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The march to financial freedom

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  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Hi Westie :wave: Thanks for dropping in - do you not get the log in page come up at all with the Hive link? Just have to input card and password. It's still working here. Odd.

    Lilt :rotfl: Might be a good idea to stop Kondo-ing now!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • beanielou
    beanielou Posts: 95,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    When I tried it said it was closed too :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    I was already logged into the Nectar website, so it bought up a screen with my card number already in. How about trying it that way?

    Online CC says: Credit Limit £15,000, Amount Available: £15,000

    I'M CC DEBT FREE :j:j:j:j:j:j:j:j:j Just a tad happy :rotfl:

    Mini visit, actually doing some work today ;):D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    :T:T:T:T (delurks) Congratulations Ali!! That's wonderful!! Well done!!:T:T:T:T Xx
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    So pleased for you Ali!!! Well done!! :D:D:D xx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Brilliant news! Well done, Ali! :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • beanielou
    beanielou Posts: 95,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Excellent :j :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Ali-OK wrote: »
    I was already logged into the Nectar website, so it bought up a screen with my card number already in. How about trying it that way?

    Online CC says: Credit Limit £15,000, Amount Available: £15,000

    I'M CC DEBT FREE :j:j:j:j:j:j:j:j:j Just a tad happy :rotfl:

    Mini visit, actually doing some work today ;):D
    You've made my day Ali, many many congratulations, may your frugaldom continue to a life of prosperity :beer: xxx
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Fantastic news and big congratulations my dear xx
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Thank you all so much - wonderful to get home, sneak a look in before I put dinner on and read all your lovely messages. Bigger smile than this right now :D and I would not have got this debt cleared and the mortgage on track without your diaries, posts, support, advice - they will continue to inspire and motivate me further and I shall continue to bore you all senseless :rotfl: To think it all started with candles - four candles or fork handles :D

    I wanted to also let Beanie and Westie know that I've got an email in from Nectar Hive - to say the trial has closed today which explains why you couldn't get in. However, I have cheekily earnt 3 months interest on the points I only deposited yesterday :o an extra 143 :T All the points will get sent back to the usual Nectar, looks like Hive isn't going to happen :(

    Be back later, I have a sad goodbye to make to my Debt Tracker spreadsheet and attached graph :( . As one door closes, another one opens - for bigger savings :D It's a lonely looking table at the moment..I feel a bar chart coming on :rotfl:

    xx
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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