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Dare I do it again?

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  • lazer
    lazer Posts: 3,402 Forumite
    My partner works full time so no we don't live off benefits. We get the usual tax credits and a very small amount of housing benefit, no council tax benefit as we don't qualify. I'm Looking into starting my own sewing business making childrens clothes amongst other things I already make a lot of clothes for my own children. Before someone picks up on the fact we rent so how are we going to covert the garage. The landlord would rather help us stay here having been good tenants for 7yrs than risk us leaving and getting who knows what move in plus a fourth bedroom would increase the value more than a garage does so win win.

    So now some of you can get back on your soap boxes and start berating me for the fact we do get some state help.

    And you also probably save the state money by Home educating - put the one's saying cyour children are costing money won't pick up on that point.

    I think if you can afford it with minimal state assistance - go for it, I come from a family with only one sibling and he has moved accross the water, so it's lonely for me, and it is hard to imagine what will happen when my parents get older if they need help, it will all be left to me, with no one to turn to for support, my mum on the other hand comes from a family of 10, and they have each other when the going gets tough - it's a nice situation to be in as you get older.

    My Dad comes from a family of 4 and you would imagine that would mean there would be siblings to share care for eldery relatives - it doesn't, one has emigrated, one is mentally ill and the other died, so my Dad is now responsible for his brother and an elderly Aunt on his own.

    From my experiances of my own family - the more children the better, and persoanlly I would ideally want to have at least 4, but I doubt I will have due to time restraints.
    Weight loss challenge, lose 15lb in 6 weeks before Christmas.
  • tatabubbly wrote: »

    My daughter will be doing her exams this year coming. A baby now would have very little impact as she would have finished her exams by the time baby was born.

    Is your eldest planning on finishing their schooling at 15? I know from my experience having toddlers/babies in my house made it difficult to study, my mum was always trying to even everything out but you only have so many hours in the day!

    Toddler groups are of no consequence to us. The spread in age range of home education groups I go to is very wide there are children of all ages from babes in arms to those teenagers taking their first steps into adult life. This is one of the wonderful things about HE we/they are not restricted to meeting & socialising just with people of their own age.

    But it is benefical for kids to have friends their own age? Why wouldnt you go to a toddlers group?

    Just added my thoughts

    15 year olds now will be required to attend school until 18. So I doubt the teenager has finished her exams.

    I have to agree with you about the toddler groups too. Also does the OP mean from her comment that children that do go to school do not meet and socialise with people of differing ages?

    And sorry to burst your bubble OP, If you get tax credits, child benefit and housing benefit then you are living off benefits to some extent.

    If you post how much you get in benefits per week/ month I'll tell you how long I work for the same amount.
  • xmaslolly76
    xmaslolly76 Posts: 3,974 Forumite
    We wouldn't need anymore money we live quite frugally thanks to this website. We don't need everything we get now so even with benefit cuts we could still manage. They won't remove to many benefits though the government want people reliant on them. When people are reliant on them they are less likely to get rid of the people supplying them ;)
    :jFriends are like fabric you can never have enough:j
  • Ivrytwr3
    Ivrytwr3 Posts: 6,304 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    another drain on the system :( But hey, if they keep paying then why the hell not! Go for it sista.
  • I don't usually comment on these threads but something in me is replying.

    We have been trying for a baby which is going to result in us having to have IVF.

    We both work full time and have good incomes and own our own home. We have never applied to the state for assistance.

    It annoys me when people can be insensitive to others. It is all done so blase. I have 4 kids but am thinking of just having another. There are people out there who can't even have one.

    I too am of the view that if you cannot afford to raise the child on your own without the assistance of handouts then you shouldn't do it.
  • lazer
    lazer Posts: 3,402 Forumite
    littleme82 wrote: »
    I don't usually comment on these threads but something in me is replying.

    We have been trying for a baby which is going to result in us having to have IVF.

    We both work full time and have good incomes and own our own home. We have never applied to the state for assistance.

    It annoys me when people can be insensitive to others. It is all done so blase. I have 4 kids but am thinking of just having another. There are people out there who can't even have one.

    I too am of the view that if you cannot afford to raise the child on your own without the assistance of handouts then you shouldn't do it.

    Different people have different issues in life.

    Do you think that just because there are people that can't have a child, no-one else should have one or that they should limit themselves to 2 or 3 as its unfair that they find it easy to have more children. I'm sure the OP realises it is a blessing that she is able to have children, but the fact that other people can't have children shouldn't influence her decision.

    Perhaps when you have your child (I hope your IVF works) you might even find you are entitled to benefits even though you don't think you will be
    Weight loss challenge, lose 15lb in 6 weeks before Christmas.
  • littleme82 wrote: »
    I don't usually comment on these threads but something in me is replying.

    We have been trying for a baby which is going to result in us having to have IVF.

    We both work full time and have good incomes and own our own home. We have never applied to the state for assistance.

    It annoys me when people can be insensitive to others. It is all done so blase. I have 4 kids but am thinking of just having another. There are people out there who can't even have one.

    I too am of the view that if you cannot afford to raise the child on your own without the assistance of handouts then you shouldn't do it.

    I don't feel the OP has been insensitive towards you or people in your position. Your argument doesn't hold any weight with me, there is always somebody in the world worst off, if you get your longed for baby what about the poor people for which it will never happen?

    Also doesn't the NHS in some cases provide IVF, isn't that a handout, along with medical care you will receive during pregnancy? I'm betting not many in this Country raise their children without some help, be that child benefit, education, medical care etc.
  • lazer wrote: »
    Different people have different issues in life.

    Do you think that just because there are people that can't have a child, no-one else should have one or that they should limit themselves to 2 or 3 as its unfair that they find it easy to have more children. I'm sure the OP realises it is a blessing that she is able to have children, but the fact that other people can't have children shouldn't influence her decision.

    Perhaps when you have your child (I hope your IVF works) you might even find you are entitled to benefits even though you don't think you will be

    That's not what I am saying. What I am saying is that people can have as many kids as they want if they can afford them but why should I as a tax payer keep paying for other people's children?

    We don't intend to claim benefits as and when (if) we have children. We plan to be entirely self-sufficient. Why should others pay for a child I decide to have?
  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do we have to start on the 'why should I pay my taxes for people like you...'. I don't have any children, or claim benefits, and I work long hours full time... but my taxes still go towards many things I will never use. I don't remember ever complaining... Who knows, maybe I'll need more hospital/home care than someone else who has 5 kids when I'm old(er) and grey(er).

    My mum's one of five and they're all still going in their 60s/70s (touch wood!). I've lost family in their 30s upwards - none from big families. Yes, the odds of something happening to one of them are increased very slightly, but I wouldn't use it as a reason not to have another. Chances are too that they'll all be fine in 50 years' time.

    I really don't see how it's relevant as to what percentage of any state whatevers someone is entitled to. So what if one person has five kids - maybe they've never had more than a few hours/couple of days in a hospital. Maybe I use my free council rubbish collection every week (I don't lol, but I could!). Maybe lots of things. But I don't see how it's relevant until the government/laws-that-be start limiting the number of children people are 'allowed' to have.

    Jx
    2024 wins: *must start comping again!*
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    littleme82 wrote: »
    That's not what I am saying. What I am saying is that people can have as many kids as they want if they can afford them but why should I as a tax payer keep paying for other people's children?

    We don't intend to claim benefits as and when (if) we have children. We plan to be entirely self-sufficient. Why should others pay for a child I decide to have?


    So are you going to privately educate then?
    And give birth in a BUPA hospital?

    Thought not.
    Things are never as black and white as some would like to think.
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
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