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The march to financial freedom

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  • And me. I started with the menu option, went to settings and then to time. The car is clearly more intelligent than I!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • WIn 6 months we have to go through this again
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    :T:T Well done ladies - a good job jobbed :D You're right though SS, we have to go through it again in 6 months time :rotfl:

    We've had another gorgeous sunny day here today, so I was out painting those fence panels with their second coat early this morning. Job done and finished. :j Work was work, but billable so all good. :)

    Financials - not done alot here as doing work stuff at home tonight.
    - bank account checked
    - freepostcodelottery checked
    - Nectar - not done anything on these, though my card value hasn't been updated yet with last weeks adpoints or yesterday's 40 point survey.
    - Inbox Pounds - just up to £19.09
    - Nothing from Qmee, still 43p in the pot

    Cinema tomorrow night yet to book, but should be ok for tickets. DS is very keen to go and good to get out together. He's only demanding where food is concerned :rotfl: We've also got his haircut tomorrow tea time - it's at his shoulders including his fringe :eek: . He likes it like that, so it's a battle to get him to have it trimmed, don't think I'll get my wish for a couple of inches off! Wish me luck!

    Think that's all the news here. Need to get to bed as back to early alarm clock tomorrow and Thursday as starts pulled forward by the client, but earlier finish too.

    Ooh, I'm being taken out to dinner Thursday evening. Ssshhh ;):D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Tell all, who's taking you for dinner...?

    I can't even find a menu button on my car, unless I get the manual out it;s going to be another 6 months before the time is correct!
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    LOL on car clocks! Ours is correct now having been an hour out for the past 6 months. But surely it isn't beyond car makers to fit clocks that automatically correct? I mean - my phone does it (thankfully or I would never know what time it is) - how hard can it be?!

    Ali - just catching up and it sounds like you have been having a rough time health wise. Glad to hear you now at least have things in motion for scans etc. Hope they give you one soon and you get some answers. Well done for all you are achieving with this going on - I might be tempted to just take to my sofa! But hopefully you will do that on occasion too - and make sure you get enough rest.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Well....dinner is with someone with an office in the same building as mine. Nice chap and hoping for a nice evening. :)

    :rotfl: I bet there are lots of people driving around with the wrong time on their car. I suspect it's not automatic as they're sold all over the world and UK is probably the odd one with twice a year time changes. Wish they'd do away with the autumn one personally as I prefer the lighter nights.

    Lovely to see you over here Miz and wow, look at your sig now - debt gone and the savings pot has a good start to it. :T

    Tell me, do dogs take after owners or vice versa? We have a Springer that is like me - hyper or asleep :rotfl: and a labradoodle who looks like Dougall from the Magic Roundabout and dawdles around - just like DS :rotfl:. Prompted by DS's haircut entailing a trim, but I can see one of his eyes if I look from a certain angle :rotfl: . I've also ordered a hairdryer (on offer in Arg0s) at £14.99 as mine keeps cutting out and the cable sheath is broken, so probably a bit dangerous to keep that going. Tempted to buy one for DS for Christmas actually. He's got very thick hair and an awful lot of it!

    Good work day and should be the same tomorrow. We've postponed cinema until Friday night as DS's friend can't go on an evening and we can't go during the day really. I've booked the tickets and chosen our seats. Looking forward to that - and 2 nights out on the trot. Social animal I am :rotfl:

    Will add more later as need to do the food shop and rest of financials next. Need to think about hunting out more YS meat and getting some of the pre-Christmas lunch things - like the turkey :D Can feel a trip to Sbugs coming on soon and those points at the ready. :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    I reckon we get dogs that are like us - and then they become more like us! :rotfl:
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Real life interfering with MSE quality posting alert!

    So top line tonight:

    - Sburys shop done - Xmas turkey, some YS meat and other stuff all on offer came to £59.65 - used £55 in points and £4.65 cash :j A good haul and lots of vouchers I can use.

    - Weekly food shop done in A!ldi too - more Xmas stuff purchased (45 yorkshire puds, 3 jar of cranberry sauce anyone :D) - bill total £37.45. Need to split out between Xmas and weeks food and update sig - pretty sure over budget but not too bad.

    Financials update - I'll give that a miss tonight as nothing exciting to report there.

    I am in Christmas mode now - I feel some new lists will be written over the weekend :rotfl: Need to find those elusive Christmas crackers on half price somewhere too - think I got them in Dunelm's last year in early November.

    Night all - bed is calling! :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    mizmir wrote: »
    I reckon we get dogs that are like us - and then they become more like us! :rotfl:

    :eek::eek::eek: Nail on head :rotfl::rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Christmas turkey, bought already? :eek::eek::eek: Sorry, Ali but that's just plain wrong and from a supermarket too. ;)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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