Mortgage funds from halifax - 16.51(no funds yet)

smacky

Dave_Ham wrote: »

I would be talking with broker and Solicitor, do not worry what the EA says.

This is now unusual

Hi,

is there any way, if i call HALIFAX they would give me a real answer whats happening really

xyz123

smacky wrote: »

Hi,

is there any way, if i call HALIFAX they would give me a real answer whats happening really

there is only one way to find out. TRY it

smacky

Dave_Ham wrote: »

Are you using a National (cheap) conveyancing service or a respectable local firm?

Someone should have answers if funds were booked last week.

Is there a chain?

There is no chain, vendor already has a house next street, we are first time buyers

& we have paid 750 to SOL so its not one of the cheap ones sourced online

Dave_Ham

Then someone should be able to give you specific answers, although 750 is case specific as this differs regionally so if this includes searches it is cheap.

That said, you should get answers. Most sols close at 5.30pm, I would be at their office asking the questions.

Someone has to give you a reason, Sols probably best bet..

Good luck

smacky

Dave_Ham wrote: »

Then someone should be able to give you specific answers, although 750 is case specific as this differs regionally so if this includes searches it is cheap.

That said, you should get answers. Most sols close at 5.30pm, I would be at their office asking the questions.

Someone has to give you a reason, Sols probably best bet..

Good luck

unfortunately they are 3 hours from my place :-(

_Andy_

Why don't you/didn't you just call the lender?
Confused.

kingstreet

TBH there's little the borrower or the broker can do here.

The solicitor is the one who sends the report on title to the lender. If the lender has an issue with the vendor's solicitor, that is something only Halifax can resolve.

Have you read this thread?

https://forums.moneysavingexpert.com/discussion/comment/63158665#Comment_63158665

and its follow-up;-

https://forums.moneysavingexpert.com/discussion/4767543

I'm not saying there's anything untoward going on, but the lender has to protect itself and you.

smacky

Hi King

Completely understand, but why would halifax wait until the hour when they are suppose to transfer money on completion and then start to verify vendors solicitors ?

for some reason , things are not adding up right here

i have no clue what to do here, broker just called and said they are verifying vendors solicitor

but at stage/hour on completion ?

kingstreet

Not a clue.

As much new ground for me as it is for you.

Never happened to me in 29 years.

smacky

kingstreet wrote: »

Not a clue.

As much new ground for me as it is for you.

Never happened to me in 29 years.

thanks king, just shocked at the moment , as i dont know what i should be doing at this stage

probably its too late to call halifax myself