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Today's the start of my DFW journey.....here goes!!!!!
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Yes, it's a huge eye opener

Enjoy your manicure, you deserve it xWe spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!:dance: Mortgage Free Wannabe :dance:Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 240 -
Thank you!x0
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That's a great update, but more importantly, did you ever paint your nails

Ok, seriously thought, it's nice to hear you has DH are going well. It's lovely to hear that, it really is x
It's all very exciting on the job front for you. I wish you the best if luck
You're doing really well on the debt side. I'm looking forward to an updated signature soon. Have you tried surveys to up your cash, it's a slow process but I have one I can recommend (the only one I do now as it pays out the quickest) just an idea x
I hope your week continues to go this well
We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!:dance: Mortgage Free Wannabe :dance:Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 240 -
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I'll PM you a survey site if you want. I've tried 8 different sites and I get the same issues on 6 of them, 1 took me two years to see a payment. This one is the only one I like...
I'm terrible with Quidco, I keep forgetting to actually use it! I'll look into that app!!!
I remember DH going for a new job... It took 3 months for an answer, the 8 months to get him into the job!!! It was terrible really
I always budget for no pay increases and never count my chickens before they hatch. But I also add 10% to certain bills on their anniversary (Gas, Electric, Water, insurance, Council Tax etc) so if prices increase that's ok, most things don't increase that much and it's money in the bank
I'm good thanks, DD2 (11 days old) has given me 7hrs + sleep with 1 wake up for the last 2 nights
Sleep is very important with 3 children (DD1 is 22 months so very important as no slowing down during the day)We spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!:dance: Mortgage Free Wannabe :dance:Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 240 -
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Congratulations that is fantastic news. You will be debt free sooner than you thought now.LBM: Dec 2012 - Debt £38,180/ Now £0.
DFD - 17/04/2016
Gambling: The sure way of getting nothing from something.
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