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Mr and Mrs K's New Journey to a Debt Free Life.

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Comments

  • heartbreak_star
    heartbreak_star Posts: 8,286 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Rampant Recycler
    Remember to look after yourself as well as your pennies, Alex!

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Some good news, got an enquiry after something I've had for sale for a while now, rather hoping it turns into a sale.

    HBS: Thanks, I'm not going to pretend I will though.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Please look after yourself Alex and keep plodding along :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    slowlyfading: Thank you. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • bess1234_2
    bess1234_2 Posts: 419 Forumite
    It's been ages since you said you would have money to knock the debt down, impressive :T:T:T
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    bess: Thank you, I hope to have the debt to under £8,500 by the end of next week with a little luck.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK wrote: »
    bess: Thank you, I hope to have the debt to under £8,500 by the end of next week with a little luck.





    That is quite BRILLIANT.


    won't be long till it is all gooooooooooooone XX
    Nevertheless she persisted.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Buffy: Thank you. Yes, I am looking forward to it going as well. My target was to be debt free by the end of this year, I'm not sure that's do able now as I'm not putting quite so much effort into clearing the debt. Not because I don't want to but because this year has been particularly difficult ... and I hoped 2014 would be a good one.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • patanne
    patanne Posts: 1,286 Forumite
    I think you need to invest in some rose tinted spectacles! Most people who have your start figures & reduced their debt to one third in just 9 months would be shouting from the rooftops "wow look what I have done". If you get it down below £8k then you will have reduced it to a quarter. Either is a really solid improvement worthy of a little self congratulation at least. So time to celebrate what you HAVE done & not bemoan what little you haven't.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    patanne: I am pleased about the progress thus far. :)

    As I have mentioned before the means by which I have achieved the reduction in debt has not really taught me not to spend money. That said I am pleased to have reduced the outgoings to the utility companies and my ongoing quest to reduce the food bill (managed on £38 last week).

    Other things are not looking so rosy and I've been invited to a watch auction in early July, the temptation is quite strong especially after seeing the low estimates.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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