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Here we go again. LBM number a million
Comments
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Uh-oh, back on the packed lunch bandwagon after hols?Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
absolutely Ali 100%5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Evening all.
DAY 12 NST :j. I'm struggling a wee bit though as 4 packets of chocolate fingers in my kitchen and every single finger is shouting on me. I'm determined though.
I got my approved foods delivery and I am very impressed. My 1p box was a bit cool. 2 jam tarts. Out of date since March but looked okay. I binned them though as kids would not eat anything out of date and it would only have been me that was tempted. A large pack tea biscuits, 7 pkts crisps and a bottle of fizzy water. Not too bad for 1p. Been browsing the site all night and have almost another £25 worth in my basket. They send amazing deals to you but they seem to get snapped up very quickly. I need to really suss it out.
So I am now off of work ( except for cleaning job) for 16 whole days. I am ecstatic:j. Was getting teased today as smile was on my face from when I arrived. 3 sleeps until we head off to the sun. I am a happy MIT today.
Got call back from hospital today to tell me that I had been missed off of the surgeons list. Hopefully in for pre op assessment the week I come back and then booked in for surgery. Am scared now.
I was full of plans when I came in tonight and I have achieved nothing. I am shattered. So so need this time off.
Am away to watch gogglebox now xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Well done, go put those choc fingers somewhere far away...preferably outside :rotfl:
AF box sounds interesting, but don't go spending if you don't need to. I learnt that vouchers and offers are great, but only if it's on my essentials list.
Whoop whoop, happy holidays here you come :T:T. Time to wind down and relax a bit, do what you need to but no stress. That's an order
Hey, just think what a bronzed goddess you'll be for the Consultant post hols.I bet Murcia body is looking very good with those lbs dropping off.
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Sorry I have been MIA - life has got in the way:cool:
Still managing NST:T
I nearly gave in yesterday, DS' girlfriend was round and I went to Iceland for dessert but the queues were massive and I would miss my bus so I popped to the newsagents and got 6 bars of chocolate - thinking we would all have 1.
I knew I was on NST but thought I had done well so would end it yesterday but when the evening came I was full from tea (butternut squash and asparagus bake and salad) that I didn't fancy the chocolate and thought I would have it today.
I have been to look at the ingredients and looking forward to a chocolate bar for breakfast but the 1 chocolate bar left (Star bar:D) contains wheat flour, barley and malt extract:mad: so I can't have it:rotfl: - why does a Star Bar need them ingredients?!?!?!
DS and his girlfriend had the Dairy Milks which I can have - I think it is all fate:rotfl:
So today we are round at FiL's - I expect I will have a chocolate bar and I will make Saturday my chocolate day (I'm not too bothered about other sweets like Love Hearts or Lollies although give me parma violets and I am in heaven:rotfl:)
Well done everyone!!
Great new MiT on having 16days off - make sure each one is as relaxing as you can make it0 -
HI MIT and friends,
been so busy at work and just too tired after seeing to horses to do anything!
Couldn't you put the out of date into Tupperware (or I use takeaway containers) and then kids wouldn't know what the dates were.
If I don't 'see' you before you go - have a lovely holiday.
EEK - to surgery - I must have missed something -am assuming that the meds didn't work. Hope you are not in any pain. x0 -
Afternoon folks. Work is now truly over as cleaning job done as well
So £32.50 earned and £50 spent in Iceland getting some treats and pizzas etc for kids whilst I am away. I doubt they will manage to eat everything in the house whilst I am away so there will be a fair old stash to get us started on frugal frugal frugal lifestyle when I come back.
LAM I am thankfully not in pain. Just a twinge every so often. I just need a large kidney stone removed :eek:
Ali I resisted buying any more from AF but it's all still in my basket for later.
EE that was fate telling you 'no chocolate EE' . I haven't had chocolate as such but have had chocolate ice cream but I had always said that I was ditching chocolate, sweets, cakes and biscuits and so far so good and I intend to keep it going as long as I can. When I am satisfied that I have broken the bad eating habit then I might join you in the Saturday only for sweet treats. It'll be a while though
So am heading off to clean up my house so I can chill out tomorrow. Am getting my nails done tomorrow and going to visit my wee aunties so I don't want to be hassled with anything else. Catch you guys later xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I got 5 500ml of cider from the woman I clean for today as we were chatting about booze and what drinks we like and they hate cider. 3 appear to have slid down my throat whilst watching Radio 1's big weekend in Glasgow :-)5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Good morning folks. Well it is a rainy, freezing cold, cloudy morning here in Bonnie Scotland. Do I care? Not a jot
. In 24hrs I will be just about landing into glorious sunshine and I cannot wait
. I have a few wee bits and pieces to do today but not that much so it should be a nice relaxing day.
My bag is packed and under the 10kg allowance so all is well. It's a struggle to stay within that mind you. I don't know how folks manage to go away for 2 weeks and only use 10kg. But saying that my clothes are bigger sizes so will weigh more :rotfl:.I have warned the kids that I will not be bringing gifts as I have no luggage allowance and tbh no inclination to go shopping. I'll bring some nice things back when I go away in September. I've left DD £40 emergency money but she will need to give DS £8 from that for school for 1 day. I told them to treat themselves to a carry out one night as well. I have no doubt that there will not be 1 penny left of the £40 when I get home.
Going to change my bed so it is all lovely and fresh for my return. DD has been warned that I had better not come back to a week's worth of laundry and DS has been warned to keep the house tidy. We'll see how well that one goes
It'll be an early night for me tonight as I have a 5.30am pick up tomorrow. Every time I think about flying my stomach lurches but I am sure I'll be fine. Was funny yesterday as when I was out with my friend and her Mum her Mum was saying that she was sick worried about us all going away. I said why? And she was saying 'well the carry on of you all and all the drinking' I must admit I felt about 13 lol and felt I had to remind her we were 48 yrs old. She said we were still a nightmare *ashamed* pmsl. Acouple of my friends enjoy drinking a lot but I don't tbh. I will drink but I doubt it will be to excess. I'll be the sensible one :cool:5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Hi MIT,
Hope you have a lovely holiday and enjoy some sunshine and relaxation...
Puzz. xxxChristmas 2020 £109
I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
£60062/25384.84 - 13222.60k UE
MY DIARY http://forums.moneysavingexpert.com/showthread.php?t=47686850
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