The October Awakening!

thriftylass

Well, first of all, everything is ok with baba and it will be girl, yay. Reinforcement, lol.

But we were off the afternoon and went to ghe shops and got some chicken drumsticks, crisps and beer for OH to celebrate. £20 gone. But i told OH November will be strict so we can maybe take it a bit easier in Dec.

Better dash and get dinner on the table

MrsGSR

Hells bells NSK, how tough does NOvember look?

I've done some food shopping and the rest of the budget is sat in the cash tin. I don't think we will use it all as we have lots in, it will be lunch stuff and milk really. That's the thing I'm most worried about.

We have only one offer to go out and have already budgetted for that.

I work nights so the lunch bit doesn't apply, however I take a homemade snack in for my break.

Declutter 20 items for charity, i actually donated 3 bin bags of clothes last week! Still there are more bits lying around the house so I will have fun hunting around for them!

I have tons of items I want to put on ebay, so £80 should be a breeze. Planning to take a few overtimes to pay the remainder of one of my CCs off.

I don't go to coffee shops, I hate all the high street ones and I don't often venture out so thats easy.

Spent £3.15 on smellies for me to last the month, deoderant, body spray, shower gel. Simple needs here.

Bring it on.

clippy_girl

congrats thrifty lass :happylove

i made that dhal andrar its lovely

november looks v hard! i also have two planned events :think: dont want to cancel either but wont sign up to anything else. will try my hardest for 25 sfd but not sure it will be possible as if i do food shop 4 times that only leaves 1 spending day. i do food shop on way home from work as refuse to do it on a sat which is when my two events are. hmmm. maybe if i get up early sat can go before its busy. whatever happens i will def do WAY better than this month :A

also off to milan for 3 days but that all budgeted for out of a kitty i have with friends

SFD for me today :T

Siouxsie32

Siouxsie32 wrote: »

... I will need to park at a meter for 30 minutes as the class starts before free parking. It actually works out cheaper (and a heck of a lot more comfortable driving home in a warm car than walking and catching a tube!) doing this than paying the tube fare but rules are rules. I'm spending so it can't be a SFD!

Well, I pumped £1.50 into the meter so not a SFD However, I found 10p in the rejected coin section of the meter, then I found a £1 coin in a locker at yoga! So a 40p outlay plus a little petrol (not to mention the opportunity to belt out the tunes at the top of my voice!) versus £6 tube fare and a walk in the rain - sometimes it feels good to break the rules

For those of you worried about November being tough, don't worry. When Kat first introduced these challenges last year I remember thinking this girl's a loon! Nobody can be that tough!! And do you know what? A year down the line it's become second nature to me and I'm so glad I "met" Kat when I did. I'm now a year further down my debt free journey with clear direction, something I lacked a bit before. So, pop on over and sign up! We're all in it together. When it gets tough deciding what to give up or which night out to say no to, we can all help each other! It'll be, dare I say it? Fun

Siouxsie32

PS :j:j:j:j to Thriftygirl, baby girls are the best!!!

mrso2b

Sign me up for November!!

Today was a spendy day - I managed to get some leather boots from the ALDO outlet store near my work: £110 down to £40 :money::money: they should see me right through winter 2013 - and beyond! I also got two pairs of flats for £5 each down from £25. One black pair to wear on the commute to work with tights and another to wear with skinny jeans at the weekends. I desperately needed shoes, I have been wearing cheap Primark shoes that fall apart. All the pairs I got today are the same price as primark but better quality!

As for other totals, still haven't used my £10 beauty spread, £3 to charity paid but grocery spends I have gone over, sorry NSK.

mrso2b

Oh and I had lunch from home today: soup & a bagel

Kaybeebop

Aw man I'm only at 13 SFDs this month how will I get near 25? Not checked November yet, will do when I'm done here.

Fri & Sun SFDs, Sat & today not. Made £211.80 at the baby market & still have crib & silver cross big coach built pram to get rid of, was going to wait till after Crimbo, but might need to bring forward.

Over budget on shopping, but freezer v healthy & not much else needed in Nov. Under for travel & spot on for lunches, June 20th was last day I bought lunch (pay day before I started lurking!). Over for misc spending & under for toiletries.

Not too bad for first month.

I've put £100 of the money made away for Christmas dinner, think the rest will be swallowed up by Christmas outfits, wooly jumpers & putting money by for nursery toy fund, window cleaner, school dinners (only when MIL picks him up as lunch box invariably left on bus!) I always forget these things & end up ruining SFDs.

Away to investigate November!

K x

Superdopsa

Evening all. Checking in for the first time since Thursday! Oops.

Friday was a very small spendy day - bought a few snacks from Sainsbos for my trip to France, so spent some of my Nectar points and 60p cash.

Saturday was a hectic day - we had 6 hours in France, so it was a quick trip to the supermarche, then off to Morlaix for a wonder and some coffee. I had budgeted £150 for France, and ended up spending £102.90 - this was for breakfast on Saturday on the ferry, supermarche trip (which included 31 litres of wine, biscuits, cheese, chorizo, brioche and chocolate), my round of drinks for the 4 of us, some food for my tea, and a couple of magazines on the ferry for the way back. Some of the wine is for a friend who was working and couldn't come on the trip so she will be handing over about £22 shortly.

On the ferry home I even sat and started working on my budgets for November so I am better prepared than I was this month.

Yesterday was another spendy day - supermarket run.

Today was a SFD which brings my total to 14.

My other totals are:

Food - £116.54/£80:mad:
Misc - £436.52/£150:eek:
Petrol - £15.08/£50:)
Food bank - £2.56/£3.00
Car tax - £175/£175
Money made - £36.20/£100 (I have just claimed £5 Amazon voucher from Swagbucks)
France - £102.90/£150

Looking at November it is going to be a hard challenge but hoping I am better organised for it.

Have a good Tuesday everyone and check in again tomorrow.

MrsGSR

Congrats on the pink bump Thriftylass :-)