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Puzz tries again.. this time with claws... My DMP Journey. I will get debt free...

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  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    :j That's monday nearly done.... phew...

    Right weekend flew past as usual, didn't get to town to buy OH anymore presents so have booked half day tomorrow and will go then...

    dd is being social, she was out friday after school and again tonight so will wait for a text to collect her...! tomorrow she is hoping to go to the 9pm showing of a film.. 9pm....! i go to bed at 10.... and typically OH is at football so guess I will be taxi then... and again on Thursday but not so late....bless at least someone has a social life...!

    Have sorted excess from bank account, money seems to be flying out at the moment.. probably dd and all her socials...:D

    Lovely night in with my best friend on saturday and other than that a visit to lovely mother and a visit to see my nieces on sunday..

    dd bought me a lovely card and a book :T

    Not much else to report, have finally received new contract for job I started on the 1st March, better late than never...

    A week tomorrow OH flies off for his 3.5 week holiday... greedy wotsit....

    One poll now on £1.25.. a little way to go until the next payout..

    That's all folks..
    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    :eek: Gosh that week flew past......

    So what's been happening.. not a lot..:rotfl: I seem to have been mum taxi for most of last week and I'm hoping for a quiet one this week...

    OH off on his jolly's tomorrow....:D Clean house for 3 weeks..:D

    Money News..

    I don't have any... What with my friends dd's 18th, OH's 50th and Mothers day.. even using my 'birthday' pot I am still poor... oh well payday in 15 days time..... and this is before we book my dd's 18th trip which I have been working very hard on and she just wants me to book it...

    Rather bizarrely everyone appears to be going/booking holidays except me..:( But hopefully I will have enough funds to stretch to a cheap break in the winter.. typically this is another year where I appear to have additional leave to take from work.. more time at home I guess...

    No socials planned, good job I am an antisocial creature.....:D

    Busy work week planned, no news from any of my creditors so I assume those I am paying received the pennies due.... No word from PRAT or Lowells yet but I expect they will be in touch.. or maybe they will forget about me...:rotfl:

    That's about all folks. have a good week...
    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    So another week had flown past and we are now heading rapidly to April... on the upside payday is now only 8 days away....

    All quiet in the Puzz household.. OH has gone off on his jollies so my house is staying clean...

    Nothing exciting to report on the money front.. still waiting for my one poll payout and now up to £2.85... Have about £15 in the bank so no spending for the Puzz over Easter.... and a very quiet weekend was had..I have got a pile of stamps I need to ebay, probably to go into the dd's holiday pot...

    4 working days this week, then off for a week..:j.. I will be having a meal out with best friend but other than that no plans...

    Have been given a flat screen tv..which is currently residing on the treadmill.. at least someone is using it.. will need a booster aerial to use it upstairs but lovely mother says she will buy this..

    Have left it to late to grow my own vegs from seeds this year so may cheat and buy some pre-growing one's.. lovely mother loves a bit of gardening so if the weather is okay when I am off this will be another plan...

    Still not got dd's trip booked...

    Have a good week..
    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • January2015
    January2015 Posts: 2,369 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    How are you enjoying the OH free house Puzz ? Apart from my house staying tidier when OH is away, I must admit I do miss him....but :shhh: don't tell him that please:shhh:
    DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    How are you enjoying the OH free house Puzz ? Apart from my house staying tidier when OH is away, I must admit I do miss him....but :shhh: don't tell him that please:shhh:


    Hi January,

    Yep my house stays nice and tidy without building 'stuff' being dragged through.. much less washing as OH has 2 jobs so 2 different lots of laundry usually and I do love sleeping star shaped..!!!

    What I do miss is having someone to cook for, as dd doesn't like my food....he's having a good time and has rung a few times.. obviously missing us..:rotfl:

    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Happy Hump Day.. Although really it isn't as Friday is a bank holiday..:j...

    One more day then I am off for a week. :j Apparently its going to rain so doubt I will be doing any planting...!!!

    Have been to lunch with lovely mother and invited her over for a meal and sleepover on Easter Sunday...

    Work for month nearly done, just one more visit tomorrow afternoon....now catching up with paperwork....!

    No money news apart from requesting a refund from g & e suppliers as I was quite a lot in credit so £200 winging its way to the bank..:j

    Still no payout from one poll but they were very slow last time so I expect it will show up by the end of next month. 6 days till payday, not that I'm counting....and then 2nd payment to be made for my self managed dmp.. still not heard from PRAT or Lowells...

    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • NoOneAround
    NoOneAround Posts: 1,841 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    :easter_os:easter_ba
    Have a lovely Easter Puzz
    xx
    NOAh
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    :easter_os:easter_ba
    Have a lovely Easter Puzz
    xx
    NOAh

    Thanks Noah..! xx
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    :j 20 minutes till finished for a week.... unfortunately I didn't get to do my one visit this afternoon as other things came in, but I don't mind doing it during my holiday next week as i am :A...

    :T One poll payment has arrived and been directed towards my bank account, not sure where its going next...! Also discovered quidco had a payment of £4.33 for me so have requested that as well...:D

    dd has now finished for Easter and is round at her 'friend's' house until 5, then maybe we shall sit and enjoy some tv time together later...

    I am so glad I have this leave booked as I am seriously in need of some r & r....

    Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    So... I have had 5 days off and feel..knackered...!!:rotfl:

    I haven't even really been doing much apart from clearing and cleaning the house but am not sleeping well, particularly when woken early doors by the cats or yesterday by my mother who stayed over and wanted breakfast at 8am..:(

    I've also done something to my eye, I had noticed lately it was sort of sticking when I woke up so googling comes up with dry eyes so I now have some eye drops and will see if I get an improvement.. not sure if its the eye that got damaged 17 years ago as I can't remember...!!

    Payday today..:j But due to not yet receiving my gas/elec refund or my quidco payment I ended up in deficit for the first month since my dmp began.. I wasn't overdrawn as I have a £60 buffer in the account but has meant I have started the month with less than usual and also got the lovely c.tax and water to pay again this month and both have gone up, no surprises there...! All will balance I'm sure....

    Off out tonight with my dodgy eye, but I do have a 25% off voucher and am not using my money it is from my best friend and my savings pot, so just taxi's to pay for.. hopefully not more than a tenner...

    Went shopping with dd yesterday only spent £4.97 and came home with a bag of M & S food but this only cost £1.67 as I had money left on a gift card.. we then went to Tesco's and spent another £17 but really only £10 as I had £5 free flowers voucher (Tesco orchard testing) and a £2 club-card voucher..

    Right best get on with the ironing or I will have nothing to wear tonight.. also hope eye is better tomorrow so I can go and do this last visit I want to do in March...

    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
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