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Here we go again. LBM number a million

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Comments

  • I meant for you to catch a break thru the reduced hours. Not take on more. Be careful that you don't take on too much.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • I had a look and it's not an option anyway. Only allowed under extreme circumstances i.e. if it facilitates a disability. I don't meet any of the criteria so idea is shelved.

    Everyone in work was shattered today as the wind last night kept everyone awake. It was horrific and apparently coming back tonight :eek:. Very scary when your walls are moving !!

    So I got the refund from the energy company and thats another £71 paid off of overdraft. DFD reduced by another 2 months and saved myself £394.80 :D.

    Working tomorrow so will have another £50 to put into the pot. This month is panning out fabulously for these extra payments. I am very happy with this. Other months will not be so busy so I am taking full advantage of any hours I can get. I am on a roll and I desperately want to keep rolling. I want this debt down by at least £5k this year.

    I made creamy cajun chicken a la slimming world for dinner. DS marked it as 8/10 so that just shows how tasty it was. We liked it lots so that's another meal we will make again. Just shows that food can be really tasty and healthy.

    I have some time tonight to catch up so I will head off and catch up on all the diaries x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Yey look at you down below £20k :T
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • I always feel hungry after reading your thread MIT:rotfl:

    Great to keep seeing the overpayments
    :j
    May 2013 new beginnings:j
  • I know skinny check me out :D

    KP I know I am obsessed with grub :rotfl:

    Just checked my coin stash and I actually have £41 so I will get that banked and that can be next week's extra payment :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    !!!!!!!g fabulous MiT - those interest savings are mind blowing and you can see those extra payments working for you big time. Well done :T:T

    The cleaning is a great work out too and well done on upping to 12 mins on the bike.

    Hope DS and you are feeling well again and can enjoy the ballet tomorrow. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • They really are mind blowing Ali. They excite me lots !
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    And your 'above minimum payments' are already at 12.75% of your target :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • I know and I thought I had no chance of even getting near it. I have had a bit of luck mind you but I am so bloody motivated I cannot even tell you. I want this debt GONE once and for all. It's just stopping me living the way I want to.I have been on here since 2006 and I have been trying to pay it off since then. I don't want to be still struggling in another 8 years :)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Afternoon folks. Another wee cleaning stint under my belt :D. £50 now paid off my overdraft which has knocked off another month from DFD and saved me £269.89 in interest :eek:. Awesome!

    Spent £13 on fruit and veg in local co-op but should manage all week now. I'll get a meal plan done tomorrow and see if I need anything but hopefully not.

    Really excited now as just about to get glammed up and head out for dinner then to the ballet with my DD to see The Nutcracker by the Scottish Royal Ballet. It will be fab and I love getting one on one time with DD she is quite the young adult these days and is great company.

    Catch you all later as need to go google how to get to theatre :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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