Mr and Mrs K's New Journey to a Debt Free Life.

mum2one

Well done on the course work. xx

maman

AlexLK wrote: »

The work for my course that I was forced to hand in didn't turn out to be so bad. One part was assessed as being a solid distinction and the other only just missed a distinction mark, rather disappointed with that one.

:wall:


Considering you thought it was a dreadful piece of work that you forced yourself to do you should be congratulating yourself AND accepting that your negative view of yourself is a load of carp!

patanne

Well now I don't know whether to cheer, laugh or join in the head banging.

AlexLK

HBS: Thanks, I've been reading a little more about it over today after another sleepless night whilst telling myself I need to do something about it again.

gallygirl: I suppose I'm concerned that without the negative thoughts I would somehow manage to justify just being "happy" with nothing.

mum2one: Thank you.

maman: I've always had a bit of an issue over work that is graded. Anything less than the best is not good enough for me and I will spend quite a while trying to work out how I could improve it. In some ways I know it is crazy but I already feel under pressure to start prepping the next lot of work for the course and the anxiety that comes with not being sure if the work produced will be of the required standard.

patanne: .

VJsmum

AlexLK wrote: »

I do try my absolute best to be a good parent, though there's always going to be something I could be better at.

Yep, couldn't we all - good enough is good enough. You should include your parents in this too.

AlexLK wrote: »

Whilst my parents haven't said anything derogatory in recent times about my house or finances, I do wonder just how ashamed they are, despite their recent protests to the contrary.

Believe them - they should be telling you how proud they are of you for dragging yourself back from the brink, producing a gloroius grandson and being a fabulous father, and getting rid of your debt.

maman

AlexLK wrote: »

maman: I've always had a bit of an issue over work that is graded. Anything less than the best is not good enough for me and I will spend quite a while trying to work out how I could improve it. In some ways I know it is crazy but I already feel under pressure to start prepping the next lot of work for the course and the anxiety that comes with not being sure if the work produced will be of the required standard.

That's a good thing to improve future pieces of work and a good assessor would be giving you those pointers anyway.
But with current pieces I've found that sometimes you have to be satisfied with the best you can do at the time. You can waste huge amounts of time refining what's probably a decent piece of work anyway and you don't have that time. This particularly applies to mature students like yourself who have a business to run and a child to bring up plus all your domestic commitments. And I'd definitely start prepping for the next assignment so that you spread the workload, the last thing you need is stress from doing it last minute.


How was the beef today?;)

AlexLK

VJsmum wrote: »

Yep, couldn't we all - good enough is good enough. You should include your parents in this too.

Believe them - they should be telling you how proud they are of you for dragging yourself back from the brink, producing a gloroius grandson and being a fabulous father, and getting rid of your debt.

Thank you. I've not had a great weekend and am rather concerned the recent productivity will not be a permanent change although I managed to get through the "To Do" list from yesterday.

Personally, I don't see my actions as "good enough" very often yet am aware I don't judge others by the same standards. My parents are both quite exceptional people and wouldn't have found themselves in the position they are today had they my attitude to work / life. Therefore, I struggle to believe they've ever been "proud" of me.

maman wrote: »

That's a good thing to improve future pieces of work and a good assessor would be giving you those pointers anyway.
But with current pieces I've found that sometimes you have to be satisfied with the best you can do at the time. You can waste huge amounts of time refining what's probably a decent piece of work anyway and you don't have that time. This particularly applies to mature students like yourself who have a business to run and a child to bring up plus all your domestic commitments. And I'd definitely start prepping for the next assignment so that you spread the workload, the last thing you need is stress from doing it last minute.

How was the beef today?;)

The feedback session is next week, I'm looking forward to it and have no problem listening to and acting upon constructive criticism.

Studying is certainly a lot different from when I was a full time student and to be honest I can't quite put exactly the same amount of effort in. However, I cannot be happy with work which I believe is not to the best of standards.

The less said about the beef the better, maman. :rotfl:

AlexLK

Sunday 8th February, 2015.

Dear Diary,

To end the week on a good note, this has been a fantastic one for the savings and business making an unexpected excellent start to what is usually a financially difficult month.

Today has almost been a no spend day with only a very small spend of £2.98. Furthermore, the late new years resolution of maintaining records of both my personal and business finances is still up to date. My wife has been similarly keeping records of her own finances and found she's not spending as much money simply by thinking whether or not it is a good idea. All being well she will have cleared her credit card balances by the end of May.

Currently, we are considering a family holiday at some point over the summer but not really sure where to go. Any suggestions would be appreciated.

Yours Faithfully,
Alex.

maman

All sounding good Alex. The fact that you and MrsK are keeping 'spending diaries' has the obvious effect of knowing where your money's going but also the spin off of making you differentiate between wants and needs.


Have a good, happy and productive week. Onwards and upwards!:)

AlexLK

maman wrote: »

All sounding good Alex. The fact that you and MrsK are keeping 'spending diaries' has the obvious effect of knowing where your money's going but also the spin off of making you differentiate between wants and needs.

Have a good, happy and productive week. Onwards and upwards!:)

Thanks.

I'm hoping Mrs. K. has now had her "light bulb moment" regarding the debt. We plan to pool our finances once more as soon as my wife has cleared the credit card debt and cancelled the accounts. My mother not long ago had a conversation with her about where she wants to go with her life and this seems to have made a big difference to my wife's spending habits also.

We are differentiating between wants and needs much better than in the past. I have managed to see another way of doing things and realised where I was previously wasting money. My wife and I have stopped buying clothes for ourselves and what we do buy for our son is from cheaper stores. Frankly, I don't feel bad about that when he outgrows things rather quickly, my only regret is not realising this when he was much younger. Food and drink was something we spent an awful lot of money on previously, too.

This week I doubt I'll manage such a good one but I will strive to be productive.