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Puzz tries again.. this time with claws... My DMP Journey. I will get debt free...

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  • MitziB
    MitziB Posts: 56 Forumite
    edited 29 March 2016 at 8:07PM
    Sorry to hear about your eye problem, Puzz. Sounds nasty.

    Last year DH started complaining that his eyes were constantly running. It wasn't painful but embarrassed him because it looked as if he was crying. On a visit to his GP for some other issue he mentioned it and was told it's a condition called Dry Eye (which sounds bizarre I know seeing as his eyes are running all the time and are anything but dry). He was prescribed specialist drops for it and has to use them a lot. It's not something that just clears up, I got the impression it's something that once you have it it's a case of minimising the symptoms rather than curing it.

    Not sure if your condition is the same but it was the mention of dry eyes that set me off. If it doesn't clear up soon it might be worth a visit to your GP as you can't be too careful with your eyes. Oh dear, dishing out medical advice I sound like my mother:o

    Enjoy your night out:beer:. That's something I'm in major need of!
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    MitziB wrote: »
    Sorry to hear about your eye problem, Puzz. Sounds nasty.

    Last year DH started complaining that his eyes were constantly running. It wasn't painful but embarrassed him because it looked as if he was crying. On a visit to his GP for some other issue he mentioned it and was told it's a condition called Dry Eye (which sounds bizarre I know seeing as his eyes are running all the time and are anything but dry). He was prescribed specialist drops for it and has to use them a lot. It's not something that just clears up, I got the impression it's something that once you have it it's a case of minimising the symptoms rather than curing it.

    Not sure if your condition is the same but it was the mention of dry eyes that set me off. If it doesn't clear up soon it might be worth a visit to your GP as you can't be too careful with your eyes. Oh dear, dishing out medical advice I sound like my mother:o

    Enjoy your night out:beer:. That's something I'm in major need of!

    Hi MitziB,

    Thank you for popping in and for your motherly advice..:D. I am pleased to report that having done eye drops 4 times yesterday I had no sticky eye on waking so will continue and see how I get on...!

    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    So its my second to last day off and I have no idea how I am going to get myself out of bed at 6am on Friday having been laying in/ignoring the jumping cats until 7.30 for the last 6 mornings.....

    Lovely evening out at a well known pizza chain with my best friend in the world, I did have a voucher for 25% off and a free portion of dough balls. bill was still £52.50..:eek: That was 2 pizzas, 2 salads and a bottle of wine... I do think they are a tad expensive but at least you know your going to get a good meal.... and it was prepaid from our account so I only spent £7 on a taxi and we got a lift back from her daughter..

    Today I am going to go and do this visit at lunchtime and then do some paying in at the bank. I have £10 of 20p's to bank and £40 changed up from dd's copper/silver pot.. think this is all going in the clothes pot so she can order some jeans/converses....

    No plans for tomorrow, dd is suppose to be in London in the evening, not yet organised when/how/who etc... and Friday I am back at work and she is bowling I believe.may be evening time, which will clash as I have a friend coming to stay over but I'm sure it will all sort itself out..!!

    OH has rung this morning he is off onto the second part of his jollies, climbing mountains and things....can't believe 2 weeks has gone so fast...!!!

    Right off to hang some washing and ring work to let them know I am out and about today...

    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    :( well that week went far to quick... back to work tomorrow but at least its only for 1 day....

    Just dropped dd and her friend at the station, friend's parent doing the pick up so at least I don't have to go out again and they may be quite late. definitely past my 10 pm bedtime.. Will be a tired puzz at work tomorrow....

    I rang in yesterday to tell boss I was going to do a visit and they asked me not to, as I wouldn't be covered by work insurance as I am on leave.. fair enough will do it next week instead...

    My refund from S Power finally appeared and have moved into one of my pots for now.. I may need this as when OH gets back we will have run out of 'weekly' money so this may have to be a buffer....hoping not mind...!

    No other money news, was going to the cinema tonight but it all got too complicated not knowing when dd would be home and she doesn't carry a bag so couldn't take keys etc.etc.. so money saved and will go another day..

    Appear to have lost friend who is suppose to be coming tomorrow so don't if they are coming or not, and dd still doesn't know what she's doing.....

