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WTBSEs 'Starting From Scratch' Savings Diary.

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  • TM6 wrote: »
    When making purchases on line, are you going through Topcashback?

    A good idea to use Tcb as a homepage, then you are reminded everytime you are online.
    Back on the trains again!



  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Well done on your purchase WTBSE. :j
    I hope you have done your shopping list-or at least started it! :)
    I know exactly what you mean regarding affording things. This time last year we would not have been able to afford to buy anything major (in cash) as we didn't have savings as such. This year I have over £2,200 already, so if anything goes wrong with anything we know we can repair or replace. It's such a good feeling to be in that position. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Thanks, good idea davenport, but to be honest I rarely purchase big items so not sure i'd use it that often.

    Tatty- meal plan, budget and shopping all done :) For another week at least! I keep thinking I would like to do a fortnightly food shop, but my kitchen is so tiny I actually don't have the space to get more than a weeks shopping at a time. Plus, I would have to still get fresh fruit and veg anyway.

    Sainsburys have just started delivering where I live, so I would like to try them out, but don't know of any codes for free delivery etc. Will have a look around online.
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Topcashback will probably give you cash back on Sainsbury's :) Worth a look.

    I forgot to go through it recently when changing my broadband provider. Kicked myself afterwards.
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Hi savers,

    How is everyone? I've been a bit AWOL as I have had such a busy weekend!!

    Saturday was a family ladies day which was lovely, but I had a little too much fizzy wine. I was a tad hungover on Sunday morning but my one year old greeted me with a lovely card and some goodies from Lush. We then went out for a Mother's Day lunch at wagamamas which was lovely.

    THEN, I met my mum and sister to go for to a vintage venue for a showing of moulin rouge with cocktails and popcorn. Was lovely and my mum enjoyed it but I'm exhausted today!!

    So, no more savings as such yet but I put £3 in the £ tin and husband contributed £4 :) every little helps!

    WTBSE- if you do a google search, you should find a code for £15 off a £60 shop at sainsburys when you shop online.

    Did you have a good weekend?

    Husband is expecting payment into our account for a homer soon so I'm hoping to out some more into savings :)
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Morning all, how is everyone?

    I'm looking forward to this working week being done! I can't seem to shake the tiredness! Not sure if if was the clocks changing or just the result if a busy weekend but I need sleep!!
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Hi All :)

    Just a quick post to say 'Hi' and let you know that I haven't disappeared off the face of the Earth!

    Have been manic with work etc, but will hopefully post a proper post tomorrow!
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Hope work gets less manic for you!
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Manic work means (I guess) more money, so in that sense it's probably all good. :)
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Just a quick hi from me today. Due to acute chest pain I had an impromptu visit to drs and a and e yesterday :(
    After many blood tests and chest X-ray etc, they finally let me come home at 10ish last night. So I'm taking it easy today.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
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