Mr and Mrs K's New Journey to a Debt Free Life.

cat1978

Sorry to be thick, but how do I subscribe to this thread? It's sounding very similar to me and partner, but I don't really know where to start

maddiemay

cat1978 wrote: »

Sorry to be thick, but how do I subscribe to this thread? It's sounding very similar to me and partner, but I don't really know where to start

Go to upper right hand side of page, just under where it shows the page numbers, click thread tools, then subscribe etc. HTH:D

bess1234_2

Oh my , you've been named as the discussion of the week on the mse weekly email. You silver tongued charmer, you

Good luck for another good day

laul04

Keep up the good work!

Have you thought about any extra earners such as market research, ebaying, car-booting-all time consuming but can pay off!

AlexLK

Good evening everybody. Another busy day (but no sleeping at 4pm today, LOL), again rather sorry about this reply but as I'm feeling a bit better, I'll try to make a better diary entry tonight.

boo - hahahaha , I think the hrase goes something like hell hath no fury ...

wegle - thank you I didn't realise a debt-busting day and a no spend day were basically the some thing?

Mara - hahaha, . Seriously, I'd be in a bit of a bad way without her.

cat - see maddiemay's reply. also if you don't mind elaborating on your situation maybe we can help?

maddie - thank you.

bess - wow, seriously?

laul - see somewhere near the beginning of this thread, I have marked out some areas I can work on to earn an extra income.

jobbingmusician

Have you ANY IDEA how many people are likely to be reading this thread, now it's been in the weekly newsletter? :eek:

No, neither have I! :rotfl::rotfl:

AlexLK

jobbingmusician wrote: »

Have you ANY IDEA how many people are likely to be reading this thread, now it's been in the weekly newsletter? :eek:

No, neither have I! :rotfl::rotfl:

:rotfl: The more the merrier.

ETA: Nearly 15,000 views!

AlexLK

Here goes:

Wednesday 11th September, 2013.
Day 10.

Dear Diary,

Everybody knows where they were on this very day 12 years ago upon hearing the news about the 9/11 atrocity. I remember walking into my parent's home to be confronted by mother and father watching the television, nothing too unusual in that, you say? Well, you see my parents never switch on the TV before seven thirty. For some odd reason, before I'd even seen the sights I was about to see I was overcome by a feeling of dread - something must have happened. My family did not know anybody caught up in the event. However, in a small way my life was changed forever.

It was then I realised the world most certainly is not all sweetness and light, it's harsh and cruel and ready to snatch at you when you least expect it. Those thoughts managed to stay right at the back of my mind for some years. However, after the events of 9/11 they were there, just waiting to surface when I least expected them. What a thought provoking way to start this evening...

Today, I travelled to the other side of Nottingham on business bringing back good news, it seems our company will be likely to survive another few years and even grow. We are most certainly one of the lucky ones; all around I witnessed the destruction of the High Street and my mind began to wonder back to those times in 2001. As I recall, even in suburban areas, the internet had not yet completely taken over: people still met for coffee, bought their clothes from a brick shop, travelled to visit a supermarket but still used the local butchers and bakers. Now, twelve years on from 9/11, I only just realised things have changed dramatically.

My parents, who are both in their seventies cannot understand modern life. Fortunately for them, they live in a rural area where many others their age live and things are still more than a little "old fashioned". However, in the cities, there's seven year olds on iPads almost reliant on technology; most likely surprised to hear when we were at school, we didn't have mobile phones as kids. My mind went away from my elderly parents and to my little boy, wondering if he will be like the kids I saw walking home from school, staring into screens instead of actually talking to their mates. It dawned on me that I belong to the last generation in which it is possible to be ignorant to the newest and latest technology. During that particular "light bulb moment", the same feeling of dread overcame me, the exact same feeling I experienced walking into the room my parents kept their TV in some twelve years ago.

A completely different dread to that felt as I tentatively opened letters regarding the money owing that I had ignored for some time before I came on here. The apprehension I have when dealing with my debts can be attributed to my own worries of not being able to control myself, of wondering if I'll work to pay this lot off only to create others. In truth, I am aware of my lack of self control. However, I reason in order to keep my last scraps of self worth, furthermore to keep my marriage and son, I must find some strength within to not only get but stay financially solvent in the future.

