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Here we go again. LBM number a million
Comments
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Hi MIT,
I've brought you aso you don't have to bother with getting yours out of the loft, although it sounds like you have decided to leave it this year... on the upside at least you won't have to take it all down in 12 days time...!!
I hope you and yours have a veryafter all the sadness of late and wish you a very happy and successful debt busting new year.
Love Puzz. xChristmas 2020 £109
I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
£60062/25384.84 - 13222.60k UE
MY DIARY http://forums.moneysavingexpert.com/showthread.php?t=47686850 -
Ha ha love it puzz. Thanks for that. DS has said that e will put tree up when I am at church tonight. Bless him. Defo not bothering with all the usual paraphernalia we put up though.
Just about organised. Spent nother £26 on DD and bought her PJ's and fancy tights. I'm happier now as that adds to her wee bundle of gifts. I've lifted the money for them and I am doing nothing else except ice the cake and run round with a duster and hoover.
I met my cousin's wee adopted daughter today. She is such a wee cutie. They just got her 2 weeks ago and she is 2yrs old. Such a lucky wee girl to be adopted by them as they are really really nice folks. So happy for them. Fair cheered me up.
I hope everyone is organised and not too worried about their spends xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
So sorry to hear the sad news MIT. Glad to see that you are still standing strong though.
Here's to a good Xmas and great 2015:j0 -
Evening folks. Just back from mass and we all prayed hard for all the lives lost.
Am looking forward to tomorrow. Spending it with special friends so that'll be fab.
I just came on to wish everyone an amazing Christmas. I love having you guys in my life. We all help each other all the time and I really appreciate you all. Have a great day lots of love from MIT xxxxx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Well said hon. Part of me still can't believe the help that total strangers are willing to extend to me. It does restore your faith in humanity. Have a great day.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Merry Christmas MiT XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Morning all. I hope everyone had an awesome day yesterday. We certainly did. I am skint but happy.
Kids spoiled me rotten and I got so many gifts it was fab. Kids loved all their gifts as well. Before Christmas I won £40 of vouchers for Argos so I have ordered an exercise bike that has been reduced from £299 to £99. I promise I will use it. I'll probably need to put a cushion on the seat at first :rotfl:.
I ate and drank my full yesterday. Proseco and cava were flowing. I did however only have 1 cider and stopped. I just couldn't handle the hangover today after the state I was in at the weekend. I was also very aware that I am still on the anti depressants so alcohol can have a very adverse effect on me. I got 11 bottles of wine as gifts :eek:. A lot of regifting will be going on :rotfl:
Weighed myself this morning and have put on 2lbs so will need to try and stop eating junk today. Will walk down later and pick up my car from my friends house.
So a nice chilled day today and as lazy as we want it to be xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Sounds fabulous MiT and thoroughly deserved too.
11 bottles of wine :rotfl: :eek: They *could* last you all year and save you buying any
Great stuff on the exercise bike - I got given one when friend was moving house, haven't done much since being unwell, but DS has been doing my miles for me :rotfl:. We got quite competitive at one stage - just started off by doing 1 mile, then 3, then 5 and kept it at @ 7 miles/30 mins per day - saw a real difference on my hips, so once I feel fully well will be back on it. It's great motivation to keep going when you see a result
You'll soon have those 2lbs back off - a fab start walking to retrieve the car.
Happy relaxing Boxing DayBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Just catching up with your diary MIT, what a dreadful week you had, I did think if you when I heard the Glasgow incident on the news.
Please to hear you had a lovely Christmas, you so deserve it, keep plodding xPay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Well so much for stopping eating rubbish :rotfl:. Half a box of chocs and also half a tub of pringles have been munched so far. Also DS went and got us chinese for dinner but I hardly ate any of that tbh as I am like the proverbial turkey and I am stuffed :eek:.
Sitting watching stage version of sound of music from yesterday and it's excellent. Thoroughly enjoying chilling out. I haven't collected my car and have hardly moved off of couch. Am all cosy wrapped up in my new furry dressing gown.
Going to sit and chill tonight as well. Tomorrow I will start again on housework, washing, cooking etc but today I chill5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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