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Here we go again. LBM number a million
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Can't prove theft due to lack of evidence.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Good pointBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
I used to love going strawberry picking. The kids weren't keen so they would bring all the best ones to me to scoff he he he
I did manage to resist but I was in a bad mood because of it :rotfl:. There were swizzel lollies, parma violets and love hearts. All my favourites !!
Ali, you're right. That was a low spend for me in Aldi but unfortunately that was only tonight's dinner !! The steak pie wasn't that nice either.
Apparently we had 13 degrees today and London was 24. So not fair!! Never mind. Only 7 days and I will be heading to the sun anyway so am not too bothered. Unfortunately it means that the 2 clothes horses are up yet again
Well done everyone on NST . It'll be interesting to see if we lose any weight at he end of the 2 weeks. But well done as we are half way there5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Aww mit... shame you haven't had sunshine. Glad your holiday is soon bet you can't wait!Trying to shift that debt!0
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Well done on the no sweet days ladies - hoping to lose my last 3lbs to get to target at sw - fed up of paying a fiver to be told I've gained - but I'd have given up long ago if I'd have stopped gooingJanuary spends - £587.580
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Hmmm I posted a reply earlier and it has disappeared
Was telling you all about the beautiful sunshine we have had all day whilst I HAVE BEEN IN WORK :mad:. Now we have rain like stair rods and thunder and lightning !!! !!!!!!!!
SBO I am now beyond desperate for my hols. I NEED sunshine desperately. My VitD levels have bottomed out
Milann the NST seems to work. I have lost 5lbs this week and I have made zero effort other than NST . I am very happy with that. I am really going to try and continue whilst away as I don't like sweets abroad anyway and then pack in the crisps when I come back as well. My actual food intake is healthy enough, as I am sure I've said before, it's just the carp I eat ( by the tonne) that is the problem.
I was down at my friend's getting the balance of holiday no2 paid off so I now owe her £298.71 when her CC bill comes in. Deep joy :rotfl:but that holiday is all inclusive so hardly any spends will be needed. Also if I don't manage to lose weight then I have just bought new clothes and if I do lose weight then I have loads of clothes in smaller sizes so hardly any spends there either
Am away to watch criminal minds and drool over Shamar :drool:5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
5lb lost - that is magnificent :T:T
Still on the NST wagon here too, though had chip shop chips due to late dinner tonight.
Not long to your holiday now and wall to wall sunshine :jBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
I think I have missed something, 2 holidays???Trying to shift that debt!0
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Ali thanks 5lbs is awesome with no effort other than NST. I'm delighted
SBO I know I am very naughty. Girly holiday next week but cheap as chips as cheap flights and we know the lass who owns the flat so got it for £60 per head inc transfers, cleaning service and laundry service. Beginning of September is with some of the same friends and also some husbands. All inclusive and so far all paid in cash. So looking forward to them both.
Still NST :eek::T. Can't believe I am doing this. Hope you guys are still managing as well.
Bit of a spendy day today. I bought last few bits for hols but 2 pairs linen trousers and 2 tops will do for work when I get back so money well spent. I spent £64 but had got £20 of money off vouchers which brought it down to £44. £2.99 on baked potato for lunch ( couple of months ago would have been double that as I would have bought fizzy juice and a bun). Shoes for poolside £6. Local shop £7 for bread and rolls. £3.50 for chips to go along with dinner as forgot to defrost anything. £2 for ice creambut I did get £38 cash for change I had in my wee bank.
I have also ordered my first order from approved foods. £32.10. I've been wanting to try this for ages but never had the guts as some stuff is by it's sell by date. I have however only ordered stuff within date and household stuff. They also have a bargain box for 1p which they just stuff ful of random stuff. I'm quite excited to see what turns up. I'm a bit scared it'll be a pile of rubbish but lots of people swear by the site. When I come back I am really really going to get back on track with spends so I can pay off the bits I have put onto my card recently. I need to pay £300 in June for holiday in September but will only need about £150 spends as I will have about £80 in my wee savings account. I should manage that no bother but I want to get under £16k by end of year so I will need to work hard. Going to put this on my sig as my target for this year.
Ok enough gabbing for today xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Gutted. Was doing my sums there and went into my Halifax account and was offering me a 9mnths 0% transfer for £4.4k. I excitedly transferred 2 cards but was rejected. I closed that account a couple of years ago as they wanted to increase the interest rate, so I'm just paying it off now. I may call them tomorrow and see if there is any way around this as I would like a wee 9mnth interest free5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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