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Diary of a spendy cow

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  • beanielou
    beanielou Posts: 95,647 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Looking good.
    I have a wee yearning for a camper van tshirt :eek:

    Have a good week :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    I have a wee yearning for a camper van tshirt :eek:

    See Beanie .... you beat me hands down in everything ......

    I have a big yearning for an actual camper van! :o
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 95,647 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I have just taken my very expensive camper van toaster back to Lakeland.
    Looked awesome but was a crap toaster.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    Looked awesome but was a crap toaster.

    I'm sure there's a lesson for us in there somewhere :D
  • mooomin wrote: »
    To Do:

    [*]Drink all the coffee I can because I've had five hours sleep
    [/LIST]

    Morning :D

    :rotfl:

    That's me today coffee and probably intravenously.

    Beanie sorry to hear about the toaster, sounds like a boyfriend I once had. Life lesson indeed.

    Campervans wonderful (sniffs at the demise of my own one) but money sucking vampires. Picnic basket and tent much easier to keep :o
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all :D

    Another £5 off £10 meat spend voucher in the Sun today if anyone's in the market. I'll be buying a copy or two ;)

    Nectar up to 8179 points / £40.90. I've earned 40 points from Adpoints so far this week. I'll try and watch the rest of the videos later today.

    Nowt else to report apart from Fringe fun :D Given that we're halfway through the month, the budgets are looking pretty good, although I will definitely spend my Fringe budget by the end of this weekend and will have to start looking elsewhere for funds ;)
  • Thanks for the heads up re the voucher I may shamelessly steal and copy. Sounds like the fringe fun has you all invigorated, great stuff.

    :D

    Have a great day.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all :)

    I've been quiet recently, mainly trying to get through the Fringe and stay on budget!! I've done quite well - there's £40 left in my budget which will keep me in drinks at the two shows I have left to see. It'll have been a quiet Fringe really - I'll have seen 23 shows (I think!) by the end of this week :D Not bad considering that I lost one weekend to a family party, one to friends visiting and one to my parents visiting ;)

    The budgets are largely unscathed (apart from the Fringe one!) and with 11 days to go until the end of the month I have over £50 in spending money and over £100 in the food account, mainly thanks to Mr Mooo making a good-sized donation to the food fund.

    The Nectar points are up to £41.49, so that's ticking along well despite me not having a lot of time for Adpoints or surveys. I wish that the surveys they sent me were a little more honest about how much time they take. Sometimes I just lose the will and drop out halfway through :o

    Final MSE thing to report - I checked my credit card today and it's perfect. Not a penny out of whack :D:D
  • beanielou
    beanielou Posts: 95,647 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you are having a happy fringe.
    I have binned Nec surveys.Life is too short & will be binning You Gov after next payout which will hopefully be before B 21st!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    mooomin wrote: »
    ...I wish that the surveys they sent me were a little more honest about how much time they take. Sometimes I just lose the will and drop out halfway through :o...
    beanielou wrote: »
    Glad you are having a happy fringe.
    I have binned Nec surveys.Life is too short & will be binning You Gov after next payout which will hopefully be before B 21st!!!

    Three words: Global. Test. Market.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
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