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The October Awakening!
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Evening all...
I am currently enjoying a bowl of home-made red lentil stew. With a Morrisons Savers pitta bread on the side..:rotfl: I have a further 5 large portions cooling ready for the freezer...(Simply 2 carrots, two celery sticks, two small white onions and two garlic cloves, simmered and softened. Three cups of red lentils, topped right over with water and some Tesco Everyday Value potatoes. Add Chilli flakes and LOTS of black pepper with 1 stock cube and simmer until the lentils have "melted" and its a stew. Voila!)
Spent £14.37 in Lidls today and only realised when I had left and was on the train the 79p tomatoes I picked up were the wrong ones and I had got two. For £3.58 in total. Gutted!!!
Spent a further £15.46 in Holland and Barrett with £5.49 of that from the Misc budget as its a massive tub of peanut butter! Was so happy to find 500g of millet @ 90p instead of £1.45. So I bought three. Then found the two bags I thought I'd lost/didn't buy in the back of my cupboard which I mistook for porridge oats cause it was in a massive storage jar right at the back. I know have 2.5kg of millet. I feel and Abundant rice cracker month coming on...:rotfl:
Which means my stupidity is not allowed to chastise Abundant's cracking for "better food" today!
Okay then I went to Morrisons for carrots and lemons. Walked out £9.72 later and forgot soya milk and THE LEMONS!
Total Food Spend = £34.06
Total Misc SPend = £7.49 (£2 spent on card for Granny's Birthday)
So I have millet coming out of my ears, multiple cans of chopped toms, 500g green lentils and lots more SO my £20 per week budget "might" be ok despite being £14.06 over budget this week. Either way I have millet for breakfast, lunch and dinner!
Right...hair in rollers (sexy) then bed... See you munchkins tomorrow!!
Onwards and Upwards!!!“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0 -
Hey everyone,
Day 3 and doing ok so far:
SFD 2/20 and hoping for another one tomorrow
Lunch to work 3/27
Donation £3/£3
Make extra £100 still working on this lol;)Save £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
Checking in for today
SFDs: 1/20 - not today OH bought kidney beans why not just wait til saturday grrrrr.
Food budget: £0.58/£280
Donation: £0/£3
Planned outings: 0/1 Meal out for birthday with OH (paid on voucher already)
Takeaway £0/£20 - Chinese to celebrate birthday with children,
Take lunch to work: 3/20
Beauty spends £0/£100 -
Hi all,
Actually have some time to myself so can give a big update, feel free to skip if it gets boring, I won't be offended
The month has started off well...
SFD - 2
No eating out - 3/31
Food Bank £3/£3
Food Budget £76/£150
I always take a packed lunch to work as we have no kind of facilities so its that or starve! I'm usually a fish but have some minor health niggles at the mo which mean I can't drink so won't be keeping track of either of these categories.
The food budget looks a little misleading, I batched cooked enough dinners for the first two weeks of the challenge at the beginning of the month and we have a lot of dried goods in for lunches so this is looking quite good. The only draw back to this is the fridge looks really desolate everytime I reach in for the milk
I don't have a notebook as I am the Spreadsheet Queen, it has eleven pages on it and it covers every facet of our finances ( it also covers the costings for batch cooking and my xmas list). I complete it either at work or at home and email the updated version between the two places daily. It can be a bit confusing at times:)
I had £1000 saved to put toward one of my credit cards but was reluctant to actually send it off, i guess I felt very safe with it in the bank. As per your instruction Kat I took a deep breath a paid it off my barclaycard online. Well it was the tensest 3hrs of my life. I kept checking my barclaycard account waiting for it to be credited, I was so nervous that I'd typed the details in wrong and my hard saved money had disappeared into the ether never to be seen again :eek: thankfully all was ok and my barclaycard is now under £3000. On a related note this means our overall debt is now under £30,000 (just). It may seem a lot but we've put a huge dent in it this year and I'm feeling just a little smug (only a little mind it is £30,000 after all :eek::eek::eek:)
Someone on here, i'm sorry I forget who, posted a link to a book "The Slight Edge". Out of idle curiosity i followed the link and had a read. Now in general self help books are not my thing, especially american ones (too bombastic for my taste) but for some reason this has clicked with me. Sometimes procrastination feels like a full time hobby in my life and now i've found myself saying 'it's easier to do it as not to do' and actually got on and got some things done. So to who ever posted this link a BIG thank you
Regarding the make £100 task, as i'm on restricted duties at work I can't do any overtime but OH has just volunteered for 2 extra shifts which should earn the extra £100. I feel rather bad about this as it means they really wont have any days off between our two sets of shifts so have resolved to pamper the OH relentlessly for the time they are at home to let them know how much i appreciate this (and to assauge my guilt!)
