Here we go again. LBM number a million

millionaire_in_training

PLMBL hopefully everything will be on the up from now. Paul Hollywood would be my man in the house. Well actually anywhere really. I lust after him. I know he's a wee cheater but I would only want to play with him.

RR I used to be blonde ( but it was fake ) but red from head to toe :rotfl:. Well not completely covered, although I do have my winter legs on just now, but you know what I mean

Tonight has been very exciting. I got my 0% card through at last so I was able to do my balance transfers. I paid off my overdraft as that was 0% as well as a card. So since o/d is costing me £1 per day I thought I would just get rid of it once and for all. I then went in to do BT to another card and it told me how much I could transfer and what the cost would be. HOWEVER - I didn't notice that it was allowing me to go over my limit until I went to put it into my snowball. So the next 23 minutes were spent on phone trying to work it out. Eventually, despite the lovely lassie trying her best, it looks like overdraft not getting paid off but more to the CC. I really am an eejit at times. So now I still have an overdraft costing me £1 a day. HOWEVER it seems I have managed to pay £450 off of my o/d myself this month and if I keep spends to what I earn from 2nd wage + child benefit then I might manage to keep it at that. I am seriously chuffed with that as it means I have paid all my minimums + £450 to overdraft. Go me !!

But ******** DRUM ROLL ********** the best bit is that by doing the BT I have cut 18 full months off of my DFD :j:j:T:T. Party time

please-let-me-be-lucky

Fab news re reducing your DFD :j

Paul Hollywood is all yours. I wouldn't step over Chris Hemsworth to get to him :rotfl:

millionaire_in_training

Had to google Chris as had no idea who he was despite having seen Thor. Not for me so you just keep him and I'll play with Paul

millionaire_in_training

I asked my DD if she had any chocolate and she gave me the bag with all the Christmas sweets in it...............Thank God I'm not fussy. Munch, Munch, Munch.

Rollercoaster_Rach

I also have my winter legs on....saves on razors!!!!:rotfl:

Paul Hollywood hahaha....sounds like a character out of a Jackie Collins book! :eek:

On the CBB front: Lee and Jasmine....NEEDY!!! What is going on with Lional????? MOre on this later....:D

Well done MIT on 18 month reductions!! :T

Got to get through this month and take stock

Have a good day x

RR

princesst84

millionaire_in_training wrote: »

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But ******** DRUM ROLL ********** the best bit is that by doing the BT I have cut 18 full months off of my DFD :j:j:T:T. Party time

Hey Mit,
Im still reading, just not up to posting at the moment. BUT I just had to stick my nose in at this.
Fantastic news!!!! I had wanted to stick jumpie smileys all over the place but for some reason they aren't working!! So please imagine cheering, happy jumping smilies all over the place
xx

LAM2011

oh wow - great news on the DFD - must feel great x

I got a letter through on my credit card saying I could do a balance transfer (0%) but sadly I cant transfer my loan to the CC!

millionaire_in_training

Aww I love when I come in to lots of nice messages .

I'm well pleased with the CC transfer. Lam that's rubbish you can't transfer. Will it let you put cash in your account? If it does that then you could use the cash to pay it off.

Princess I hope you're ok xx

RR ---- Big Bro :eek::eek: That Luisa :eek::eek:. She's a tart. And Dappy :eek::eek:Felt like I was watching a porno :rotfl: * shocked*

And Lionel !!! Dear God. I'm hooked mind you. Loving Oli and Sam. I'm a reality TV addict mind you.

Exciting day today and my friend appears to have gotten me a wee knitting gig with a wee posh shop. I am very excited about it and will start knitting some samples tonight. Could be quite a wee earner for me. Watch this space. Would need to provide receipts though for the shop so if it takes off then I will do self employed books as well as my PAYE. Need to look into it and see how much tax I would need to pay and make sure it's worth my while. Am just away to ring her and chat some more about it

Spent about a £5 on lunch and some rolls but that's all. I'll be back later xx

Rollercoaster_Rach

Didn't like Dappy, liked him, don't like him again...hypocrite! x
RR x

millionaire_in_training

Hes an eejit............but I'll still be watching x