    One Poll on £3.95.. a little way to go until next payout...!! Received another £4 Love2shop vouchers from RM so now up to £51 on those and £135 on Nectar..

    That's all folks..

    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    :T Just a quick update as my dmp money is now in the right bank account for paying out Monday....

    I'm now in the £43k's and 27.5% paid....:T

    Still no word from Lowells who have taken over my Creation debt but they have vanished off my noddle account.. no doubt to reappear with demands for pennies during April...

    No word from PRA either.....

    So the money they should both be getting will just stay in my dmp bank account until such time......

    72 MONTHS TO GO....6 Years.. oh that sounds like a long time.. hopefully shorter....

    Very tired Puzz.. dd got home at 12.10am..... and I was still awake at 2.22am... and she is out again tonight but hopefully not as late...!!!

    :j And its the weekend...:j

    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • NoOneAround
    NoOneAround Posts: 1,841 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi Puzz:wave:
    Glad your eye is better and lovely looking figures for your DMP :)
    Six years sounds like a long time but will go by in a flash .....and as you say - it might not be as long:)

    Hope you have managed to catch up on sleep and had a restful and very chocolatey Easter:)

    NOAh
    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Hi Puzz:wave:
    Glad your eye is better and lovely looking figures for your DMP :)
    Six years sounds like a long time but will go by in a flash .....and as you say - it might not be as long:)

    Hope you have managed to catch up on sleep and had a restful and very chocolatey Easter:)

    NOAh
    xx

    Hi NoAh,

    Glad to see you are back posting, I will visit you shortly...!! hope all is well on the Ark... xxxx
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    :j Friday.... Well actually I had a cheeky day off as I have work to do tomorrow..:( So thought I would do my housework a day early..... on the plus side as long as its not pouring with rain all day I should earn a few pennies overtime...

    And boy do I need it... OH is back this weekend, penny pot is empty, I still have my reserve as I suspect it won't get filled very quickly.....

    Last Thurs and Fri dd was out, Thursday home after midnight and in the end she stayed with a friend Friday as it was getting late and Puzz couldn't keep her eyes open...!! She was also out again last night but arranged in advance to stay at friends.. sensible dd... and she's been out all day today..I love to see her out being a social bunny but it all costs money.... I meanwhile went to the cinema last night and it cost me not 1p... I drove so my friend paid and we got half price entry because of who we work for, and the car park was also free.. result...

    As predicted in my last post, I received a love letter from Lowell's today requesting I set up a payment plan.. easy done, I have written back to let them know I will pay them from May as they have missed the Puzz dmp company parting with cash this month.....

    Nothing exciting to report otherwise.. hoping to book lovely mother and my holiday next week, funds already in place for that...

    Have a good weekend..

    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • January2015
    January2015 Posts: 2,369 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Puzzcat wrote: »
    As predicted in my last post, I received a love letter from Lowell's today


    Love it :rotfl:
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    :j Happy Hump Day..

    Quick midweek update from Puzz. x

    Received a letter from PRAT... They are still investigating my complaint..Not exactly sure what they are investigating but account is still on hold...:D

    OH is back.. and within 24 hours my back door window was fixed.. only taken 7 months...! He is also straight back to work, which is most unusual.. but necessary as we have no 'weekly' wages...

    Luckily I put £200 away which was refund from gas & elec and also have £140 which is sitting in my dmp bank account from not paying 2 of the creditors, also made £65 on ebay at the weekend so we should be okay for a couple of weeks.. although I hope he brings money in soon so I can hold onto mine for debt over payments...

    Today I got caught up in a police chase...:eek: I just moved out of the way as I assumed they wanted to get past but how was I too know it was the person behind me they were chasing who then escaped past... was all sorts of chaos..!!!! Apparently ended in a crash...

    I am suppose to be having a friend over on Saturday but I really am not feeling social and with a relative coming to stay the following weekend for 2 weeks I am sooo tempted to cancel.... dd is also out at a party Friday, not sure if home (late night) or staying with friend.. (then I just do the worrying..) and I have some work to do Saturday..

    That's about it....Oh I nearly forgot flights open tomorrow so I will be booking lovely mother and I a winter holiday.. (funds already saved..)

    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
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