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Adventures of a Fat Cat, Old Nag and their Trusty Servant

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Comments

  • Furry funds sound good:-)

    A very happy (if belated) new years to you too me dear. A long time we've trod these boards indeed. Excuse the tardy good wishes using Internet who away has be tricky and socialising has certainly been on the cards.

    Well done on losing a pound. I'll scare myself later and see what damage the French alps has done to me waistline, I fear I may have saved
    Several pounds whilst enjoying the après ski.......

    January will be kinder I'm sure.

    Enjoy your weekend :-)
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Baldybear
    Baldybear Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy new year :) Glad you are getting sorted with getting the hossies home and life seems to be working out well, heres to a fab 2014 :)
    Debt 13-1-25 - £39K!!!
    Mortgage 13-1-25 - £63K

    Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    It's quite hard to find the threads I like, there's so many new diaries on here. I hope all the new starters keep the momentum for the journey.

    A very lazy day for me I worked a lot of overtime at the weekend, meaning I'm tired and haven't stirred much from the sofa :)

    DS2 came round yesterday and put up a towel rail, most of my pictures and tapestry. The place is looking 'homey' now :D

    I really ought to do some filing, I have a nice flowery file for 2014 but I can't be bothered to do it :o Maybe tomorrow......The important thing is the spreadsheet is set up and working and it doesn't have a debts page anymore :T just plain incoming and outgoing. I've done the usual PAD to my savings account any leftover money at the end of the month will join the account, there's optimism for you :rotfl:
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • beanielou
    beanielou Posts: 95,780 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hurrah for no debts page :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,523 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Things are sounding good Piq. Sadly the old cc has a bit of a debt on it at the mo but hopefully nothing I can't handle.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Piquant wrote: »
    DS2 came round yesterday and put up a towel rail, most of my pictures and tapestry. The place is looking 'homey' now :D

    The important thing is the spreadsheet is set up and working and it doesn't have a debts page anymore :T just plain incoming and outgoing.

    Happy New Year Piq :)

    So glad the new house is starting to feel like home :T

    When I did my spreadsheet I sat there staring for about 5 minutes at the lack of a 'debt' section :D very satisfying isn't it! Good luck with all the savings plans :beer:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Hope all is well in Piqland :)


    Hopefully next year I can delete my 'debt' column too :) What a feeling hey ?
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Happy New Year Piq :)

    So glad the new house is starting to feel like home :T

    When I did my spreadsheet I sat there staring for about 5 minutes at the lack of a 'debt' section :D very satisfying isn't it! Good luck with all the savings plans :beer:

    It wasn't so much as a column - more of a page :o:o:o originally it had six credit cards and four loans :eek::eek: It is amazing just having two columns - in and out :)
    LAM2011 wrote: »
    Hope all is well in Piqland :)


    Hopefully next year I can delete my 'debt' column too :) What a feeling hey ?

    It is quite a thing, it takes a while to sink in. If you're like me you'll just carry on paying extra across except it goes to savings not debt.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    A day at work done - hurrah! The man who's fitting the catflap wants to come and do it tomorrow or Thursday, but I'm not ready to let Colin out :eek: I'm worried that he won't come home/understand the catflap/get eaten by badgers/blown away in the wind....... I won't tell him and just put the bin in front of it. Maybe I'll let him out at the weekend or maybe not.....
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    My DD taught her cat to go through the cat flap by building it into a cardboard 'wall' and tempting him through it. Still took him a while to get the hang of it once it was fitted though :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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