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Diary of a spendy cow
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Hope the moo towers residents are soon back to full healthMortgage free as of 11/11/15 !
:Anow... to start some serious saving :A
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Gentle hugs.
And get well wishes.x
PS most excellent meal plan.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Positive vibes to the moo house.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Get well wishes to the Moo household and happy dinner surprise tonightBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Morning all
I'm still sniffy but getting better (back to work today as my rule is if I'm well enough for housework I should be at work!) and Mr Mooo managed to put his own socks on today so he's also on the road to recovery :rotfl:
Surprisingly, the meal plan stayed in tact with the exception of Tuesday when I just felt awful so called for pizzaI'll need to play with budgets to cover that one, but I really wasn't well enough to cook and he couldn't stand up.
In better news, I've FINALLY reached my £50 Nectar target, mainly due to Mama Mooo coming to town and swiping my card in Sainsbury'sMy balance is now 10,654 points / £53.27. I'm really vexed at how they're changing Nectar points though and once I've used my points up I think I'll stop even trying to earn them. Removing the 1 point per bag reuse has really annoyed me, especially as we'll be getting charged 5p per new bag in Scotland from next week :mad:
Made another £7 yesterday selling excess gubbins on Facebook. That'll probably go towards the pizza bill :rotfl:0 -
When is the points for bags going?
I know they are cutting points from next year from 2 points a £1 to 1
Ads are dire too at the mo.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
When is the points for bags going?
I know they are cutting points from next year from 2 points a £1 to 1
Ads are dire too at the mo.
I think it's at the same time they cut everything else.
I need to look and see what's worth my while loyalty-wise. If Nectar take away the bag reuse points then there's little point in it, especially if the points per pound are going down.
I use my Tesco credit card a lot, but only really trade in the points for Pizza Express vouchers, which doesn't seem like the best use to be honest.
Things to consider anyway!0 -
Cracking shop last night in Asda.
Two small packs of mince - 50p each (so £1 for 500g)
28p for a large punnet of green grapes
19p for a snack pack of red grapes (my favourite!)
33p for 12 free range eggs :j Another pack had clearly broken and the box looked knackered, but the eggs were in great shape.
Found a £10 off Molten Brown code on HUKD (and free delivery) so that's the MIL's Christmas present sorted. I can't believe people pay those prices all year round :eek: The gifting budget for the rest of the month is quite squeaky, but I think I'm now resigned to paying more than I want to for Christmas this year...0 -
Nectar points up to £55 now, thanks to putting petrol in the car and then buying some clothes
£29 gained from selling some bits on FB :j I'll add £20 to my spending money for the month and the rest to my small holiday fund.
I had £1.54 ready to pay out from TCB so asked for it in Amazon vouchers, netting a 7p bonus. Every penny counts I suppose :rotfl:0 -
I was in a Tesco Express this morning, all proud of myself because I remembered my bag
I pressed for own bag, balanced it on the scale and started scanning and packing. When I was done it asked me how many bags I had used. I pressed "1". It then told me it was going to add 5p to my bill :eek: I'm sure it used to ask how many own bags so that it could add the bag reuse to the points. I nearly had to pay for my own bag :mad: Luckily I spotted it but if someone is in a hurry and doesn't read it properly they might get charged.
Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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