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Diary of a spendy cow

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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Saturday!

    I've had a lovely lazy morning, pausing only to chase a Scottish referendum person off my doorstep :rotfl:

    Now it's time for some seriously tactical shopping:

    Aldi for cat litter and some fruit

    Tesco to return a pair of jeans and use a voucher for £1 off to reduce the cost of my toothpaste

    Asda to buy flour for Mama Mooo and use my wombled APG voucher for £1.04 for my bananas

    It's payday on Monday and things are looking ok. The food budget is under £20 so is a little tight, especially as I'm aiming to keep to it until August starts, but I have £60 left in spending money which will let me add to savings when I get paid.

    Edinburgh Fringe starts next week. Yay!
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All sounding good :)
    Have a fabarooni weekend.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Things didn't go quite as planned!
    mooomin wrote: »
    Now it's time for some seriously tactical shopping:

    Aldi for cat litter and [STRIKE]some fruit[/STRIKE] No cat litter in stock so I have to go back today!

    [STRIKE]Tesco to return a pair of jeans and use a voucher for £1 off to reduce the cost of my toothpaste[/STRIKE]

    [STRIKE]Asda to buy flour for Mama Mooo[/STRIKE] and use my wombled APG voucher for £1.04 for my bananas Forgot about my voucher as I met a friend I haven't seen in ages at the checkout and got distracted :o

    Scores on the doors for spends were £1.61 in Asda, £3.55 in Aldi and £1.07 in Tesco. I still have £13.46 left of the budget :D

    Today I'm off to the cinema and have a £10 Tesco gift card for all the goodies I'm going to smuggle in :D That was from the Mighty Deals offer to get a £10 card for £5 which has worked out nicely as it arrived yesterday and the credit was applied this morning :j
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Payday :j

    Nectar balance: 7557 points / £37.78

    I have £78ish sitting as confirmed in TCB but it hasn't changed to payable. I want it now!

    The budgets for the coming month are looking pretty good. As it's Festival time here in Edinburgh I'm going to be out and about a lot, so meal planning and batch cooking will be key. I'm still quite well stocked for meat, so don't have to worry about that, I might even manage a relatively frugal month ;)

    My Festival budget is set up, and I've taken out a chunk of cash to pay for meals, drinks and so on. I've got 15 shows booked and will play the rest by ear.

    Yay for summer!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all :)

    I've checked the NSK challenge for this month and will be avoiding. There's too many things I can't predict for the coming month - August is always chaotic for me :o

    So, the Mooo Challenges will be:
    • Resist the urge to eat out every time I have a show in town
    • Keep to my food budget of roughly £150
    • Remember to spend time at home with Mr Mooo too :o
    • Keep to my Fringe budget of roughly £300 for all shows I've not already booked, food and (crucially) beer

    Not a lot else has happened this week. Payday was yesterday so the money shuffle has happened although since using YNAB I'm trying to follow their aim to live off last month's money. I'm nowhere near that yet, but haven't spent anything from yesterday's pay packet as that's allocated to August (If you see what I mean!)

    I did spend £30 yesterday on a monitor for my computer. Someone at work was selling one and it's normally £110 new :j That came from my spending money budget from last month which is still (remarkably!) in tact :D
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Enjoy the festival!

    :D

    I do like that you do 'tactical shopping' - we call it ninja shopping here.

    *other shopping styles are available

    Well done on doing money shuffling so quickly - almost August - where does the time go??

    Have a good un.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    At the end of the month tactical shopping is the only answer :D

    I somehow have £9 left from my food budget, and Brother Mooo is visiting tomorrow so will use that to get some burgers for his dinner. He's a fairly fussy eater and if I try and make chilli he'll just turn his nose up at it :rotfl:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Ponders if I'm married to your brother :)
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Ponders if I'm married to your brother :)

    If you are it's news to me, he's been single for the last 10 years :rotfl:
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    A good MSE day today:

    Picked up tickets to three shows that were free with a code, I only paid booking fees.

    Work had catering again so I ate feta and spinach quiche for lunch (free) and took home two cooked chicken breasts which went to make my dinner. I got two litres of free milk too :j It all helps!
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