How to fall in love with saving money

cathybird

I must have missed the spam! Was it exciting? ... Actually I don't need an answer, I'm sure it wasn't. Thanks for reporting it, guys I feel better this evening. Yay!

JIL

Glad to hear you are feeling better.
The sun always makes a difference to how I feel. From getting out of bed, laying in the bath with the sun streaming through the window. It just makes me feel more energised and I want to get on with doing things I previously put off. I also feel like eating salads which isn't a bad thing.
I have been juggling my finances. I do still need to keep my spends as low as possible. We have £210 until payday. But that's for food, 2 nights out and possibly a birthday present. If I can't stretch it then I have to raid my savings or the lose change jar.
I do have a separate account that I use to put in extra cash I get from things like cash back or £2 coins I've saved and banked. I was going to use this as our entertainment budget but I don't seem to touch it. So if I get really desperate........
Good luck at the drs.
Happy Friday.

JoJoC

Glad you're feeling better Cathy!! The spam wasn't interesting in the slightest, as usual!

JIL- I'm sure you could make the £210 stretch across those things. Why don't you allocate the money that you want to spend to each thing so you don't go over. Then if it actually costs less, you've got some extra to save/ play with for something else?

I'd say if you're not touching that separate account at the moment then just leave it be! Better to have a little stash saved away for a rainy (or sunny!) day!

Today is a nice day outside and I'm off to visit my work colleague (and friend) who has been off on maternity leave for a few weeks. She's still waiting on baby arriving to me and my son are going for a visit and to eat cake. Yum! Will be a low-ish spend day, apart from the flowers I'm going to buy her and the cost of diesel as she lives about 45min away.

Husband is working all weekend which is a bit rubbish but that'll be another £200+ Into the savings when he gets paid. Can't complain. We'd rather spend time with him, but must think of the goal!!

Has anyone got anything nice planned today?

cathybird

What an absolutely gorgeous day it is outside! I'm going to doctor's this morning, then to the allotment. Also have to ring my dad today. Other than that, have the day free

JIL, the sun always makes a huge difference to me too Isn't it lovely that spring is so obviously here

JoJoC, have a lovely day visiting your colleague. Eat a piece of cake for us

cathybird

Hope everyone has had a wonderfully moneysaving Friday. I've ordered some groceries to be delivered tomorrow so not exactly a no-spend day for me. The GP has prescribed me some stuff that will hopefully help with the bug that has been afflicting me. The allotment was sunny, green and best of all nearly deserted - I love it when I get the whole site to myself. And that was my day.

atush

i went to Tesco and only spent 100 quid for the third week in a row- happy days lol.

cathybird

I spent £87.94, but then I'm only feeding me Partly bulk-buying stuff like loo paper though so I don't have to think about it for another six weeks or so. Should add it to my signature, while I'm thinking about it

cathybird

I've just had a thought - I'm putting £25 a month away into a Sharesave scheme at work. Can I include that towards my savings goal for this year? I'd forgotten all about it! It is technically savings and I didn't have to join - could pull out any time too. Does that qualify? It seems to me it does.

atush

cathybird wrote: »

I spent £87.94, but then I'm only feeding me Partly bulk-buying stuff like loo paper though so I don't have to think about it for another six weeks or so. Should add it to my signature, while I'm thinking about it

You can't have spent that- your total for the month is only 42 odd?

Easy to spend extra to stock up but nothing like feeling smug when you need something and found you'd bogof-ed it last month. HATE spending 100% normal rate on that.

cathybird

Yes got the bulk stuff cheap. You're quite right about the total, atush, I said I was going to update my signature and then didn't! I've updated it now.