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Enjoying the Sunshine whilst Saving for the Rainy Day
Comments
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That looks are really positive thing to be helping with. You'd be brilliant at it.
Looked at the site and the nearest one to me looking for any volunteers is over 50 miles away but we are opening a food bank so might look into that. The concept of food poverty is disgusting in a country like this but a lot is down to people not knowing what to prepare unless it comes ready made. Again, something you'd be so good at teaching on the ground.
Good on you...world would be abetter place if there were more peeps like you.
KJ:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Thank you both
I don't feel like i'm doing anything special *yet* maybe once I get in to help a family and see a result I might think differently. I am just so grateful for all the little (and not so little) guardian angels :A i've had (some even on here! Sent to give me the right bit of advice when I needed it the most) and I feel it's only right to pay back in what ever ways I can....plus I really am considering trying getting an actual paid job in this sort of area so want to see how I go. It asked on the application what sort of areas I could help in that I had actual experience of myself :rotfl: oh my, the list was a long one...and not forgetting cooking from scratch, budgeting :money:, amongst many others that i've learned along the way :A. Let's hope some of my struggles will be able to help someone else avoid the mistakes I made :rotfl:
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Duvets - don't forget you've got Chr1stys over at the outlet village. I picked up a good priced one from there and love itDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
oh thanks for that Kerri I always forget about there
I need some vans for ds1 (as dh ruined ds1's first pair, grr) so may just pop over there to get all of it (although will check prices first for duvets to make sure i get a good deal
)
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I need to go to the Bridgend one on Thursday to see if they have summer duvets, got my winter one last spring lol.Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
Oh if I were only more organised
...in fact I probably was organised just without the means to buy it last spring. Hmm I hope i'm not paying a premium now to get it at the 'right time' of year?
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I think I got 50% off RRP was probably what a cheaper brand cost full price but it's lovely and warm. If I see one on Thursday I'll let you know, can always myhermes it to youDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
So far for one single, one double, one kingsize duvet it's coming in between £350-400 depending on what it's made from (i;e wool, goose down!) I'm utterly shocked :eek: And if I buy a nice one for 3 beds I need to buy a fourth really as the all season one we have is a really cheap one from argus i think (which isn't great hence I haven't gone back to them for the rest
) Is it worth it do you think?? Argh, someone help i'm confused
!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I got decent ones from Debenhams as they always seem to be on sale and then they have their 20% off days.
I'd rather have decent and change every two or three years than really expensive because I know the second I do, cat will be ill or coffee will be spilt etc. But that's just this lunatic asylum:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Im sure mine was about £25. Do you want a down duvet? We have a down duvet that's hardly used and I can't use it anymore as ive become allergic. It's a lovely warm doubleDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0
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