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can we avoid care home charges

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Comments

  • FatVonD wrote: »
    If that's the case then I have got it very wrong but I thought that it was a fairly recent thing that the sale of property was enforced to pay for care home fees?

    It's not enforced. You have to pay the fees. If you can pay it without selling your home, no-one makes you sell it. It's just that most people can't afford the fees without selling their home.

    I know a lady who self-funded and she could afford the fees from her Pensions, Attendance Allowance and renting her bungalow out so she did not have to sell it and was able to leave it to her heirs in her will.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • SueC_2
    SueC_2 Posts: 1,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    FatVonD wrote: »
    It was nothing to do with whether it's 'grim' or I didn't like the wallpaper there. I would hope that, if I were so incapacitated that the level of care I needed was over and above what could be provided in sheltered housing then I would be a suitable candidate.

    Then I think you are seriously misunderstanding what Dignitas is about, and/or what care homes are about.
  • FatVonD
    FatVonD Posts: 5,315 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Mojisola wrote: »
    Just needing care isn't enough -

    https://www.dignitas.ch/index.php?option=com_content&view=article&id=20&lang=en

    Prerequisites for the preparation of an accompanied suicide

    In order to access the service of an accompanied suicide, someone has to:
    be a member of DIGNITAS, and
    be of sound judgement, and
    possess a minimum level of physical mobility (sufficient to self-administer the drug).

    Because the co-operation of a Swiss medical doctor (physician) is absolutely vital in obtaining the required drug, further prerequisites mean that the person must have:
    a disease which will lead to death (terminal illness), and/or
    an unendurable incapacitating disability, and/or
    unbearable and uncontrollable pain.

    Just because you need care in a care home does not mean you would be eligible for Dignitas!:eek:

    Thanks, both.

    I guess that'll give me something else to moan about as I sit in a puddle of my own urine next to spaniel woman then :rotfl:
    Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)

    December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.10
  • FatVonD
    FatVonD Posts: 5,315 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    It's not enforced. You have to pay the fees. If you can pay it without selling your home, no-one makes you sell it. It's just that most people can't afford the fees without selling their home.

    I know a lady who self-funded and she could afford the fees from her Pensions, Attendance Allowance and renting her bungalow out so she did not have to sell it and was able to leave it to her heirs in her will.

    Yup, I understand that and, should the need arise, I would hope to do something similar. If I had to I could sell my house and would have enough to buy a flat in a sheltered housing project and another small flat to put on the rental market the rent of which would cover the care fees.
    Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)

    December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.10
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    FatVonD wrote: »
    Thanks, both.

    I guess that'll give me something else to moan about as I sit in a puddle of my own urine next to spaniel woman then :rotfl:

    Von, I clearly understood the nature of your original comment and now regret my straight response, because its clear that has contributed to people's misunderstanding of your 'flippant' remark in that context.

    My apologies for a straight response when silence would have been better.

    As I am on 'other side' of this row I'll sit in my own puddle of mess my self funded self, :)
  • FatVonD
    FatVonD Posts: 5,315 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Von, I clearly understood the nature of your original comment and now regret my straight response, because its clear that has contributed to people's misunderstanding of your 'flippant' remark in that context.

    My apologies for a straight response when silence would have been better.

    As I am on 'other side' of this row I'll sit in my own puddle of mess my self funded self, :)

    Another fine mess you got me into, Stanley ;)

    Just kidding, I'm more than capable of getting myself into any number of messes, no help needed! :rotfl:
    Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)

    December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.10
  • SueC wrote: »
    Wooooooooooooooooooooosh.

    I think that was the sound of my point going right over your heads. :o
    Errata may say no need for you to feel embarrassed, well I do I think you are disgusting cancer is no joke and unbelievable a so called adult uses to try to make a point, grow up and hope you or any yours arent going through chemotherapy when there is no real hope its going to save your life :mad:
  • tooldle
    tooldle Posts: 1,633 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If it's any help to you OP, my dad has just died of cancer. His end of life care, in terms of carers coming into the home, was free. My mum on the other hand, was charged for carers, as although they lived together, mums dementia was not considered a medical need.
  • SueC_2
    SueC_2 Posts: 1,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Errata may say no need for you to feel embarrassed, well I do I think you are disgusting cancer is no joke and unbelievable a so called adult uses to try to make a point, grow up and hope you or any yours arent going through chemotherapy when there is no real hope its going to save your life :mad:

    Please believe me, I am more than aware that cancer is no joke. And I wasn't joking about it.
  • Speaking from personal experience, I think there are some people who are so fixated on leaving the family home to their children / whoever that they completely ignore their own needs.

    The particular case I'm thinking of the person concerned would benefit enormously from being in a home but they won't even consider the idea - the sad part of it all is the beneficiary of their estate doesn't give a toss about about them and leaves it to others to make sure their needs are looked after
    2014 Target;
    To overpay CC by £1,000.
    Overpayment to date : £310

    2nd Purse Challenge:
    £15.88 saved to date
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