Tomorrow is another day, one in which I have less work to do, will see my son more (never thought I'd miss him this much) and can get back on the 'phone to the awkward creditor with a hope of paying them a little money in order to (again) set the ball rolling. Things change dramatically, all the time without us so much as batting an eyelid to such changes, it is only when something disastrous or hugely triumphant happens do we sit up and notice.

Summary:
-£3.00 Groceries.

Yours Faithfully,
Alex.

mum2one

I know how you feel about 9/11, I was on holiday at the time in Mexico (gone by myself), habit in the morning to switch on TV while had shower and get ready, remember thinking that I hadn't left the TV on the film channel (there was only 3 english channels), sat there watching it and it took about 5 minutes to realise what was happening, I had never felt so alone in the world, would I see my friends and family again, all i could think is Mexico is a border to the USA. Then when left my room, this lady came and hugged me, bar a quick hi at the bar, it brought people together. I was one of the lucky ones, even week or so later people didnt know whether they were going home one couple had been to the airport 5 times.

Fast forward the 10 yr anniversay, I'm at Manchester Aiprort, flying to Praque, belated 40th bday present, from my parents and daughter, there was a airport scare unattended luggage - felt like screaming dont you know what day it, only a matter of 2 minutes, but at the time it felt like a lifetime.

I agree re technology, as a kid we were lucky to have a TV in the bedroom, if you did it was an black and white dial to get the channel and twist the aeriel, walkmans were just coming in, games consules were unheard off, as you say children now have all the electronics, but your lucky your son is still young that at the moment he is happy with the simpler things in life, but when he gets older your be in a better position to buy the "must haves".

My parents my mum 68, dad 75, theyre the generation of your parents who lived without technology, my poor dad cant even send a text message, took 2 years to teach him to read one, but I guess thats the innonence of their age.

I think were the "trialing generation", we have to adjust to all the technology and then our kids come in and what we felt like took us years to learn there know in 5 mins. Computers, I was 13 when I first saw one, at school and it was only the top group of maths who were allowed to take computer studies as in option, where as now laptops are as common as lego in nursery.

Sorry I've babbled for England, guess its the 9/11 just makes me remember.

I'll be honest now this is the 3rd time I have been in debt, 1st was at 17, then mid 20s, now this is the worst, but this is the only one that has made me change my life, my lightbulb sometimes flickers, but 99% of the time I make sure it stays on, the odd 1% slip up, yes I get annoyed with myself, but its done. I have a daughter who I want to give the world to and yes she is my inspiration for this debt free journey, I carry a photo of her in the section where my credit cards use to be in the wallet, as she is my strength and saviour.

You have to allow a weakness, as that shows your remembering why your are doing this. Your lucky you have Mrs K to support you. She really sounds one in a ,million.

Thats brilliant about the work for the next couple of years xx

AlexLK

mum2one: Oh my, being in Mexico must have been very scary at the time. I know what you mean about the film channel, my parents were both very much in shock as was I. However, I can remember them both being very afraid it was the start of another World War!

I too have been in the airport when they've had a baggage scare, before 9/11 I wouldn't have bat an eyelid but after, it has set my mind buzzing.

As for technology, I don't want my son to become reliant on it, I'm absolutely terrified what it will do in the future and also what will happen should (for whatever reason) the internet / computers shut down as it's so ingrained into our everyday lives now.

My parents both know how to text but that takes them forever, fortunately, I didn't have to teach them either. Mind, they had mobile phones quite early on for work.

I think you must be a little older than I as we had computers in school and used them but I recall other things you mention which does just go to show how quickly technology moves on. However, I was not allowed a television in my bedroom, nor a computer and I didn't have a mobile phone until I was 17. Games consoles were around too but they were not very sophisticated, another thing that friends had but I wasn't allowed. Mrs. K. is rather different to I as she loves technology and doesn't really see a bad side to it.

No need to apologise to me for babbling!

It sounds to me like you've done (doing) really well with your debts. As for Mrs. K. she is but she has her own faults too, none of us are perfect, no matter how much we wish we could be. I used to be a terrible perfectionist during my later school years and university years, frankly looking back, all it did was cause misery.

Thank you, re. the work.