We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Today's the start of my DFW journey.....here goes!!!!!
Comments
-
..........0
-
..........0
-
That's great news. It's important that you are open with him, not just be perfect for him, but work together x
I hope he can be there for you, while you try and prove your doing this the right way x
I'm rooting for you xxxWe spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!:dance: Mortgage Free Wannabe :dance:Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 240 -
..........0
-
..........0
-
Wow, how amazing

I hope it can't and things look up for you next week xWe spend money we don't have, on things that we don't need, to impress people we don't like. I don't and I'm happy!:dance: Mortgage Free Wannabe :dance:Overpayments Made: £5400 - Interest Saved: £11,550 - Months Saved: 240 -
Thank you and boy I hope so too!! :-)0
-
I'm sure once your husband sees the debt going down, he will realise that you will get through it.
Glad to see a lot of your debt is at 0% and that you have the means to pay it off before the 0% runs out. :T
Everyone should do things their own way when clearing debt. But paying the minimum to 0% debt and overpaying debt which is charging the highest interest is generally considered to be the best and definitely the least costly way to clear debt.
However as I say, everyone should do it their way. For me, I didn't follow that, I cleared the smallest debt off first, followed by the next smallest, just to see the amount of creditors starting to go down.
It was only when I got to the stage of having 3 debts remaining I looked at the interest being charged and paid off what was costing more.
Good luck, but I've a feeling, once you really get into it, you won't be needing it
0 -
..........0
-
Wow Loxxee,
I have just read your diary and WHAT A WEEK YOU HAVE HAD!!!.
You are an amazing person to still be smiling and fighting. Good for you. :T
When you hit rock bottom there is only one way to go and that's up. I firmly believe you will get there, and I think reading your positive diary will also help me get there also.
Keep going hun.
Have subscribed xx0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards