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Puzz tries again.. this time with claws... My DMP Journey. I will get debt free...

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  • NoOneAround
    NoOneAround Posts: 1,841 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 29 July 2019 at 4:42PM
    Happy Birthday Puzz!!
    Hope it's a good one :)
    Thanks off the yummy cake :) just perfect for my lunch break :beer:
    NOA
    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Happy Birthday and pay day
    Thanks for the cake x
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,804 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Happy belated birthday, hope you had a great evening.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Gosh I've been missing for ages....

    So what to report...

    Birthdays all over, still got our cards up mind...!!!

    LM and LF now both poorly and siblings doing that head in sand impression.. ho hum.. we will find out what is the matter with LF in the next few weeks and LM is just waiting for an op.. all challenging times..

    Off to collect keys for dd's new house tomorrow, she's not planning on moving in until later next month mind.. it will be nice to see it, as she hasn't seen it either..!!!!

    Money news..

    7 days to payday... :j:j

    Still got most of my birthday money..:j:j

    Discovered my credit building credit card pays cash back so I'm in credit with that for £10....:j:j

    Last day of work for me until Wednesday... :D

    Too many takeaways (I blame dd....:D) and no treadmill = tubby puzz..

    Still anxious but trying to control my silly mind as best I can and I have been offered counselling but could be a 4 month wait..

    Apart from that just plodding on.. plod, plod, plod....

    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Goodness it will be :xmastree: in no time, the way this year is rushing past...

    So update..

    Spent 10 hours in hospital with LF, still none the wiser as to what's causing his memory loss, but MRI scan booked in the day after dd returns to uni..

    LM still waiting for her op date....

    dd back to uni in a couple of weeks, I'm not looking forward to the big move, but I'm sure she will get back into the swing of things quickly having been out of the loop since May this year...

    Money wise..

    Had a lovely letter with regards to sorting out a payment plan for one of my UE debts, a new company now chasing for it... sent them its UE so s*d off letter...

    Pots nice and full, but will start topping up dd's rent soon, and my holiday in 6 weeks time... can't wait for that...!!!

    Have somehow managed to lose 10lbs this year and still not been on the treadmill...:rotfl: Still tubby mind...!

    Spent £85 of my birthday money on 3 new swimsuits/3 tops and 2 pairs of flip flops so holiday clothes sorted...

    Still ebaying slowly.. haven't got much left to sell...

    Works okay.. think I could do with a break so roll on 19th October.....

    That's about it....

    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Update time..

    So last weekend was a whirlwind of shopping and packing for uni and then safely delivered on Monday, she has had a week before school starts proper and seems in a good place.. missing the cats and our wifi...:rotfl:

    Hospital with LF still not clear but looking like it may be dementia..:(

    LM driving me mad with daily phone calls on repeat.. I think I have 2 suddenly aged parents...:(

    Happier news..

    Payday came and went and all pots filled up again.. new pots started as some I know longer need...

    Have finished Ebaying for now, made a few hundred pounds for a next holiday fund...

    3 weeks until my holiday, all paid for and saved up spending money, will cash that out soon to get currency..

    Daily phone calls from one creditor, but they are blocked so don't bother me..!

    Anxiety still a pain, and no appointment yet for counselling...

    No treadmill.. surprise..:rotfl:

    Today, I am up to date on the housework so will head into town and try and replace some of my items dd took with her..:rotfl: and do a holiday toiletry shop.. oh my life is so exciting...:rotfl:

    That's all folks..
    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Mid month update...

    So I've got a cold.. a very common cold I imagine, but I don't get colds generally so it was a surprise and its dragging on... sometimes coughing, sometimes nose running, sometimes blocked ears and random temperature peaks at times...!! It best go away before the weekend as I'm off on my holiday and its not got a ticket...:rotfl:

    Have now managed to lose 13lbs.... my appetite has definitely reduced but I expect I will recover some of that poundage after a week of cooked breakfasts..:D

    Anxiety still a pain.. still no appointment.. I don't think you understand it unless you have had it, it is absolutely exhausting....

    LM many calls still... LF met for a drink he seems okay, no change in his memory at the moment, short term is hopeless, long term he remembers all sorts....

    dd settled back at uni, seems fine and doesn't want to come home anytime soon for a weekend, which is also fine, after all we managed 5 months without physically seeing each other last year and we do face time. I expect I will plan a visit to her when I'm back from holiday.

    Money issues..

    Well none really.. 2 of my UE debts are chasing to get payment plans up and running.. ummm... no I don't think so... Many daily calls from different numbers now, but all blocked...so they don't ring my end I can just see from the call log.... 84 from one of them.. I assume automated as a human might have worked it out by now....:rotfl:

    Mid way to payday but as I'm away for the last week we should be fine..

    That's about it folks....

    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • 84 calls :(:(
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    84 calls :(:(

    Up to 106 now...:rotfl:
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Morning...

    Had a lovely holiday despite the weather not playing ball, came back really relaxed until parents constantly made contact well LM mainly...... trying to keep my distance...

    Anxiety still very much in appearance, have just contacted the nhs service who can't tell me anything but will email me an update....

    Money all fine, started saving for next holiday/s.. pots nice and full.. except the holiday pot of course.. and Christmas one will start to get depleted in the next month..

    DD coming home tonight for 4 nights... :D

    Have been on treadmill...:T well twice... but its a start... still 13lbs lighter than beginning of the year so that's good..

    Right sun is shining and I have a few jobs to do, then office, then visit then home...

    Defaults start falling off my credit report November/December, well 4 of them anyway so will be nice to see if it improves at all.. Not that it really matters as I'm not planning anything at the minute..
    And I will have that pesky Ap marker for many years.. damn you creation finance....

    That's about all folks..

    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
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