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The march to financial freedom
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millionaire_in_training wrote: »I daren't go into Wilk0s as I end up spending a fortune on all the essential items they have. Same in home bargains
I know MiT - always something essential on offer too. I kept away from the cleaning/kitchen roll aisle though as that would be my downfall. I saw Flash liquid 2L on offer at £2 and was tempted to get one, but I've still got some of the stock from around Christmas left - am being more frugal with the amount these days.
I saw a lovely big metal gardening toolbox at £10.50 and am wondering whether to ask someone in the family to buy me one and put away for Christmas :rotfl: It is a want rather than a need so couldn't justify buying myself, though my gardening bits are mixed up with decorating bits and it'd be nice for them to be separated out. *Wanders off to phone DB* :rotfl:Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
supersaver1000 wrote: »Sounds like some great bargains. But I'm like MIT and don't have a stop button. I went overboard in Lidl and Tescos yesterday
I have a semi-stop one - otherwise I might have bought all 20 cans of shave gel :rotfl: I always seem to buy 2 of everything in there though, which is perhaps even odderBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
The hedge is trimmed all over :j:j:j Hang the flags out!
Financials:
- bank account checked - use and pay off monthly CC payment goes out tomorrow
- freepostcodelottery (both) - checked
- Nectar adpoints - ending the week on 75
- Nectar Search - up at 40/100
- Inbox Pounds - up at £7.03
- Qmee - another 10p - now £1.85 in the pot
I've cycled 12km/7 miles in one go tonight. :T My backside aches :rotfl: Not sure if that's the hard seat or my muscles working :rotfl:
Lovely roast beef dinner which didn't shrink much, so plenty left over for tomorrow and Tuesday I reckon. Burnt 200 calories on the bike so that's the roast pots not gone to the hips I hope!
Ironing done, not that there was much and everything ready for DS for school.
I'm working at home with nothing billable tomorrow, but the rest of the week is, so I haven't caught up on work stuff tonight. Half watching the World Cup final.
Must Do's tomorrow - phone dentist and visit Mum (likely evening). Hopefully I am catching up a bit, as it feels never ending at the moment. Either that or I'm just a bit more anxious than normal but not able to put my finger on the what or why. I could do with a week off at home to crack on with some of the bigger sorting out jobs. I might try to do that in August, but will see how work pans out first before I commit.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Yayy, well done for the hedge. :T:T:T
And for the cycling.
You always seem so busy and achieving so much. Hope you manage to get a break in. We normally go away for about 12 days and it's only about 6 days in that I truly relax. Not going away this year so need to find another way to achieve that. Perhaps I could finally get my house in orderOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
I always get antsy about billable hours over the summer even though it generally works out. Just hold your nerve and you'll be fine.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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My stop button is so bad that I am not even fussed on gardening but I now want that metal box thing..................I despair :rotfl:5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Me tool:rotfl:OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
:rotfl::rotfl::rotfl::rotfl:
I will then need a shed to put it in!Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Och I've got one of them and a summer house so thankfully no shed envy :rotfl:
SS we are doomed lol5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I have a shed too and DH made me a huge log store (out of free pallets - but he then went and spent about £100 on bits to put it together - it's huge).
I really wanted a canvas tool bag. My BIL has one, but they are quite dear.OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0
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