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Enjoying the Sunshine whilst Saving for the Rainy Day
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Well finances checked, sig updated (notice the emergency funds have gone down thanks to a new bike & airer...oops) When the tenancy money is in I will transfer it straight across to savings #2 (my house savings fund ) and hopefully that one at least will stay on track!
I have got a letter through telling me I need to renew my breakdown cover, rental house insurance & one other thing :eek: why is everything always due at the same time! So pots will once again go down after i've paid for all that! Oh well , I guess that's what they are there forMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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true and they can build up againTrying to shift that debt!0
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Well I finished the ironing, hoovered the floors & mopped the kitchen. Dinner is on, DW's done & WM's done and hung out on the airer and bread is cooking. I'm now sat with some HM soup & a HM roll & feeling all virtuous :A it doesn't happen very often so i'm noting it down when it does :rotfl::rotfl::D AND still a NSD .....MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I am jealous. You are a domestic goddess!Trying to shift that debt!0
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Hi DFW321, just read through your new diary and subscribed. Huge congratulations on being debt free and great work with the savings pots.
Iris0 -
Evening DFW,
Eeekkkk the CM sounds quite stressful to me! Oh jees to the dumbbell incident though!!!
Youre sounding very organised at the mo, keep it up xxMummytogirls x0 -
Hi D.Free, :hello:debtfreewannabe321 wrote:Well I finished the ironing, hoovered the floors & mopped the kitchen. Dinner is on, DW's done & WM's done and hung out on the airer and bread is cooking. I'm now sat with some HM soup & a HM roll & feeling all virtuous it doesn't happen very often so i'm noting it down when it does AND still a NSD .....
..You have every reason to feel virtuous! :TRobin: Re. Classic cars. Both my wife and I had classic cars in the late '90's for our first cars and we are still alive to tell the tale.
Yes, me too (but a decade earlier). Weren't the roads different in those days (when uninsured drivers were rare, and before crash-for-cash was invented)?
Steered my offspring towards modern Micras or Polos when their turn came to drive themselves - much safer than Pug or my beloved [but sadly, little ridden these days] Italian thoroughbred..
mummytogirls - what is "CM" please?0 -
I think its child mindingTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Hello all thanks for dropping in
I've been busy hence my absence
house is once again a pigsty so virtuous feeling hat can come off now! I did my hour and a half yoga class earlier and I can hardly walk :eek: AND the yoga lady was asking my friend for my number so she could chat with me about today
I didn't do a very good job today as a lot of it required good upper body strength. I've none of that
hope I'm not being shunned now and getting told to drop down to beginners (which I wouldn't actually mind aside from my pride will be hurt) some of the moves today were just impossible and I actually collapsed on two -oops. Not a nsd today because of class and also I picked up some second hand jigsaws in the charity shop for the kids in the week
Today was my day off from CM but I let the kids have a friend over each so I still ended up with 2 extra anyway
I took my bike out earlier with the dog and he was great didn't get stuck in the wheels or try and run in front of me :T and I can take him at a pace he likes ( fast!) We did 3 miles and he was exhausted after so is now fast asleep and not bugging me
Anyway shower for me and a film I think to unwindMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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