I have just read this back and can see I'm waffeling so three more things....
Congratulations LAGL :T:T
Sharing dental floss/toothbrushes...Hell no, as much as I love OH there are limits!!
NSK / Abundant - I looked into weight training last year but there isn't anyone knowledgeable in my Gym. If you had a training program would you be willing to share?
Right then, off to catch up with Strictly on sky+.
Thanks for listening, have a good night all.
Lily x xLBM = Jan 1st 2013 - £42,000 owed DFD = Christmas Eve 2014:D
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stoplurking wrote: »Challenger8 reporting another SFD, 3/23. Had 2 letters to post and no stamps. They didn't get posted! Persuaded OH that couscous would go really well with his fish cakes. I'm not ruining an SFD just for tatties! Shopping not being done till Saturday, and also spending tomorrow so better get all we need for the week those days.
I've still to do the charity donation, will do that Saturday.
This thread is moving really quickly, so much going on I can't keep up. LAGL if this goes well for you it sounds like your dream come true so, fingers crossed for you. Hope everything is going well for everyone else and keep up the good work. X
Oh no!! an imposter!!
:eek:
Just checked and you are number 11 this month my dear.
Will be back with an update in a mo. am currently reading page 15.Mortgage: £0/£80,329.91
Savings: £0/£64000 -
Fox
Haha Love it, maybe you could find a x jojojo x next :-)Debt Remaing £315 :jBreath out the past, Breath in the futureBig Dreams Start Small0 -
Frugal_foxy wrote: »Hey Jo,
it was meant to be.....
Maybe ready for next month?:j
It is indeed... :j I've done so many challenges and fallen off the wagon so many times, and struggle to keep up with all the threads at once! This has them all in one place -- and someone to kick me when needed back in the right direction! It's perfect...
I've already started and did my SOA and snowball plan last week, so will carry on as I am for now... See you in NovemberSometimes lurking, sometimes posting, but always flying
You are supposed to be the leading lady of your own life, for God's sake! - The HolidayDFW :idea: August 2013... Debt total £15,475.56 - Jan 15 £11,738.66 - DEBT FREE by 2015Feb GC £48.02/£250 (£201.98)I will declutter my house and debts
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so... adding in an extra wee challenge for myself as we are doing a "be active" thing at work. so I am going to count all my steps and aim to get 40,000 a week. (I am probably going to fail it this week as I only started on Wednesday).
Total steps so far: 16,443.
Spend free day today and I took my own lunch to work. So I am even eating healthier than I was before.
It's amazing how one little thing (in this case, my new job) can make such a massive difference. I am now exercising more, eating properly, being more sociable and sleeping right. (i used to live on 3hrs a night on dayshift and sleeping all day on days off).
:grinheart
hope everyone else is getting on okay. (sorry for the lack of post yesterday. I updated my own diary then promptly fell asleep).Mortgage: £0/£80,329.91
Savings: £0/£64000 -
2 SFD so far. Whoop.Squirrelling away in September No 33It's not about the money, it's about financial freedom, being in control of it and living in the natural world and not a material world0
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NSD went to plan. I don't think Friday will be one I need petrol. Have been through all the kitchen cupboards tonight and know exactly what I have in stock and can plan a few meals around them. Don't actually have much other than seasonings, but that's good. Even did a little batch cooking tonight which I haven't done in ages.
Nsd 10
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