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Here we go again. LBM number a million

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  • Ha ha I did think about just paying it but am sticking with the plan. The extra earnings pay the debt. I will be there this week as I have some laundry money due.

    I've got a wee day off today. I'm just going to spend it mooching and tidying. All laundry ( for business) is cleared so home laundry being cleared today.

    My friend is up from his boyfriends in England so I will be arranging some time with him hopefully over the weekend

    Kat I may appear to have energy but today I am sloth and doing not very much.

    DD wants me to go and look at a flat with her today, so we will do that later on. Will be sad if she moves out but it's probably time. Just not sure if she can afford it.

    Going to do a new finances sheet as I am losing track of spends a bit and have slipped into overdraft already. Need to sort that out ASAP.

    I hope everyone is doing fab and life is not too shoddy. xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Check out my sexy signature :j:j:j:j
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Whoop whoop, well done MiT Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Well done. That's terrific. Whoop whoop indeed!!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Brilliant. You are an absolute inspiration.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Thanks guys I am very chuffed. Am now impatient to get into the £10's. Hoping to do that within next 3 or 4 weeks :)

    Not overly busy this weekend so will try and get summer house sorted out. I think it's to be dry on Sunday so I'm hoping to get a good start on it then. I'll be able to see if the building is salvageable or if I would be cheaper just getting a new shed. My friend's son works for a shed firm so I could get a decent deal. I'll see

    DD's birthday next week so am just about to message local handyman to come and measure up her wardrobes and get them done. It's the only thing she has asked for so its nice and easy. xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • That's a year that's gone in very quickly.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • kat328
    kat328 Posts: 26 Forumite
    Ninth Anniversary 10 Posts Name Dropper
    well done in getting into the 11's that's fantastic you are doing great :-)
    Starting Weight 28.03.16: 16 stone 11:eek:
    Debts as at 05/10/22 35,071.97:eek:

    House ISA: 0
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Is dd not going to move out then? Was the flat not a goer?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • INOD I cannot believe it's a year already since her 21st. Time is flying by.

    Kat- thanks, I'm definitely seeing the light at the end of the tunnel. My debt is beginning to feel more 'normal' now rather than horrific.

    V she has no chance. She's a skint student and head is full of wee buses all running into one another. I went with her to show her that she has to stop spending and start saving if she wants on the property ladder. I fair burst her and her pal's bubble when I told them I got 100% mortgage when I first bought. They were astonished that that ever happened. They will both be in a very good position soon though as both have very good careers ahead of them.So in the meantime I will get her a fitted wardrobe and tell her it's for her birthday :o

    am having a wee chilled night as I spent most of the day catching up with housework as I have a really busy week ahead. I have no cleaning jobs next weekend but will have a tonne of laundry and I have 3 cleans during the week.I also have 3 days in normal work and DD's birthday :eek:. I'm knackered just thinking about it. I will however be earning nearly £300 so it's worth it. Also all the cleaning is a great workout.

    So have a great week folks xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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