📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The march to financial freedom

1138139141143144241

Comments

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    'Tis my 13th year of doing it, my Mum did it before then when it was just 9 , but of course the family has grown over the years with children having children and partners and so on. The oldest is nearly 95, the youngest almost 2 yrs old - 4 generations together.

    It's a wonderful day and we've only missed 2 in 36 years due to heavy snow.

    Luckily I do have a good sized dining room - it's still a squeeze with no elbow room but a lovely atmosphere, crackers and fun, and it's when we give our Christmas gifts (as 8 come up from the south coast for the day).

    I do enjoy doing it, it's just alot of work and has got more challenging the last few years - probably as there have been 2 additions and can't even get all the roast pots into one serving dish or yorkie puds onto one plate now :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Why not ask your guests or the DIY ers if any of them have folding chairs you could borrow? Also, DS won't go into a decline if you postpone the cinema trip by a week. Those two things will free up approx four hours.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Great idea on the chairs - will definitely do that - saves a spend too.

    Cinema we'll be taking a risk that it's still showing the following week. It's not the end of the world if we don't see one - can always see 2 films the following week :rotfl: or expect they'll be out for download within a couple of months.

    Thanks INOD x
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    It looks like you did very well again Ali! :)

    20 people for lunch? You must have a good appetite.....I'd be full after one :D

    Brogden x
  • Brogden wrote: »

    20 people for lunch? You must have a good appetite.....I'd be full after one :D

    Brogden x
    :rotfl::rotfl:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Brogden wrote: »
    It looks like you did very well again Ali! :)

    20 people for lunch? You must have a good appetite.....I'd be full after one :D

    Brogden x

    :rotfl::rotfl::rotfl: Only 6 today, 20 next week...no wonder I don't feel too well :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Cannibal Ali. Do you like fava beans? :D fffff :eek:
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Your early Christmas family get-together sounds great. :) However, perhaps next year it would be a good idea for someone else to organise it? Hope you get well soon.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    An early morning entry as the CC statement has landed online and I've done a faster payment and paid off £260 :j £1500 left and 6 more payments to the finishing line :j

    Keeping up the key things to help health - eating well (left over beef in a casserole with veg for dinner), sleeping well (hit bed by 10.30pm) and trying not to get stressed or rush.

    GP appointment made - 3 weeks away on Mon 29th December :eek: Not much help really, the alternative is an emergency appointment but not with a GP I've seen before and would hit my work schedule, which I don't want to disrupt as it's busy (but not manic) and I've got a plan I am working to.

    I delivered all the local Christmas cards last night to get that job out of the way which made me realise I need to fill up with fuel pretty soon.

    I've got my eyebrow thread this afternoon inbetween work stuff and then I need to check when the huge turkey needs to start defrosting - it was 88 hours last year (useful to be able to look back in my diary here to find that out :rotfl:). Got to write my list of food needs for Sunday and will start doing bits of prep with getting crockery etc out and washed from tomorrow evening.

    Hope everyone's week has started well. I'm off to update my sig, fave bit :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Cannibal Ali. Do you like fava beans? :D fffff :eek:

    Not even heard of those SS :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.