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The march to financial freedom

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  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    I daren't go into Wilk0s as I end up spending a fortune on all the essential items they have. Same in home bargains :o

    I know MiT - always something essential on offer too. I kept away from the cleaning/kitchen roll aisle though as that would be my downfall :D. I saw Flash liquid 2L on offer at £2 and was tempted to get one, but I've still got some of the stock from around Christmas left - am being more frugal with the amount these days. :D

    I saw a lovely big metal gardening toolbox at £10.50 and am wondering whether to ask someone in the family to buy me one and put away for Christmas :rotfl: It is a want rather than a need so couldn't justify buying myself, though my gardening bits are mixed up with decorating bits and it'd be nice for them to be separated out. *Wanders off to phone DB* :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Sounds like some great bargains. But I'm like MIT and don't have a stop button. I went overboard in Lidl and Tescos yesterday :o

    I have a semi-stop one - otherwise I might have bought all 20 cans of shave gel :rotfl: I always seem to buy 2 of everything in there though, which is perhaps even odder :o
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    The hedge is trimmed all over :j:j:j Hang the flags out!

    Financials:
    - bank account checked - use and pay off monthly CC payment goes out tomorrow
    - freepostcodelottery (both) - checked
    - Nectar adpoints - ending the week on 75
    - Nectar Search - up at 40/100
    - Inbox Pounds - up at £7.03
    - Qmee - another 10p - now £1.85 in the pot

    I've cycled 12km/7 miles in one go tonight. :T My backside aches :rotfl: Not sure if that's the hard seat or my muscles working :rotfl:

    Lovely roast beef dinner which didn't shrink much, so plenty left over for tomorrow and Tuesday I reckon. Burnt 200 calories on the bike so that's the roast pots not gone to the hips I hope! :D

    Ironing done, not that there was much and everything ready for DS for school.

    I'm working at home with nothing billable tomorrow, but the rest of the week is, so I haven't caught up on work stuff tonight. Half watching the World Cup final.

    Must Do's tomorrow - phone dentist and visit Mum (likely evening). Hopefully I am catching up a bit, as it feels never ending at the moment. Either that or I'm just a bit more anxious than normal but not able to put my finger on the what or why. I could do with a week off at home to crack on with some of the bigger sorting out jobs. I might try to do that in August, but will see how work pans out first before I commit. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Yayy, well done for the hedge. :T:T:T

    And for the cycling.

    You always seem so busy and achieving so much. Hope you manage to get a break in. We normally go away for about 12 days and it's only about 6 days in that I truly relax. Not going away this year so need to find another way to achieve that. Perhaps I could finally get my house in order :o
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • I always get antsy about billable hours over the summer even though it generally works out. Just hold your nerve and you'll be fine.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • My stop button is so bad that I am not even fussed on gardening but I now want that metal box thing..................I despair :rotfl:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Me tool:rotfl:
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    :rotfl::rotfl::rotfl::rotfl:

    I will then need a shed to put it in!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Och I've got one of them and a summer house so thankfully no shed envy :rotfl:

    SS we are doomed lol
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    I have a shed too and DH made me a huge log store (out of free pallets - but he then went and spent about £100 on bits to put it together - it's huge).

    I really wanted a canvas tool bag. My BIL has one, but they are quite dear. :(
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
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