My Debt Diary, the ramblings of JCD

in Debt free diaries
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  • JCD_CapuletJCD_Capulet Forumite
    1.4K Posts
    Part of the Furniture Combo Breaker
    you forgot the third - religious sorts out to save your soul! I've nothing against them but they knocked on my door in a really agressive manner yesterday and scared the sh*t out of me. I answered the door but was not up for a chat on morality and didn't buy the watchtower....
    I'm sure they'd love to hear all about your new job! lol!

    We don't get thoose around here. The area I live in has a bit of a reputation for intollerance to such things *sigh*
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • JCD_CapuletJCD_Capulet Forumite
    1.4K Posts
    Part of the Furniture Combo Breaker
    Righty folks, I've started a thread http://forums.moneysavingexpert.com/showthread.html?t=491515

    I'm now giving myself specific targets to meet each week to help get me out of my situation. I'm currently waiting for the housing association taking me to court over my debts and evicting me because I've been in constant arrears for six months. I've got debts with the council tax and inland revenue, and Scottish power have now sent a letter saying they'll be comming out to disconnect my power supplies. I can't let it happen and I won't let it happen. This is MAJOR pulling up socks time!

    I'll be posting my pledge weekly and sticking to it. Every week I'll start a new pledge thread so that others can pledge too.

    "This too shall pass."
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • JCD_CapuletJCD_Capulet Forumite
    1.4K Posts
    Part of the Furniture Combo Breaker
    Note to self.
    No more coffee after 11pm

    Drinking coffee at 05.00 is a pretty daft Idea.
    Time for bed, Zzzzzzzzzzz
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • hypno06hypno06 Forumite
    32.3K Posts
    10,000 Posts Combo Breaker
    Hi there, have missed your diary so far, but just read through and will be catching up again later.

    I hope you have a good day. Stay strong and good luck x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • JCD_CapuletJCD_Capulet Forumite
    1.4K Posts
    Part of the Furniture Combo Breaker
    Cheers dude. I'm still awake though :( I'll probably go for a nap at noon or sooner, once I've done a few bits and bobs.

    :)
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • JCD_CapuletJCD_Capulet Forumite
    1.4K Posts
    Part of the Furniture Combo Breaker
    Aaaand I'm still awake :eek:

    Anyway. I got my user ID and pin for my phone work....but I completely bottled out of it tonight. Maybe because I'm tired, maybe because I'm worried about the effect it may have on my boyfriend. I asked him if he minded me doing this (No, I NEVER seek a mans permision to do anything, but as my boyfriend he does deserve to have an input and have some respect shown to him) and he said it's ok, but should he feel odd about it at any point then he'll let me know.

    So anyway. I'll need to start the phone today if I'm to meet my minimum target of £72 for next pay day.

    I'm tired......yet still drinking coffee :mad:
    Can someone please come over and steal my kettle and coffee, please?
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • pink_fairy_7pink_fairy_7 Forumite
    426 Posts
    Hi

    I'm not sure if you've seen this but there is a site run by MSE member kate1967 to help with daily click routines. This is the link to the clicks thread. Its great and Kate is really helpful.

    pfx
  • hypno06hypno06 Forumite
    32.3K Posts
    10,000 Posts Combo Breaker
    Also, get some decent decaff coffee. I only drink caffeine before 12 and only decaff after that otherwise sleeping is very difficult. Put it on your shopping list now!!!

    Good luck with the phone work today. Once you have done the first couple you will be fine. Think of the money x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • JCD_CapuletJCD_Capulet Forumite
    1.4K Posts
    Part of the Furniture Combo Breaker
    pink_fairy wrote: »
    Hi

    I'm not sure if you've seen this but there is a site run by MSE member kate1967 to help with daily click routines. This is the link to the clicks thread. Its great and Kate is really helpful.

    pfx
    Thanks alot for that info, pink fairy!
    hypno06 wrote: »
    Also, get some decent decaff coffee. I only drink caffeine before 12 and only decaff after that otherwise sleeping is very difficult. Put it on your shopping list now!!!

    Good luck with the phone work today. Once you have done the first couple you will be fine. Think of the money x
    I totally need to start buying decaf and quit the caffeine all together. I get horribly addicted to caffine and it messes with my sleeping and skin.
    thanks for the reminder, hypno :)x
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • JCD_CapuletJCD_Capulet Forumite
    1.4K Posts
    Part of the Furniture Combo Breaker
    I need to quit caffeine. I can't remember what time I made it to bed, but I woke up at 4.30pm after a stint of being awake for 42 hours. Eugh.

    My head is pounding, I'm aching all over and I feel drained. So tonight
    I'm going to bed at 10.30pm and I'll be sticking to this for a while! Due to
    the way I'm feeling I'm not going to take any calls today, but instead start tomorow once I've rested properly and woken at a reasonable time of day! I've not even had the energy to update the thread I started on weekly pledges, but I ought to do that before going to bed, if not for myself but for other members too.

    Today (for the few hours I've been awake) has been a no spend day, *looks at hotmail inbox* no comps won, no free samples arrived and so far no clicks.
    Off to do my clicks now.

    :) *yawn*
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
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