that cashback comes in part from higher CC fees paid by retailers.

i think that is right. and, on that basis, i am one of many who is, arguably, missing out: collecting my cashback and clubcard points, but paying more to do so.:o

Leanne1812

duchy wrote: »

Wow so just because YOU don't live in Berwick and can't benefit from this anomaly you want to make sure no-one else does ? Nice !!

Odds of you succeeding rate somewhere along the lines of a snowball's chance in a furnace

I'd be more embarassed to be seen buying groceries with a creditcard than I would be having it refused at Aldi mind you. I've always felt only the fec kless use creditcards for groceries.

I am definitely not !!!!less yet I use my c/c to pay for groceries. The reason is simple; cashback with every use so good money saving. Every little helps

Moto2

molerat wrote: »

Best of both worlds up here in Scotland

I wasn't entirely sure but I'd guessed there had to be some sort of upside to being up there.

theforumking

ALDI is a load of rubbish isnt it... ?