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Diary of a spendy cow
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Good news on the job front:D0
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Thanks ladies
I've been and done my food shop this morning and spent £31.55 :eek: Of that £4.99 was a magazine (BAD MOOO!) and £5 on stuff that Mama Mooo will repay me for, so overall a spend of £21.56 which isn't half bad, especially as I got their three meats for a tenner deal which will do 7 meals. I had another offer from my bank for 5% cashback when I use my debit card at Morrisons so that'll be £1.57 in my bank account at some point. Every wee bit helps as that other place says :rotfl:
My food spreadsheet shows that I've spent £117.66 so far this month but the value of the food was £193.23 :money: Some of that is YS bargains, some is BOGOF or similar and the others are tracking the Morrisons stuff that's come down in price. I won't be tracking that next month so expect to see a change. Given that this time last year my budget for the month was £250 and it was a real struggle I'm feeling pretty proud of myself. I do need to get milk and bread later, but will aim to get out of Aldi spending less than a fiver. I hope to reach the end of the month with at least a tenner's worth of change to add to next month!0 -
Other news:
£16.50 of Tesco vouchers have arrived. Hidden in a jar until I figure out what to do with them
John Lewis vouchers arrived so that's free tea and cake for June, July and August
Another £2 Love2Shop vouchers also landed from the RM surveys. I have £6 in my purse now and no clue what to use them for :rotfl:0 -
^^^^^ magazine subscription? I often use my CC vouchers for those and they're pretty good value if you like a magazine splurge now and then.
Runs off and hidesTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Got love to shop vouchers too todayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good suggestion, Pippi, but it's craft magazines I tend to buy and they don't have the ones I like on subscription. Every so often I do a three issues for £3 trial offer and that works well, but yesterday's offering had a really good "freebie" so I thought "sod it"0
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I went out yesterday with £30 in my purse, managed to eat out (Nando's) and get entirely sozzled and return home with £40 a friend owed me. If it wasn't for the magazine I would count that as a NSD :rotfl:
Credit card balance: £56.11
Payment already on the way: £16.74
Shoes to be returned: £15
New balance: £24.37
That's been cleared this morning.
Today we're off to a wedding. In typical Scottish fashion for a wedding at the end of May it's tipping it down raining :rotfl: It should be a lovely day though and I'm really excited to see my friends get married tooIt's a potential SFD as I don't think I'll be wanting alcohol again so soon
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Brilliant news about the jobMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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It didn't end up being a SFD as I spent £2.20 on each diet coke I had (two) Sodding rip-off
Still, the day was wonderful. My two friends couldn't have looked happier and I blubbed through the ceremony with joy for themAnyone who is on my FB will see the photos and it was such a fun day for all of us.
Planning a SFD today and the bank accounts are all looking as they should. There's money in my purse too. Something is clearly afoot0 -
I read my craft magazine last night and remembered that they really aren't good value for money
Most of the time I do manage to resist, but I clearly need to get better at doing that.
I'm heading out for dinner tonight, knackering the mealplan slightly - I don't know why I bother! On the bright side, I've spent about £120 of £175 miscellaneous spending budget, so I know I can afford it0
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